Monday, 17 January 2011

Euribor 17/1/2011 (12 months & other types)

Forecast of January average: 1,528 (Reliability: 52%)
Oficial value of day 17/1/11: 1,544
 
Comments: The value of today at 12 months it's very near of the maximum of last year 2010 which was 1,546 (9th. of nov. 2010), tomorrow or in the next sesions this value will be passed.  (The next update will be done tomorrow around 13:10 hours).
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,545  Theorical expected value      
19/01/2011 1,545  Theorical expected value      
20/01/2011 1,546  Theorical expected value      
21/01/2011 1,546  Theorical expected value      
24/01/2011 1,546  Theorical expected value      
25/01/2011 1,546  Theorical expected value      
26/01/2011 1,546  Theorical expected value      
27/01/2011 1,546  Theorical expected value      
28/01/2011 1,546  Theorical expected value      
31/01/2011 1,547  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
667,84€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 26,39

Expected yearly extra expenses will be:  317
 € (+4,11%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 17/1/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,666 0,688 0,712 0,771 0,874 1,009 1,074
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,157 1,249 1,301 1,349 1,401 1,445 1,492
12 mo.
1,544
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,584 0,639 0,690 0,762 0,866 0,999 1,058
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,139 1,228 1,279 1,326 1,376 1,419 1,465
12m(av)
1,512
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 17/1/2011 at 13:10
 

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