Friday 29 May 2009

Euribor forecast of June-2009 (at 12 months)

Forecast of June average: 1,602 (Reliability: 2%)
Oficial value of day 29/5/09: 1,631
 
Comments: This forecast has been done taking into account that the interest rates will remanins unchanged during this month.The current interest rate in Euro Zone it's: 1,00%..

__Date___Interest rate_
01/06/2009 1,628  Theorical expected value  
02/06/2009 1,618  Theorical expected value  
03/06/2009 1,615  Theorical expected value  
04/06/2009 1,612  ECB no action, remains unchanged 
05/06/2009 1,610  Theorical expected value  
08/06/2009 1,608  Theorical expected value  
09/06/2009 1,605  Theorical expected value  
10/06/2009 1,605  Theorical expected value  
11/06/2009 1,603  Theorical expected value  
12/06/2009 1,602  Theorical expected value  
15/06/2009 1,599  Theorical expected value  
16/06/2009 1,597  Theorical expected value  
17/06/2009 1,600  Theorical expected value  
18/06/2009 1,597  Theorical expected value  
19/06/2009 1,599  Theorical expected value  
22/06/2009 1,599  Theorical expected value  
23/06/2009 1,598  Theorical expected value  
24/06/2009 1,597  Theorical expected value  
25/06/2009 1,594  Theorical expected value  
26/06/2009 1,591  Theorical expected value  
29/06/2009 1,588  Theorical expected value  
30/06/2009 1,588  Theorical expected value  
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 674,53€
Compared one year ago (in June'08: 1063,04 €):
Expected monthly savings will be.: 388 €
Expected Yearly savings will be.: 4662 € (-36,55%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 29/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,898 0,908 0,914 0,935 1,084 1,269 1,336
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,402 1,465 1,494 1,53 1,56 1,583 1,605
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/05/2009 at 14:30

Euribor 29/5/2009 & final value of May average

Final value of May average: 1,644
Oficial value of day 29/5/09: 1,631
 
Comments: Coming soon this value will be confirmed by European Central Bank or by the Bank of each country. Around 15:00 hours will be publicated the forecast for June.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,704 -0,006 -> Reduction compared prev. day:-0,351%
07/05/2009 1,699 -0,005 -> Reduction compared prev. day:-0,293%
08/05/2009 1,676 -0,023 -> Reduction compared prev. day:-1,354%
11/05/2009 1,655 -0,021 -> Reduction compared prev. day:-1,253%
12/05/2009 1,647 -0,008 -> Reduction compared prev. day:-0,483%
13/05/2009 1,636 -0,011 -> Reduction compared prev. day:-0,668%
14/05/2009 1,623 -0,013 -> Reduction compared prev. day:-0,795%
15/05/2009 1,610 -0,013 -> Reduction compared prev. day:-0,801%
18/05/2009 1,602 -0,008 -> Reduction compared prev. day:-0,497%
19/05/2009 1,595 -0,007 -> Reduction compared prev. day:-0,437%
20/05/2009 1,606 0,011 -> Difference compared prev. day:+0,690%
21/05/2009 1,613 0,007 -> Difference compared prev. day:+0,436%
22/05/2009 1,622 0,009 -> Difference compared prev. day:+0,558%
25/05/2009 1,631 0,009 -> Difference compared prev. day:+0,555%
26/05/2009 1,632 0,001 -> Difference compared prev. day:+0,061%
27/05/2009 1,638 0,006 -> Difference compared prev. day:+0,368%
28/05/2009 1,641 0,003 -> Difference compared prev. day:+0,183%
29/05/2009 1,631 -0,010 -> Reduction compared prev. day:-0,609%

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 678,35€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 343 €
Expected Yearly savings will be.: 4116 € (-33,58%) 

 
(The monthly payments are calculated using the french metod type)
 
 
Euribor from 1 week to 11 months of 29/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,898 0,908 0,914 0,935 1,084 1,269 1,336
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,402 1,465 1,494 1,53 1,56 1,583 1,605
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/05/2009 at 11:20
 

Thursday 28 May 2009

Euribor 28/5/2009 (12 months & other types)

