Euribor 20/1/2011 (12 months & other types)

Forecast of January average: 1,536 (Reliability: 66%)
Oficial value of day 20/1/11: 1,562

 

Comments: Today a new maximum at 12 months (1,562) from 25th of june'09. (The next update will be done tomorrow around 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 -> Increase compared preve. day:+0,258%
20/01/2011 1,562 +0,006 -> Increase compared preve. day:+0,386%
21/01/2011 1,563   Theorical expected value         
24/01/2011 1,564   Theorical expected value         
25/01/2011 1,564   Theorical expected value         
26/01/2011 1,565   Theorical expected value         
27/01/2011 1,565   Theorical expected value         
28/01/2011 1,566   Theorical expected value         
31/01/2011 1,567   Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 668,38€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 26,93 €
Expected yearly extra expenses will be:  323 € (+4,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 20/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,710	0,718	0,738	0,784	0,884	1,016	1,080
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,163	1,260	1,310	1,361	1,414	1,459	1,509
12 mo.
1,562

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,608	0,655	0,699	0,766	0,869	1,002	1,062
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,144	1,234	1,285	1,333	1,383	1,427	1,473
12m(av)
1,522

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 20/1/2011 at 13:10