Euribor 4/1/2011 (12 months & other types)

Forecast of January average: 1,495 (Reliability: 9%)
Oficial value of day 4/1/11: 1,504

 

Comments: The next update will be done tomorrow around 13:10 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
3/1/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
4/1/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
5/1/2011 1,503  Theorical expected value  
6/1/2011 1,502  Theorical expected value  
7/1/2011 1,501  Theorical expected value  
10/1/2011 1,501  Theorical expected value  
11/1/2011 1,500  Theorical expected value  
12/1/2011 1,499  Theorical expected value  
13/1/2011 1,499  Theorical expected value  
14/1/2011 1,498  Theorical expected value  
17/1/2011 1,497  Theorical expected value  
18/1/2011 1,496  Theorical expected value  
19/1/2011 1,495  Theorical expected value  
20/1/2011 1,494  Theorical expected value  
21/1/2011 1,493  Theorical expected value  
24/1/2011 1,493  Theorical expected value  
25/1/2011 1,492  Theorical expected value  
26/1/2011 1,491  Theorical expected value  
27/1/2011 1,490  Theorical expected value  
28/1/2011 1,489  Theorical expected value  
31/1/2011 1,488  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 664,87€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 23,42 €
Expected yearly extra expenses will be:  281 € (+3,65%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,575	0,633	0,690	0,766	0,870	0,999	1,056
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,135	1,224	1,274	1,321	1,370	1,413	1,459
12 mo.
1,504

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,583	0,637	0,695	0,770	0,873	1,000	1,057
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,136	1,224	1,274	1,321	1,370	1,413	1,459
12m(av)
1,504

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/1/2011 at 13:10