Euribor 31/1/2011 & final value of January average

Final value of January average: 1,550

Oficial value of day 31/1/2011: 1,644 (+1,169%)

 

Comments: January average a maximum of Euribor at 12 months from july'09. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 -> Increase compared preve. day:+0,258%
20/01/2011 1,562 +0,006 -> Increase compared preve. day:+0,386%
21/01/2011 1,578 +0,016 -> Increase compared preve. day:+1,024%
24/01/2011 1,586 +0,008 -> Increase compared preve. day:+0,507%
25/01/2011 1,591 +0,005 -> Increase compared preve. day:+0,315%
26/01/2011 1,605 +0,014 -> Increase compared preve. day:+0,880%
27/01/2011 1,615 +0,010 -> Increase compared preve. day:+0,623%
28/01/2011 1,625 +0,010 -> Increase compared preve. day:+0,619%
31/01/2011 1,644 +0,019 -> Increase compared preve. day:+1,169%

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 669,81€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 28,37 €
Expected yearly extra expenses will be:  339 € (+4,42%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,920	0,906	0,896	0,895	0,956	1,074	1,138
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,218	1,319	1,373	1,430	1,483	1,537	1,585
12 mo.
1,644

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,689	0,717	0,746	0,793	0,888	1,017	1,078
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,161	1,254	1,305	1,355	1,406	1,452	1,499
12m(av)
1,550

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 31/1/2011 at 13:10