Thursday, 6 January 2011

Euribor 6/1/2011 (12 months & other types)

Forecast of January average: 1,500 (Reliability: 19%)
Oficial value of day 6/1/11: 1,506
 
Comments: The next update will be done tomorrow around 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/1/11 1,504 -0,003 -> Reduction compared prev. day:-0,199%
4/1/11 1,504 =0,000 -> Reduction compared prev. day:=0,000%
5/1/11 1,504 =0,000 -> Reduction compared prev. day:=0,000%
6/1/11 1,506 +0,002 -> Increase compared preve. day:+0,133%
7/1/11 1,505  Theorical expected value   
10/1/11 1,505  Theorical expected value   
11/1/11 1,504  Theorical expected value   
12/1/11 1,503  Theorical expected value   
13/1/11 1,503  Theorical expected value   
14/1/11 1,502  Theorical expected value   
17/1/11 1,501  Theorical expected value   
18/1/11 1,500  Theorical expected value   
19/1/11 1,499  Theorical expected value   
20/1/11 1,498  Theorical expected value   
21/1/11 1,497  Theorical expected value   
24/1/11 1,497  Theorical expected value   
25/1/11 1,496  Theorical expected value   
26/1/11 1,495  Theorical expected value   
27/1/11 1,494  Theorical expected value   
28/1/11 1,493  Theorical expected value   
31/1/11 1,492  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
665,32€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 23,87

Expected yearly extra expenses will be:  286
 € (+3,72%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 6/1/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,560 0,628 0,684 0,760 0,866 0,997 1,054
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,134 1,223 1,274 1,321 1,370 1,414 1,460
12 mo.
1,506
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,574 0,633 0,690 0,766 0,870 0,999 1,055
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,135 1,224 1,274 1,321 1,370 1,413 1,459
12m(av)
1,505
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 6/1/2011 at 13:10
 

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