Friday 30 July 2010

Euribor 30/7/2010 & final value of July average

Final value of July average: 1,373
Oficial value of day 30/7/2010: 1,417
 
Comments: Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,340 +0,006 -> Increase compared preve. day:+0,450%
09/07/2010 1,351 +0,011 -> Increase compared preve. day:+0,821%
12/07/2010 1,356 +0,005 -> Increase compared preve. day:+0,370%
13/07/2010 1,358 +0,002 -> Increase compared preve. day:+0,147%
14/07/2010 1,363 +0,005 -> Increase compared preve. day:+0,368%
15/07/2010 1,369 +0,006 -> Increase compared preve. day:+0,440%
16/07/2010 1,380 +0,011 -> Increase compared preve. day:+0,804%
19/07/2010 1,390 +0,010 -> Increase compared preve. day:+0,725%
20/07/2010 1,393 +0,003 -> Increase compared preve. day:+0,216%
21/07/2010 1,398 +0,005 -> Increase compared preve. day:+0,359%
22/07/2010 1,399 +0,001 -> Increase compared preve. day:+0,072%
23/07/2010 1,402 +0,003 -> Increase compared preve. day:+0,214%
26/07/2010 1,407 +0,005 -> Increase compared preve. day:+0,357%
27/07/2010 1,413 +0,006 -> Increase compared preve. day:+0,426%
28/07/2010 1,416 +0,003 -> Increase compared preve. day:+0,212%
29/07/2010 1,419 +0,003 -> Increase compared preve. day:+0,212%
30/07/2010 1,417 -0,002 -> Reduction compared prev. day:-0,141%
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
653,94€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 
3,4 €
Expected Yearly savings will be:  42
 € (-0,53%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/7/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,577 0,603 0,620 0,645 0,724 0,896 0,960
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,048 1,145 1,190 1,233 1,288 1,324 1,367
12 mo.
1,417
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,527 0,544 0,558 0,583 0,669 0,849 0,915
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,005 1,104 1,150 1,193 1,245 1,281 1,323
12m(av)
1,373
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/7/2010 at 13:05
 

Thursday 29 July 2010

Euribor 29/7/2010 (12 months & other types)

Forecast of July average: 1,374 (Reliability: 95%)
Oficial value of day 29/7/10: 1,419 (New maximal of this year)
 
Comments: From 2nd to 13rd of August this blog won't be updated daily due to summer vacation, the 16th of August all averages will be updated accordingly, and from this date on the blog will be updated daily as usually . The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,340 +0,006 -> Increase compared preve. day:+0,450%
09/07/2010 1,351 +0,011 -> Increase compared preve. day:+0,821%
12/07/2010 1,356 +0,005 -> Increase compared preve. day:+0,370%
13/07/2010 1,358 +0,002 -> Increase compared preve. day:+0,147%
14/07/2010 1,363 +0,005 -> Increase compared preve. day:+0,368%
15/07/2010 1,369 +0,006 -> Increase compared preve. day:+0,440%
16/07/2010 1,380 +0,011 -> Increase compared preve. day:+0,804%
19/07/2010 1,390 +0,010 -> Increase compared preve. day:+0,725%
20/07/2010 1,393 +0,003 -> Increase compared preve. day:+0,216%
21/07/2010 1,398 +0,005 -> Increase compared preve. day:+0,359%
22/07/2010 1,399 +0,001 -> Increase compared preve. day:+0,072%
23/07/2010 1,402 +0,003 -> Increase compared preve. day:+0,214%
26/07/2010 1,407 +0,005 -> Increase compared preve. day:+0,357%
27/07/2010 1,413 +0,006 -> Increase compared preve. day:+0,426%
28/07/2010 1,416 +0,003 -> Increase compared preve. day:+0,212%
29/07/2010 1,419 +0,003 -> Increase compared preve. day:+0,212%
30/07/2010 1,422  Theorical expected value  
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
654,03€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 
3,3 €
Expected Yearly savings will be:  40
 € (-0,52%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/7/2010:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,525 0,541 0,555 0,580 0,666 0,847 0,913
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,003 1,102 1,148 1,191 1,243 1,279 1,321
12m(av)
1,371
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,522 0,538 0,552 0,577 0,663 0,844 0,911
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,001 1,100 1,145 1,189 1,241 1,277 1,319
12m(av)
1,369
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/7/2010 at 13:05
 

Wednesday 28 July 2010

Euribor 28/7/2010 (12 months & other types)

Forecast of July average: 1,374 (Reliability: 91%)
Oficial value of day 28/7/10: 1,416 (New maximal of this year)
 
