Wednesday 12 March 2014

Euribor 11/3/2014 (12 months & other types)

Forecast of March average: 0,565 (Reliability: 29%)
Oficial value of day 11/3/14: 0,575 (-0,519%)
 
Comments: Yesterday decreased 3 thousands and practically all the rest of the Euribor are lower compared with the day before yesterday values, the Euribor at 1 week decreased 6 thousands: 0,194 (-3,0%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/03/2014 0,554 +0,005 -> Reduction compared prev.day:+0,911%
04/03/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%
05/03/2014 0,551 -0,001 -> Reduction compared prev.day:-0,181%
06/03/2014 0,551 =0,000 -> Reduction compared prev.day:=0,000%
07/03/2014 0,567 +0,016 -> Increase compared prev. day:+2,904%
10/03/2014 0,578 +0,011 -> Increase compared prev. day:+1,940%
11/03/2014 0,575 -0,003 -> Reduction compared prev.day:-0,519%
12/03/2014 0,575  Theorical expected value 
13/03/2014 0,575  Theorical expected value 
14/03/2014 0,576  Theorical expected value 
17/03/2014 0,574  Theorical expected value 
18/03/2014 0,576  Theorical expected value 
19/03/2014 0,577  Theorical expected value 
20/03/2014 0,578  Theorical expected value 
21/03/2014 0,578  Theorical expected value 
24/03/2014 0,577  Theorical expected value 
25/03/2014 0,577  Theorical expected value 
26/03/2014 0,578  Theorical expected value 
27/03/2014 0,579  Theorical expected value 
28/03/2014 0,580  Theorical expected value 
31/03/2014 0,579  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
584,42 €.
Compared one year ago, in March'13 (0,545%): 582,68 €
Expected monthly extra expenses will be: 1,74 €.
 
Expected yearly extra expenses will be:  21 
(+0,30%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 11/3/2014:

1 we. 2 we. 1 mo. 2 mo.
0,194 0,206 0,233 0,268
3 mo. 6 mo. 9 mo. 12 mo.
0,304 0,405 0,492 0,575

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,188 0,199 0,224 0,257
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,294 0,393 0,478 0,561

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 11/3/2014 at 13:55

Information: I'm sorry but from now on the daily information of Euribor from the offical site will offers the daily values if you paid an anual subscription. I'm not agree with this decision and for this reason I will show every day the yesterday values.

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