Euribor 13/5/2015 (12 months & other types)

Forecast of May average: 0,169 (Reliability: 40%)

Oficial value of day 13/5/15: 0,169 (=)

Comments: In this  day  repeats value (the minimum historical was on 29/4/15: 0,167) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week decreases 2 thousands: -0,111 (-2%). The next update will be done the next working day around 14:00 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
04/05/2015 0,170 -0,001 -> Difference compared previous day:-0,585%

05/05/2015 0,167 -0,003 -> Difference compared previous day:-1,765%

06/05/2015 0,169 +0,002 -> Difference compared previous day:+1,198%

07/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%

08/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%

11/05/2015 0,168 -0,001 -> Difference compared previous day:-0,592%

12/05/2015 0,169 +0,001 -> Difference compared previous day:+0,595%

13/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%

14/05/2015 0,168  Theorical expected value  

15/05/2015 0,169  Theorical expected value  

18/05/2015 0,169  Theorical expected value  

19/05/2015 0,170  Theorical expected value  

20/05/2015 0,171  Theorical expected value  

21/05/2015 0,170  Theorical expected value  

22/05/2015 0,170  Theorical expected value  

25/05/2015 0,170  Theorical expected value  

26/05/2015 0,170  Theorical expected value  

27/05/2015 0,170  Theorical expected value  

28/05/2015 0,170  Theorical expected value  

29/05/2015 0,169  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 551,99 €.
Compared one year ago, in May'14 (0,592%): 586,59 €
Expected monthly savings will be: 35 €. 
Expected yearly savings will be:  415 € (-5,90%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 13/5/2015:

1 we.	2 we.	1 mo.	2 mo.
-0,111	-0,097	-0,048	-0,028
3 mo.	6 mo.	9 mo.	12 mo.
-0,009	0,060	0,108	0,169

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,104	-0,091	-0,045	-0,025
3 m(av)	6 m(av)	9 m(av)	12m(a)
-0,009	0,061	0,108	0,169

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 13/5/2015 at 14:06