Comments: From 2nd to 13rd of August this blog won't be updated daily due to summer vacation, the 16th of August all averages will be updated accordingly, and from this date on the blog will be updated daily as usually . The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,340 +0,006 -> Increase compared preve. day:+0,450%
09/07/2010 1,351 +0,011 -> Increase compared preve. day:+0,821%
12/07/2010 1,356 +0,005 -> Increase compared preve. day:+0,370%
13/07/2010 1,358 +0,002 -> Increase compared preve. day:+0,147%
14/07/2010 1,363 +0,005 -> Increase compared preve. day:+0,368%
15/07/2010 1,369 +0,006 -> Increase compared preve. day:+0,440%
16/07/2010 1,380 +0,011 -> Increase compared preve. day:+0,804%
19/07/2010 1,390 +0,010 -> Increase compared preve. day:+0,725%
20/07/2010 1,393 +0,003 -> Increase compared preve. day:+0,216%
21/07/2010 1,398 +0,005 -> Increase compared preve. day:+0,359%
22/07/2010 1,399 +0,001 -> Increase compared preve. day:+0,072%
23/07/2010 1,402 +0,003 -> Increase compared preve. day:+0,214%
26/07/2010 1,407 +0,005 -> Increase compared preve. day:+0,357%
27/07/2010 1,413 +0,006 -> Increase compared preve. day:+0,426%
28/07/2010 1,416 +0,003 -> Increase compared preve. day:+0,212%
29/07/2010 1,421  Theorical expected value     
30/07/2010 1,424  Theorical expected value  
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
653,94€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 
3,4 €
Expected Yearly savings will be:  42
 € (-0,53%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/7/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,585 0,605 0,619 0,640 0,719 0,896 0,959
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,047 1,143 1,189 1,232 1,287 1,321 1,364
12 mo.
1,416
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,522 0,538 0,552 0,577 0,663 0,844 0,911
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,001 1,100 1,145 1,189 1,241 1,277 1,319
12m(av)
1,369
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/7/2010 at 13:05
 

Tuesday 27 July 2010

Euribor 27/7/2010 (12 months & other types)

Forecast of July average: 1,374 (Reliability: 86%)
Oficial value of day 27/7/10: 1,413 (New maximal of this year)
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,340 +0,006 -> Increase compared preve. day:+0,450%
09/07/2010 1,351 +0,011 -> Increase compared preve. day:+0,821%
12/07/2010 1,356 +0,005 -> Increase compared preve. day:+0,370%
13/07/2010 1,358 +0,002 -> Increase compared preve. day:+0,147%
14/07/2010 1,363 +0,005 -> Increase compared preve. day:+0,368%
15/07/2010 1,369 +0,006 -> Increase compared preve. day:+0,440%
16/07/2010 1,380 +0,011 -> Increase compared preve. day:+0,804%
19/07/2010 1,390 +0,010 -> Increase compared preve. day:+0,725%
20/07/2010 1,393 +0,003 -> Increase compared preve. day:+0,216%
21/07/2010 1,398 +0,005 -> Increase compared preve. day:+0,359%
22/07/2010 1,399 +0,001 -> Increase compared preve. day:+0,072%
23/07/2010 1,402 +0,003 -> Increase compared preve. day:+0,214%
26/07/2010 1,407 +0,005 -> Increase compared preve. day:+0,357%
27/07/2010 1,413 +0,006 -> Increase compared preve. day:+0,426%
28/07/2010 1,415   Theorical expected value    
29/07/2010 1,420   Theorical expected value    
30/07/2010 1,423   Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
653,94€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 
3,4 €
Expected Yearly savings will be:  42
 € (-0,53%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/7/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,584 0,603 0,617 0,638 0,715 0,893 0,957
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,045 1,141 1,188 1,230 1,285 1,318 1,361
12 mo.
1,413
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,519 0,534 0,548 0,574 0,660 0,841 0,908
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
0,998 1,098 1,143 1,187 1,239 1,275 1,316
12m(av)
1,366
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/7/2010 at 13:05
 

Monday 26 July 2010

Euribor 26/7/2010 (12 months & other types)

Forecast of July average: 1,373 (Reliability: 82%)
Oficial value of day 26/7/10: 1,407 (New maximal of this year)
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2010 1,320 +0,014 -> Increase compared preve. day:+1,072%
02/07/2010 1,329 +0,009 -> Increase compared preve. day:+0,682%
05/07/2010 1,329 =0,000 -> Increase compared preve. day:=0,000%
06/07/2010 1,331 +0,002 -> Increase compared preve. day:+0,150%
07/07/2010 1,334 +0,003 -> Increase compared preve. day:+0,225%
08/07/2010 1,340 +0,006 -> Increase compared preve. day:+0,450%
09/07/2010 1,351 +0,011 -> Increase compared preve. day:+0,821%
12/07/2010 1,356 +0,005 -> Increase compared preve. day:+0,370%
13/07/2010 1,358 +0,002 -> Increase compared preve. day:+0,147%
14/07/2010 1,363 +0,005 -> Increase compared preve. day:+0,368%
15/07/2010 1,369 +0,006 -> Increase compared preve. day:+0,440%
16/07/2010 1,380 +0,011 -> Increase compared preve. day:+0,804%
19/07/2010 1,390 +0,010 -> Increase compared preve. day:+0,725%
20/07/2010 1,393 +0,003 -> Increase compared preve. day:+0,216%
21/07/2010 1,398 +0,005 -> Increase compared preve. day:+0,359%
22/07/2010 1,399 +0,001 -> Increase compared preve. day:+0,072%
23/07/2010 1,402 +0,003 -> Increase compared preve. day:+0,214%
26/07/2010 1,407 +0,005 -> Increase compared preve. day:+0,357%
27/07/2010 1,409  Theorical expected value   
28/07/2010 1,411  Theorical expected value   
29/07/2010 1,416  Theorical expected value   
30/07/2010 1,419  Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
653,94€
Compared one year ago, in July'09 (1,412%): 657,42 €
Expected monthly savings will be: 
3,4 €
Expected Yearly savings will be:  42
 € (-0,53%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 26/7/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,580 0,600 0,613 0,635 0,712 0,889 0,954
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,041 1,137 1,184 1,225 1,281 1,314 1,355
12 mo.
1,407
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,515 0,530 0,544 0,570 0,657 0,838 0,905
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
0,996 1,096 1,141 1,184 1,236 1,272 1,314
12m(av)
1,364
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 26/7/2010 at 13:05