Monday, 3 January 2011

Euribor 3/1/2011 (12 months & other types)

Forecast of January average: 1,495 (Reliability: 5%)
Oficial value of day 3/1/11: 1,504
 
Comments: The next update will be done tomorrow around 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%

04/01/2011 1,502  Theorical expected value 
05/01/2011 1,501  Theorical expected value 
06/01/2011 1,500  Theorical expected value 
07/01/2011 1,499  Theorical expected value 
10/01/2011 1,499  Theorical expected value 
11/01/2011 1,498  Theorical expected value 
12/01/2011 1,497  Theorical expected value 
13/01/2011 1,497  Theorical expected value 
14/01/2011 1,496  Theorical expected value 
17/01/2011 1,495  Theorical expected value 
18/01/2011 1,494  Theorical expected value 
19/01/2011 1,493  Theorical expected value 
20/01/2011 1,492  Theorical expected value 
21/01/2011 1,491  Theorical expected value 
24/01/2011 1,491  Theorical expected value 
25/01/2011 1,490  Theorical expected value 
26/01/2011 1,489  Theorical expected value 
27/01/2011 1,488  Theorical expected value 
28/01/2011 1,487  Theorical expected value 
31/01/2011 1,486  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
664,87€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 23,42

Expected yearly extra expenses will be:  281
 € (+3,65%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 3/1/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,590 0,641 0,699 0,774 0,876 1,001 1,057
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,137 1,224 1,274 1,320 1,369 1,413 1,458
12 mo.
1,504
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,590 0,641 0,699 0,774 0,876 1,001 1,057
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,137 1,224 1,274 1,320 1,369 1,413 1,458
12m(av)
1,504
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 3/1/2011 at 13:10
 

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