Friday 29 June 2012

Euribor 29/6/2012 & final value of June average

Final value of June average: 1,219
Oficial value of day 29/6/2012: 1,213 (=)
 
Comments: Today repeats the value and all of the Euribor types with slightly changes compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2012 1,228 -0,004 -> Reduction compared prev.day:-0,325%
04/6/2012 1,224 -0,004 -> Reduction compared prev.day:-0,326%
05/6/2012 1,223 -0,001 -> Reduction compared prev.day:-0,082%
06/6/2012 1,221 -0,002 -> Reduction compared prev.day:-0,164%
07/6/2012 1,223 +0,002 -> Increase compared preve.day:+0,164%
08/6/2012 1,222 -0,001 -> Reduction compared prev.day:-0,082%
11/6/2012 1,222 =0,000 -> Reduction compared prev.day:=0,000%
12/6/2012 1,223 +0,001 -> Increase compared preve.day:+0,082%
13/6/2012 1,224 +0,001 -> Increase compared preve.day:+0,082%
14/6/2012 1,226 +0,002 -> Increase compared preve.day:+0,163%
15/6/2012 1,226 =0,000 -> Increase compared preve.day:=0,000%
18/6/2012 1,221 -0,005 -> Reduction compared prev.day:-0,408%
19/6/2012 1,214 -0,007 -> Reduction compared prev.day:-0,573%
20/6/2012 1,214 =0,000 -> Reduction compared prev.day:=0,000%
21/6/2012 1,214 =0,000 -> Reduction compared prev.day:=0,000%
22/6/2012 1,212 -0,002 -> Reduction compared prev.day:-0,165%
25/6/2012 1,212 =0,000 -> Reduction compared prev.day:=0,000%
26/6/2012 1,213 +0,001 -> Increase compared preve.day:+0,083%
27/6/2012 1,212 -0,001 -> Reduction compared prev.day:-0,082%
28/6/2012 1,213 +0,001 -> Increase compared preve.day:+0,083%
29/6/2012 1,213 =0,000 ->  Increase compared preve.day:=0,000%
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
640,31 €.
Compared one year ago, in June'11 (2,144%): 724,77 €
Expected monthly savings will be: 84,46 €.
 
Expected yearly savings will be:  1014
(-11,65%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/6/2012:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,323 0,335 0,352 0,373 0,475 0,653 0,749
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,839 0,930 0,978 1,028 1,076 1,124 1,170
12 mo.





1,213





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,321 0,336 0,356 0,380 0,481 0,659 0,756
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,845 0,935 0,984 1,033 1,082 1,129 1,176
12m(a)





1,219





 
Graphic of the current month till today of Euribor at 12 months:
 
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/6/2012 at 13:50
 

Thursday 28 June 2012

Euribor 28/6/2012 (12 months & other types)

Forecast of June average: 1,219 (Reliability: 95%)
Oficial value of day 28/6/12: 1,213 (+0.083%)
 
Comments: Today increases one thousandth, and practically all of the Euribor types with slightly changes compared yesterday values, and the Euribor at 1 week decreases 2 thousandths:  0,321 (-0,6%).The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2012 1,228 -0,004 -> Reduction compared prev.day:-0,325%
04/6/2012 1,224 -0,004 -> Reduction compared prev.day:-0,326%
05/6/2012 1,223 -0,001 -> Reduction compared prev.day:-0,082%
06/6/2012 1,221 -0,002 -> Reduction compared prev.day:-0,164%
07/6/2012 1,223 +0,002 -> Increase compared preve.day:+0,164%
08/6/2012 1,222 -0,001 -> Reduction compared prev.day:-0,082%
11/6/2012 1,222 =0,000 -> Reduction compared prev.day:=0,000%
12/6/2012 1,223 +0,001 -> Increase compared preve.day:+0,082%
13/6/2012 1,224 +0,001 -> Increase compared preve.day:+0,082%
14/6/2012 1,226 +0,002 -> Increase compared preve.day:+0,163%
15/6/2012 1,226 =0,000 -> Increase compared preve.day:=0,000%
18/6/2012 1,221 -0,005 -> Reduction compared prev.day:-0,408%
19/6/2012 1,214 -0,007 -> Reduction compared prev.day:-0,573%
20/6/2012 1,214 =0,000 -> Reduction compared prev.day:=0,000%
21/6/2012 1,214 =0,000 -> Reduction compared prev.day:=0,000%
22/6/2012 1,212 -0,002 -> Reduction compared prev.day:-0,165%
25/6/2012 1,212 =0,000 -> Reduction compared prev.day:=0,000%
26/6/2012 1,213 +0,001 -> Increase compared preve.day:+0,083%
27/6/2012 1,212 -0,001 -> Reduction compared prev.day:-0,082%
28/6/2012 1,213 +0,001 -> Increase compared preve.day:+0,083%
29/6/2012 1,213  Theorical expected value   
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
640,31 €.
Compared one year ago, in June'11 (2,144%): 724,77 €
Expected monthly savings will be: 84,46 €.
 
Expected yearly savings will be:  1014
(-11,65%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/6/2012:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,321 0,335 0,352 0,374 0,475 0,653 0,749
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,838 0,929 0,976 1,026 1,075 1,124 1,169
12 mo.