Forecast of May average: 1,645 (Reliability: 95%)
Oficial value of day 28/5/09: 1,641
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,704 -0,006 -> Reduction compared prev. day:-0,351%
07/05/2009 1,699 -0,005 -> Reduction compared prev. day:-0,293%
08/05/2009 1,676 -0,023 -> Reduction compared prev. day:-1,354%
11/05/2009 1,655 -0,021 -> Reduction compared prev. day:-1,253%
12/05/2009 1,647 -0,008 -> Reduction compared prev. day:-0,483%
13/05/2009 1,636 -0,011 -> Reduction compared prev. day:-0,668%
14/05/2009 1,623 -0,013 -> Reduction compared prev. day:-0,795%
15/05/2009 1,610 -0,013 -> Reduction compared prev. day:-0,801%
18/05/2009 1,602 -0,008 -> Reduction compared prev. day:-0,497%
19/05/2009 1,595 -0,007 -> Reduction compared prev. day:-0,437%
20/05/2009 1,606 0,011 -> Difference compared prev. day:+0,690%
21/05/2009 1,613 0,007 -> Difference compared prev. day:+0,436%
22/05/2009 1,622 0,009 -> Difference compared prev. day:+0,558%
25/05/2009 1,631 0,009 -> Difference compared prev. day:+0,555%
26/05/2009 1,632 0,001 -> Difference compared prev. day:+0,061%
27/05/2009 1,638 0,006 -> Difference compared prev. day:+0,368%
28/05/2009 1,641 0,003 -> Difference compared prev. day:+0,183%
29/05/2009 1,641  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 678,44€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 343 €
Expected Yearly savings will be.: 4115 € (-33,57%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 28/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,925 0,927 0,929 0,941 1,09 1,27 1,34
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,409 1,473 1,503 1,54 1,57 1,594 1,616
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/05/2009 at 11:20
 

Wednesday 27 May 2009

Euribor 27/5/2009 (12 months & other types)

Forecast of May average: 1,645 (Reliability: 90%)
Oficial value of day 27/5/09: 1,638
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,704 -0,006 -> Reduction compared prev. day:-0,351%
07/05/2009 1,699 -0,005 -> Reduction compared prev. day:-0,293%
08/05/2009 1,676 -0,023 -> Reduction compared prev. day:-1,354%
11/05/2009 1,655 -0,021 -> Reduction compared prev. day:-1,253%
12/05/2009 1,647 -0,008 -> Reduction compared prev. day:-0,483%
13/05/2009 1,636 -0,011 -> Reduction compared prev. day:-0,668%
14/05/2009 1,623 -0,013 -> Reduction compared prev. day:-0,795%
15/05/2009 1,610 -0,013 -> Reduction compared prev. day:-0,801%
18/05/2009 1,602 -0,008 -> Reduction compared prev. day:-0,497%
19/05/2009 1,595 -0,007 -> Reduction compared prev. day:-0,437%
20/05/2009 1,606 0,011 -> Difference compared prev. day:+0,690%
21/05/2009 1,613 0,007 -> Difference compared prev. day:+0,436%
22/05/2009 1,622 0,009 -> Difference compared prev. day:+0,558%
25/05/2009 1,631 0,009 -> Difference compared prev. day:+0,555%
26/05/2009 1,632 0,001 -> Difference compared prev. day:+0,061%
27/05/2009 1,638 0,006 -> Difference compared prev. day:+0,368%
28/05/2009 1,638  Theorical expected value   
29/05/2009 1,638  Theorical expected value   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 678,44€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 343 €
Expected Yearly savings will be.: 4115 € (-33,57%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 27/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,94 0,935 0,939 0,941 1,088 1,27 1,339
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,408 1,471 1,501 1,538 1,568 1,591 1,612
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/05/2009 at 11:20
 

Tuesday 26 May 2009

Euribor 26/5/2009 (12 months & other types)

Forecast of May average: 1,644 (Reliability: 85%)
Oficial value of day 26/5/09: 1,632
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,704 -0,006 -> Reduction compared prev. day:-0,351%
07/05/2009 1,699 -0,005 -> Reduction compared prev. day:-0,293%
08/05/2009 1,676 -0,023 -> Reduction compared prev. day:-1,354%
11/05/2009 1,655 -0,021 -> Reduction compared prev. day:-1,253%
12/05/2009 1,647 -0,008 -> Reduction compared prev. day:-0,483%
13/05/2009 1,636 -0,011 -> Reduction compared prev. day:-0,668%
14/05/2009 1,623 -0,013 -> Reduction compared prev. day:-0,795%
15/05/2009 1,610 -0,013 -> Reduction compared prev. day:-0,801%
18/05/2009 1,602 -0,008 -> Reduction compared prev. day:-0,497%
19/05/2009 1,595 -0,007 -> Reduction compared prev. day:-0,437%
20/05/2009 1,606 0,011 -> Difference compared prev. day:+0,690%
21/05/2009 1,613 0,007 -> Difference compared prev. day:+0,436%
22/05/2009 1,622 0,009 -> Difference compared prev. day:+0,558%
25/05/2009 1,631 0,009 -> Difference compared prev. day:+0,555%
26/05/2009 1,632 0,001 -> Difference compared prev. day:+0,061%
27/05/2009 1,632  Theorical expected value   
28/05/2009 1,632  Theorical expected value   
29/05/2009 1,632  Theorical expected value   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 678,35€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 343 €
Expected Yearly savings will be.: 4116 € (-33,62%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 26/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,944 0,936 0,937 0,939 1,087 1,266 1,336
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,402 1,467 1,497 1,533 1,564 1,587 1,608
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 26/05/2009 at 11:20
 
