Euribor 26/1/2011 (12 months & other types)

Forecast of January average: 1,547 (Reliability: 85%)
Oficial value of day 26/1/11: 1,605 (+0,880%)

 

Comments: Today another consecutive historical maximum of euribor at 12 months from june'09 (1,605), also the euribor at one week has raised the value of june'09. (The next update will be done tomorrow at latest at 15:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 -> Increase compared preve. day:+0,258%
20/01/2011 1,562 +0,006 -> Increase compared preve. day:+0,386%
21/01/2011 1,578 +0,016 -> Increase compared preve. day:+1,024%
24/01/2011 1,586 +0,008 -> Increase compared preve. day:+0,507%
25/01/2011 1,591 +0,005 -> Increase compared preve. day:+0,315%
26/01/2011 1,605 +0,014 -> Increase compared preve. day:+0,880%
27/01/2011 1,607  Theorical expected value             
28/01/2011 1,609  Theorical expected value             
31/01/2011 1,611  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 669,37€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 28,0 €
Expected yearly extra expenses will be:  335 € (+4,35%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,899	0,877	0,868	0,858	0,930	1,051	1,113
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,197	1,294	1,344	1,398	1,451	1,503	1,551
12 mo.
1,605

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,653	0,687	0,722	0,778	0,878	1,009	1,070
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,152	1,244	1,295	1,345	1,396	1,440	1,487
12m(av)
1,537

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/1/2011 at 13:10