Euribor 14/1/2011 (12 months & other types)

Forecast of January average: 1,524 (Reliability: 47%)
Oficial value of day 14/1/11: 1,536

 

Comments: Uff!! a huge increase in one day, it seems that the Trichet message from yesterday has caused an effect, he said that the ECB is ready to increase the price of money if the inflation continues increasing, now it's around 2%. (The next update will be done tomorrow around 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,536   Theorical expected value     
18/01/2011 1,537   Theorical expected value     
19/01/2011 1,537   Theorical expected value     
20/01/2011 1,538   Theorical expected value     
21/01/2011 1,538   Theorical expected value     
24/01/2011 1,538   Theorical expected value     
25/01/2011 1,538   Theorical expected value     
26/01/2011 1,538   Theorical expected value     
27/01/2011 1,538   Theorical expected value     
28/01/2011 1,538   Theorical expected value     
31/01/2011 1,539   Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 667,48€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 26,03 €
Expected yearly extra expenses will be:  313 € (+4,06%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 14/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,647	0,675	0,707	0,768	0,872	1,006	1,070
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,154	1,244	1,295	1,344	1,395	1,439	1,485
12 mo.
1,536

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,575	0,634	0,688	0,761	0,865	0,998	1,056
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,137	1,226	1,276	1,324	1,373	1,416	1,462
12m(av)
1,509

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 14/1/2011 at 13:10