Friday 30 September 2011

Euribor 30/9/2011 & final value of September average

Final value of September average: 2,067
Oficial value of day 30/9/2011: 2,084 (+0,144%)
 
Comments: Today  3 thousandths more and practically all of the Euribor types continues being higher than yesterday except Euribor at 1 week wich is lower. The next week will be very important to know if the ECB changes the interest policy and reduces the official interest rate. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
1/09/2011 2,089 =0,000 -> Increase compared prev. day:=0,000%
02/09/2011 2,083 -0,006 -> Reduction compared prev.day:-0,287%
05/09/2011 2,071 -0,012 -> Reduction compared prev.day:-0,576%
06/09/2011 2,066 -0,005 -> Reduction compared prev.day:-0,241%
07/09/2011 2,067 +0,001 -> Increase compared prev. day: +0,048%
08/09/2011 2,067 =0,000 -> Increase compared prev. day:=0,000%
09/09/2011 2,059 -0,008 -> Reduction compared prev.day:-0,387%
12/09/2011 2,051 -0,008 -> Reduction compared prev.day:-0,389%
13/09/2011 2,052 +0,001 -> Increase compared prev. day:+0,049%
14/09/2011 2,058 +0,006 -> Increase compared prev. day:+0,292%
15/09/2011 2,066 +0,008 -> Increase compared prev. day:+0,389%
16/09/2011 2,068 +0,002 -> Increase compared prev. day:+0,097%
19/09/2011 2,064 -0,004 -> Reduction compared prev.day:-0,193%
20/09/2011 2,065 +0,001 -> Increase compared prev. day:+0,048%
21/09/2011 2,065 =0,000 -> Increase compared prev. day:=0,000%
22/09/2011 2,060 -0,005 -> Reduction compared prev.day:-0,242%
23/09/2011 2,060 =0,000 -> Reduction compared prev.day:=0,000%
26/09/2011 2,057 -0,003 -> Reduction compared prev.day:-0,146%
27/09/2011 2,064 +0,007 -> Increase compared prev. day:+0,340%
28/09/2011 2,075 +0,011 -> Increase compared prev. day:+0,533%
29/09/2011 2,081 +0,006 -> Increase compared prev. day:+0,289%
30/09/2011 2,084
+0,003 -> Increase compared prev. day:+0,144%
 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 
717,50 €.
Compared one year ago, in September'10 (1,420%): 658,14 €
Expected monthly extra expenses will be: 59,36 €.
 
Expected yearly extra expenses will be:  712 
 (+9,02%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/9/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,208 1,250 1,300 1,356 1,425 1,554 1,610
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,675 1,753 1,810 1,856 1,916 1,967 2,032
12 mo.





2,084





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,134 1,214 1,285 1,347 1,416 1,536 1,594
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,657 1,736 1,793 1,838 1,896 1,947 2,012
12m(a)





2,067





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/9/2011 at 19:10

Thursday 29 September 2011

Euribor 29/9/2011 (12 months & other types)

Forecast of September average: 2,067 (Reliability: 95%)
Oficial value of day 29/9/11: 2,081 (+0,289%)
 
Comments: Today  6 thousandths more and  practically all the rest of Euribor types continues being higher than yesterday values except from 1 week till 1 months wich are lower.The next update will be done tomorrow around 14:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2011 2,089 =0,000 -> Increase compared prev. day:=0,000%
02/09/2011 2,083 -0,006 -> Reduction compared prev.day:-0,287%
05/09/2011 2,071 -0,012 -> Reduction compared prev.day:-0,576%
06/09/2011 2,066 -0,005 -> Reduction compared prev.day:-0,241%
07/09/2011 2,067 +0,001 -> Increase compared prev. day: +0,048%
08/09/2011 2,067 =0,000 -> Increase compared prev. day:=0,000%
09/09/2011 2,059 -0,008 -> Reduction compared prev.day:-0,387%
12/09/2011 2,051 -0,008 -> Reduction compared prev.day:-0,389%
13/09/2011 2,052 +0,001 -> Increase compared prev. day:+0,049%
14/09/2011 2,058 +0,006 -> Increase compared prev. day:+0,292%
15/09/2011 2,066 +0,008 -> Increase compared prev. day:+0,389%
16/09/2011 2,068 +0,002 -> Increase compared prev. day:+0,097%
19/09/2011 2,064 -0,004 -> Reduction compared prev.day:-0,193%
20/09/2011 2,065 +0,001 -> Increase compared prev. day:+0,048%
21/09/2011 2,065 =0,000 -> Increase compared prev. day:=0,000%
22/09/2011 2,060 -0,005 -> Reduction compared prev.day:-0,242%
23/09/2011 2,060 =0,000 -> Reduction compared prev.day:=0,000%
26/09/2011 2,057 -0,003 -> Reduction compared prev.day:-0,146%
27/09/2011 2,064 +0,007 -> Increase compared prev. day:+0,340%
28/09/2011 2,075 +0,011 -> Increase compared prev. day:+0,533%
29/09/2011 2,081 +0,006 -> Increase compared prev. day:+0,289%
30/09/2011 2,082  Theorical expected value    
 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
717,50 €.
Compared one year ago, in September'10 (1,420%): 658,14 €
Expected monthly extra expenses will be: 59,36 €.
 