 

Monday 25 May 2009

Euribor 25/5/2009 (12 months & other types)

Forecast of May average: 1,644 (Reliability: 80%)
Oficial value of day 25/5/09: 1,631
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,704 -0,006 -> Reduction compared prev. day:-0,351%
07/05/2009 1,699 -0,005 -> Reduction compared prev. day:-0,293%
08/05/2009 1,676 -0,023 -> Reduction compared prev. day:-1,354%
11/05/2009 1,655 -0,021 -> Reduction compared prev. day:-1,253%
12/05/2009 1,647 -0,008 -> Reduction compared prev. day:-0,483%
13/05/2009 1,636 -0,011 -> Reduction compared prev. day:-0,668%
14/05/2009 1,623 -0,013 -> Reduction compared prev. day:-0,795%
15/05/2009 1,610 -0,013 -> Reduction compared prev. day:-0,801%
18/05/2009 1,602 -0,008 -> Reduction compared prev. day:-0,497%
19/05/2009 1,595 -0,007 -> Reduction compared prev. day:-0,437%
20/05/2009 1,606 0,011 -> Difference compared prev. day:+0,690%
21/05/2009 1,613 0,007 -> Difference compared prev. day:+0,436%
22/05/2009 1,622 0,009 -> Difference compared prev. day:+0,558%
25/05/2009 1,631 0,009 -> Difference compared prev. day:+0,555%
26/05/2009 1,631  Theorical expected value  
27/05/2009 1,631  Theorical expected value  
28/05/2009 1,631  Theorical expected value  
29/05/2009 1,631  Theorical expected value  
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 678,35€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 343 €
Expected Yearly savings will be.: 4116 € (-33,62%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 25/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,931 0,924 0,924 0,923 1,086 1,264 1,336
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,399 1,464 1,497 1,533 1,562 1,584 1,607
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/05/2009 at 11:20
 
 

Friday 22 May 2009

Euribor 22/5/2009 (12 months & other types)

Forecast of May average: 1,640 (Reliability: 75%)
Oficial value of day 22/5/09: 1,622
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,704 -0,006 -> Reduction compared prev. day:-0,351%
07/05/2009 1,699 -0,005 -> Reduction compared prev. day:-0,293%
08/05/2009 1,676 -0,023 -> Reduction compared prev. day:-1,354%
11/05/2009 1,655 -0,021 -> Reduction compared prev. day:-1,253%
12/05/2009 1,647 -0,008 -> Reduction compared prev. day:-0,483%
13/05/2009 1,636 -0,011 -> Reduction compared prev. day:-0,668%
14/05/2009 1,623 -0,013 -> Reduction compared prev. day:-0,795%
15/05/2009 1,610 -0,013 -> Reduction compared prev. day:-0,801%
18/05/2009 1,602 -0,008 -> Reduction compared prev. day:-0,497%
19/05/2009 1,595 -0,007 -> Reduction compared prev. day:-0,437%
20/05/2009 1,606 0,011 -> Difference compared prev. day:+0,690%
21/05/2009 1,613 0,007 -> Difference compared prev. day:+0,436%
22/05/2009 1,622 0,009 -> Difference compared prev. day:+0,558%
25/05/2009 1,620  Theorical expected value    
26/05/2009 1,618  Theorical expected value    
27/05/2009 1,616  Theorical expected value    
28/05/2009 1,614  Theorical expected value    
29/05/2009 1,612  Theorical expected value    
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 677,99€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 343 €
Expected Yearly savings will be.: 4120 € (-33,62%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 22/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,906 0,899 0,902 0,906 1,08 1,259 1,332
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,395 1,457 1,49 1,523 1,555 1,574 1,598
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 22/05/2009 at 11:20
 

Thursday 21 May 2009

Euribor 21/5/2009 (12 months & other types)

