Euribor 19/1/2011 (12 months & other types)

Forecast of January average: 1,534 (Reliability: 62%)
Oficial value of day 19/1/11: 1,556

 

Comments: Today a new maximum at 12 months (1,556) from 25th of june'09, meanwhile the euribor at 1 week will continue increasing the rest of averages will increase too.  (The next update will be done tomorrow around 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 ->  Increase compared preve. day:+0,258%
20/01/2011 1,557  Theorical expected value        
21/01/2011 1,557  Theorical expected value        
24/01/2011 1,558  Theorical expected value        
25/01/2011 1,558  Theorical expected value        
26/01/2011 1,559  Theorical expected value        
27/01/2011 1,559  Theorical expected value        
28/01/2011 1,560  Theorical expected value        
31/01/2011 1,561  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 668,38€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 26,93 €
Expected yearly extra expenses will be:  323 € (+4,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 19/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,701	0,714	0,734	0,780	0,881	1,014	1,078
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,161	1,256	1,308	1,357	1,411	1,455	1,504
12 mo.
1,556

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,601	0,650	0,696	0,764	0,868	1,001	1,061
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,142	1,232	1,283	1,331	1,381	1,424	1,470
12m(av)
1,519

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 19/1/2011 at 13:10