Expected yearly extra expenses will be:  712
(+9,02%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/9/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,220 1,255 1,302 1,356 1,423 1,550 1,608
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,671 1,750 1,807 1,853 1,913 1,965 2,029
12 mo.





2,081





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,130 1,212 1,284 1,347 1,415 1,536 1,594
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,656 1,735 1,792 1,838 1,895 1,947 2,011
12m(a)





2,066





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/9/2011 at 14:10

Wednesday 28 September 2011

Euribor 28/9/2011 (12 months & other types)

Forecast of September average: 2,066 (Reliability: 90%)
Oficial value of day 28/9/11: 2,075 (+0,533%)
 
Comments: Today others 11 thousandths more and  all the rest of Euribor types continues being higher than yesterday values.The next update will be done tomorrow around 13:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2011 2,089 =0,000 -> Increase compared prev. day:=0,000%
02/09/2011 2,083 -0,006 -> Reduction compared prev.day:-0,287%
05/09/2011 2,071 -0,012 -> Reduction compared prev.day:-0,576%
06/09/2011 2,066 -0,005 -> Reduction compared prev.day:-0,241%
07/09/2011 2,067 +0,001 -> Increase compared prev. day: +0,048%
08/09/2011 2,067 =0,000 -> Increase compared prev. day:=0,000%
09/09/2011 2,059 -0,008 -> Reduction compared prev.day:-0,387%
12/09/2011 2,051 -0,008 -> Reduction compared prev.day:-0,389%
13/09/2011 2,052 +0,001 -> Increase compared prev. day:+0,049%
14/09/2011 2,058 +0,006 -> Increase compared prev. day:+0,292%
15/09/2011 2,066 +0,008 -> Increase compared prev. day:+0,389%
16/09/2011 2,068 +0,002 -> Increase compared prev. day:+0,097%
19/09/2011 2,064 -0,004 -> Reduction compared prev.day:-0,193%
20/09/2011 2,065 +0,001 -> Increase compared prev. day:+0,048%
21/09/2011 2,065 =0,000 -> Increase compared prev. day:=0,000%
22/09/2011 2,060 -0,005 -> Reduction compared prev.day:-0,242%
23/09/2011 2,060 =0,000 -> Reduction compared prev.day:=0,000%
26/09/2011 2,057 -0,003 -> Reduction compared prev.day:-0,146%
27/09/2011 2,064 +0,007 -> Increase compared prev. day:+0,340%
28/09/2011 2,075 +0,011 -> Increase compared prev. day:+0,533%
29/09/2011 2,076  Theorical expected value   
30/09/2011 2,077  Theorical expected value  
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
717,41 €.
Compared one year ago, in September'10 (1,420%): 658,14 €
Expected monthly extra expenses will be: 59,27 €.
 
Expected yearly extra expenses will be:  711
(+9,01%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/9/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,228 1,261 1,307 1,357 1,423 1,544 1,605
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,667 1,746 1,804 1,848 1,908 1,959 2,022
12 mo.





2,075





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,126 1,210 1,283 1,346 1,415 1,535 1,593
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,655 1,734 1,792 1,837 1,894 1,946 2,010
12m(a)





2,065





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/9/2011 at 13:10

Tuesday 27 September 2011

Euribor 27/9/2011 (12 months & other types)

Forecast of September average: 2,064 (Reliability: 86%)
Oficial value of day 27/9/11: 2,064 (+0,340%)
 
