Euribor 24/1/2011 (12 months & other types)

Forecast of January average: 1,544 (Reliability: 76%)
Oficial value of day 24/1/11: 1,586 (+0,507%)

 

Comments: Today another 0,50% rise of euribor at 12 months (1,586). (The next update will be done tomorrow around 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 -> Increase compared preve. day:+0,258%
20/01/2011 1,562 +0,006 -> Increase compared preve. day:+0,386%
21/01/2011 1,578 +0,016 -> Increase compared preve. day:+1,024%
24/01/2011 1,586 +0,008 -> Increase compared preve. day:+0,507%
25/01/2011 1,588  Theorical expected value           
26/01/2011 1,590  Theorical expected value           
27/01/2011 1,592  Theorical expected value           
28/01/2011 1,594  Theorical expected value           
31/01/2011 1,596  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 669,10€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 27,65 €
Expected yearly extra expenses will be:  332 € (+4,31%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 24/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,783	0,778	0,786	0,811	0,903	1,029	1,094
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,180	1,277	1,329	1,380	1,436	1,484	1,532
12 mo.
1,586

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,628	0,668	0,708	0,771	0,873	1,005	1,066
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,148	1,239	1,290	1,339	1,389	1,433	1,480
12m(av)
1,529

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 24/1/2011 at 13:10