Euribor 18/1/2011 (12 months & other types)

Forecast of January average: 1,532 (Reliability: 57%)
Oficial value of day 18/1/11: 1,552

 

Comments: The value of today at 12 months it's the maximum from 25th of june'09, it seems that the forecast for the next sesions will be bullish.  (The next update will be done tomorrow around 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,552  Theorical expected value       
20/01/2011 1,553  Theorical expected value       
21/01/2011 1,553  Theorical expected value       
24/01/2011 1,554  Theorical expected value       
25/01/2011 1,554  Theorical expected value       
26/01/2011 1,555  Theorical expected value       
27/01/2011 1,555  Theorical expected value       
28/01/2011 1,556  Theorical expected value       
31/01/2011 1,557  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 667,84€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 26,39 €
Expected yearly extra expenses will be:  317 € (+4,11%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 18/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,687	0,703	0,725	0,776	0,879	1,012	1,077
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,161	1,254	1,306	1,355	1,408	1,452	1,501
12 mo.
1,552

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,592	0,644	0,693	0,763	0,867	1,000	1,060
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,140	1,230	1,281	1,329	1,379	1,422	1,468
12m(av)
1,516

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 18/1/2011 at 13:10