Forecast of May average: 1,637 (Reliability: 70%)
Oficial value of day 21/5/09: 1,613
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,704 -0,006 -> Reduction compared prev. day:-0,351%
07/05/2009 1,699 -0,005 -> Reduction compared prev. day:-0,293%
08/05/2009 1,676 -0,023 -> Reduction compared prev. day:-1,354%
11/05/2009 1,655 -0,021 -> Reduction compared prev. day:-1,253%
12/05/2009 1,647 -0,008 -> Reduction compared prev. day:-0,483%
13/05/2009 1,636 -0,011 -> Reduction compared prev. day:-0,668%
14/05/2009 1,623 -0,013 -> Reduction compared prev. day:-0,795%
15/05/2009 1,610 -0,013 -> Reduction compared prev. day:-0,801%
18/05/2009 1,602 -0,008 -> Reduction compared prev. day:-0,497%
19/05/2009 1,595 -0,007 -> Reduction compared prev. day:-0,437%
20/05/2009 1,606 0,011 -> Diference compared prev. day.:+0,690%
21/05/2009 1,613 0,007 -> Diference compared prev. day.:+0,436%
22/05/2009 1,611  Theorical expected value   
25/05/2009 1,609  Theorical expected value   
26/05/2009 1,607  Theorical expected value   
27/05/2009 1,605  Theorical expected value   
28/05/2009 1,603  Theorical expected value   
29/05/2009 1,601  Theorical expected value   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 677,71€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 344 €
Expected Yearly savings will be.: 4124 € (-33,64%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 21/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,872 0,873 0,877 0,88 1,072 1,252 1,329
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,391 1,451 1,485 1,517 1,548 1,567 1,59
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 21/05/2009 at 11:20

Wednesday 20 May 2009

Euribor 20/5/2009 (12 months & other types)

Forecast of May average: 1,633 (Reliability: 65%)
Oficial value of day 20/5/09: 1,606
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,704 -0,006 -> Reduction compared prev. day:-0,351%
07/05/2009 1,699 -0,005 -> Reduction compared prev. day:-0,293%
08/05/2009 1,676 -0,023 -> Reduction compared prev. day:-1,354%
11/05/2009 1,655 -0,021 -> Reduction compared prev. day:-1,253%
12/05/2009 1,647 -0,008 -> Reduction compared prev. day:-0,483%
13/05/2009 1,636 -0,011 -> Reduction compared prev. day:-0,668%
14/05/2009 1,623 -0,013 -> Reduction compared prev. day:-0,795%
15/05/2009 1,610 -0,013 -> Reduction compared prev. day:-0,801%
18/05/2009 1,602 -0,008 -> Reduction compared prev. day:-0,497%
19/05/2009 1,595 -0,007 -> Reduction compared prev. day:-0,437%
20/05/2009 1,606 0,011 -> Diference compared prev. day.:+0,690%
21/05/2009 1,604  Theorical expected value   
22/05/2009 1,602  Theorical expected value   
25/05/2009 1,600  Theorical expected value   
26/05/2009 1,598  Theorical expected value   
27/05/2009 1,596  Theorical expected value   
28/05/2009 1,594  Theorical expected value   
29/05/2009 1,592  Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 676,99€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 344 €
Expected Yearly savings will be.: 4128 € (-33,68%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 20/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,8 0,822 0,833 0,849 1,064 1,244 1,321
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,383 1,443 1,48 1,513 1,54 1,56 1,582
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 20/05/2009 at 12:20

Tuesday 19 May 2009

Euribor 19/5/2009 (12 months & other types)

Forecast of May average: 1,629 (Reliability: 60%)
Oficial value of day 19/5/09: 1,595
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,704 -0,006 -> Reduction compared prev. day:-0,351%
07/05/2009 1,699 -0,005 -> Reduction compared prev. day:-0,293%
08/05/2009 1,676 -0,023 -> Reduction compared prev. day:-1,354%
11/05/2009 1,655 -0,021 -> Reduction compared prev. day:-1,253%
12/05/2009 1,647 -0,008 -> Reduction compared prev. day:-0,483%
13/05/2009 1,636 -0,011 -> Reduction compared prev. day:-0,668%
14/05/2009 1,623 -0,013 -> Reduction compared prev. day:-0,795%
15/05/2009 1,610 -0,013 -> Reduction compared prev. day:-0,801%
18/05/2009 1,602 -0,008 -> Reduction compared prev. day:-0,497%
19/05/2009 1,595 -0,007 -> Reduction compared prev. day:-0,437%
20/05/2009 1,593  Theorical expected value   
21/05/2009 1,591  Theorical expected value   
22/05/2009 1,591  Theorical expected value   
25/05/2009 1,589  Theorical expected value   
26/05/2009 1,587  Theorical expected value   
27/05/2009 1,585  Theorical expected value   
28/05/2009 1,583  Theorical expected value   
29/05/2009 1,581  Theorical expected value   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 676,99€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 344 €
Expected Yearly savings will be.: 4132 € (-33,72%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 19/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,697 0,74 0,774 0,816 1,052 1,237 1,31
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,372 1,434 1,471 1,503 1,529 1,549 1,571
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 19/05/2009 at 11:20