Comments: Today 7 thousandths more and  all the rest of Euribor types are higher than yesterday.The next update will be done tomorrow around 13:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2011 2,089 =0,000 -> Increase compared prev. day:=0,000%
02/09/2011 2,083 -0,006 -> Reduction compared prev.day:-0,287%
05/09/2011 2,071 -0,012 -> Reduction compared prev.day:-0,576%
06/09/2011 2,066 -0,005 -> Reduction compared prev.day:-0,241%
07/09/2011 2,067 +0,001 -> Increase compared prev. day: +0,048%
08/09/2011 2,067 =0,000 -> Increase compared prev. day:=0,000%
09/09/2011 2,059 -0,008 -> Reduction compared prev.day:-0,387%
12/09/2011 2,051 -0,008 -> Reduction compared prev.day:-0,389%
13/09/2011 2,052 +0,001 -> Increase compared prev. day:+0,049%
14/09/2011 2,058 +0,006 -> Increase compared prev. day:+0,292%
15/09/2011 2,066 +0,008 -> Increase compared prev. day:+0,389%
16/09/2011 2,068 +0,002 -> Increase compared prev. day:+0,097%
19/09/2011 2,064 -0,004 -> Reduction compared prev.day:-0,193%
20/09/2011 2,065 +0,001 -> Increase compared prev. day:+0,048%
21/09/2011 2,065 =0,000 -> Increase compared prev. day:=0,000%
22/09/2011 2,060 -0,005 -> Reduction compared prev.day:-0,242%
23/09/2011 2,060 =0,000 -> Reduction compared prev.day:=0,000%
26/09/2011 2,057 -0,003 -> Reduction compared prev.day:-0,146%
27/09/2011 2,064 +0,007 ->  Increase compared prev. day:+0,340%
28/09/2011 2,064  Theorical expected value       
29/09/2011 2,065  Theorical expected value       
30/09/2011 2,064  Theorical expected value      
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
717,03 €.
Compared one year ago, in September'10 (1,420%): 658,14 €
Expected monthly extra expenses will be: 58,85 €.
 
Expected yearly extra expenses will be:  707
(+8,95%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/9/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,211 1,253 1,301 1,351 1,418 1,537 1,595
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,659 1,738 1,794 1,840 1,896 1,949 2,010
12 mo.





2,064





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,120 1,207 1,282 1,346 1,414 1,534 1,592
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,654 1,734 1,791 1,836 1,894 1,945 2,010
12m(a)





2,065





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/9/2011 at 16:10

Monday 26 September 2011

Euribor 26/9/2011 (12 months & other types)

Forecast of September average: 2,064 (Reliability: 82%)
Oficial value of day 26/9/11: 2,057 (-0,146%)
 
Comments: Today 3 thousandths less and  all the rest of Euribor types with small changes compared Friday.The next update will be done tomorrow around 13:10 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2011 2,089 =0,000 -> Increase compared prev. day:=0,000%
02/09/2011 2,083 -0,006 -> Reduction compared prev.day:-0,287%
05/09/2011 2,071 -0,012 -> Reduction compared prev.day:-0,576%
06/09/2011 2,066 -0,005 -> Reduction compared prev.day:-0,241%
07/09/2011 2,067 +0,001 -> Increase compared prev. day: +0,048%
08/09/2011 2,067 =0,000 -> Increase compared prev. day:=0,000%
09/09/2011 2,059 -0,008 -> Reduction compared prev.day:-0,387%
12/09/2011 2,051 -0,008 -> Reduction compared prev.day:-0,389%
13/09/2011 2,052 +0,001 -> Increase compared prev. day:+0,049%
14/09/2011 2,058 +0,006 -> Increase compared prev. day:+0,292%
15/09/2011 2,066 +0,008 -> Increase compared prev. day:+0,389%
16/09/2011 2,068 +0,002 -> Increase compared prev. day:+0,097%
19/09/2011 2,064 -0,004 -> Reduction compared prev.day:-0,193%
20/09/2011 2,065 +0,001 -> Increase compared prev. day:+0,048%
21/09/2011 2,065 =0,000 -> Increase compared prev. day:=0,000%
22/09/2011 2,060 -0,005 -> Reduction compared prev.day:-0,242%
23/09/2011 2,060 =0,000 -> Reduction compared prev.day:=0,000%
26/09/2011 2,057 -0,003 -> Reduction compared prev.day:-0,146%
27/09/2011 2,056  Theorical expected value        
28/09/2011 2,055  Theorical expected value        
29/09/2011 2,056  Theorical expected value        
30/09/2011 2,054  Theorical expected value     
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
717,03 €.
Compared one year ago, in September'10 (1,420%): 658,14 €
Expected monthly extra expenses will be: 58,85 €.
 
Expected yearly extra expenses will be:  707
(+8,95%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 26/9/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,195 1,243 1,299 1,349 1,415 1,535 1,591
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,653 1,732 1,788 1,832 1,890 1,942 2,004
12 mo.





2,057





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,115 1,204 1,281 1,345 1,414 1,534 1,592
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,654 1,734 1,791 1,836 1,893 1,945 2,010
12m(a)





2,065





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 26/9/2011 at 13:10