1,213





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,321 0,336 0,356 0,380 0,481 0,659 0,757
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,846 0,935 0,984 1,033 1,082 1,129 1,177
12m(a)





1,219





 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/6/2012 at 13:50

Wednesday 27 June 2012

Euribor 27/6/2012 (12 months & other types)

Forecast of June average: 1,220 (Reliability: 95%)
Oficial value of day 27/6/12: 1,212 (-0.082%)
 
Comments: Today reduces one thousandth, and practically all of the Euribor types with slightly changes compared yesterday values, but the Euribor at 1 week repeats value again:  0,323 (=).The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2012 1,228 -0,004 -> Reduction compared prev.day:-0,325%
04/6/2012 1,224 -0,004 -> Reduction compared prev.day:-0,326%
05/6/2012 1,223 -0,001 -> Reduction compared prev.day:-0,082%
06/6/2012 1,221 -0,002 -> Reduction compared prev.day:-0,164%
07/6/2012 1,223 +0,002 -> Increase compared preve.day:+0,164%
08/6/2012 1,222 -0,001 -> Reduction compared prev.day:-0,082%
11/6/2012 1,222 =0,000 -> Reduction compared prev.day:=0,000%
12/6/2012 1,223 +0,001 -> Increase compared preve.day:+0,082%
13/6/2012 1,224 +0,001 -> Increase compared preve.day:+0,082%
14/6/2012 1,226 +0,002 -> Increase compared preve.day:+0,163%
15/6/2012 1,226 =0,000 -> Increase compared preve.day:=0,000%
18/6/2012 1,221 -0,005 -> Reduction compared prev.day:-0,408%
19/6/2012 1,214 -0,007 -> Reduction compared prev.day:-0,573%
20/6/2012 1,214 =0,000 -> Reduction compared prev.day:=0,000%
21/6/2012 1,214 =0,000 -> Reduction compared prev.day:=0,000%
22/6/2012 1,212 -0,002 -> Reduction compared prev.day:-0,165%
25/6/2012 1,212 =0,000 -> Reduction compared prev.day:=0,000%
26/6/2012 1,213 +0,001 -> Increase compared preve.day:+0,083%
27/6/2012 1,212 -0,001 -> Increase compared preve.day:-0,082%
28/6/2012 1,212  Theorical expected value     
29/6/2012 1,212  Theorical expected value    
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
640,57 €.
Compared one year ago, in June'11 (2,144%): 724,77 €
Expected monthly savings will be: 84,20 €.
 
Expected yearly savings will be:  1010
(-11,62%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/6/2012:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,323 0,337 0,353 0,376 0,476 0,652 0,747
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,836 0,926 0,975 1,024 1,074 1,123 1,168
12 mo.





1,212





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,321 0,337 0,357 0,381 0,482 0,659 0,757
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,846 0,935 0,984 1,034 1,082 1,129 1,177
12m(a)





1,220





 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/6/2012 at 13:50

Tuesday 26 June 2012

Euribor 26/6/2012 (12 months & other types)

Forecast of June average: 1,220 (Reliability: 85%)
Oficial value of day 26/6/12: 1,214 (+0.083%)
 
Comments: Today increases one thousandth, and practically all of the Euribor types with slightly changes compared yesterday values, but the Euribor at 1 week repeats value:  0,323 (=).The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2012 1,228 -0,004 -> Reduction compared prev.day:-0,325%
04/6/2012 1,224 -0,004 -> Reduction compared prev.day:-0,326%
05/6/2012 1,223 -0,001 -> Reduction compared prev.day:-0,082%
06/6/2012 1,221 -0,002 -> Reduction compared prev.day:-0,164%
07/6/2012 1,223 +0,002 -> Increase compared preve.day:+0,164%
08/6/2012 1,222 -0,001 -> Reduction compared prev.day:-0,082%
11/6/2012 1,222 =0,000 -> Reduction compared prev.day:=0,000%
12/6/2012 1,223 +0,001 -> Increase compared preve.day:+0,082%
13/6/2012 1,224 +0,001 -> Increase compared preve.day:+0,082%
14/6/2012 1,226 +0,002 -> Increase compared preve.day:+0,163%
15/6/2012 1,226 =0,000 -> Increase compared preve.day:=0,000%
18/6/2012 1,221 -0,005 -> Reduction compared prev.day:-0,408%
19/6/2012 1,214 -0,007 -> Reduction compared prev.day:-0,573%
20/6/2012 1,214 =0,000 -> Reduction compared prev.day:=0,000%
21/6/2012 1,214 =0,000 -> Reduction compared prev.day:=0,000%
22/6/2012 1,212 -0,002 -> Reduction compared prev.day:-0,165%
25/6/2012 1,212 =0,000 -> Reduction compared prev.day:=0,000%
26/6/2012 1,213 +0,001 -> Increase compared preve.day:+0,083%
27/6/2012 1,213  Theorical expected value    
28/6/2012 1,213  Theorical expected value    
29/6/2012 1,212  Theorical expected value    
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
640,57 €.
Compared one year ago, in June'11 (2,144%): 724,77 €
Expected monthly savings will be: 84,20 €.
 
Expected yearly savings will be:  1010
(-11,62%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 26/6/2012:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,323 0,338 0,354 0,376 0,476 0,653 0,749
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,838 0,928 0,976 1,025 1,074 1,124 1,169
12 mo.





1,213





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,320 0,337 0,357 0,381 0,482 0,660 0,758
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,847 0,936 0,985 1,034 1,083 1,130 1,178
12m(a)





1,220





 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 26/6/2012 at 13:50