Euribor 25/1/2011 (12 months & other types)

Forecast of January average: 1,545 (Reliability: 81%)
Oficial value of day 25/1/11: 1,591 (+0,315%)

 

Comments: Today another consecutive historical maximum of euribor at 12 months from june'09 (1,591). (The next update will be done tomorrow around 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 -> Increase compared preve. day:+0,258%
20/01/2011 1,562 +0,006 -> Increase compared preve. day:+0,386%
21/01/2011 1,578 +0,016 -> Increase compared preve. day:+1,024%
24/01/2011 1,586 +0,008 -> Increase compared preve. day:+0,507%
25/01/2011 1,591 +0,005 -> Increase compared preve. day:+0,315%
26/01/2011 1,593  Theorical expected value            
27/01/2011 1,595  Theorical expected value            
28/01/2011 1,597  Theorical expected value            
31/01/2011 1,599  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 669,37€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 28,0 €
Expected yearly extra expenses will be:  335 € (+4,35%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 25/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,802	0,796	0,802	0,819	0,907	1,031	1,097
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,183	1,279	1,332	1,385	1,439	1,488	1,536
12 mo.
1,591

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,638	0,676	0,714	0,773	0,875	1,007	1,068
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,150	1,241	1,292	1,341	1,392	1,436	1,483
12m(av)
1,533

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 25/1/2011 at 13:10