Wednesday, 12 January 2011

Euribor 12/1/2011 (12 months & other types)

Forecast of January average: 1,503 (Reliability: 38%)
Oficial value of day 12/1/11: 1,508
 
Comments: The next update will be done tomorrow around 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,508  Theorical expected value    
14/01/2011 1,507  Theorical expected value    
17/01/2011 1,506  Theorical expected value    
18/01/2011 1,505  Theorical expected value    
19/01/2011 1,505  Theorical expected value    
20/01/2011 1,504  Theorical expected value    
21/01/2011 1,503  Theorical expected value    
24/01/2011 1,503  Theorical expected value    
25/01/2011 1,502  Theorical expected value    
26/01/2011 1,502  Theorical expected value    
27/01/2011 1,501  Theorical expected value    
28/01/2011 1,501  Theorical expected value    
31/01/2011 1,500  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
665,32€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 23,87

Expected yearly extra expenses will be:  286
 € (+3,72%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 12/1/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,562 0,626 0,682 0,754 0,858 0,995 1,055
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,135 1,225 1,275 1,324 1,373 1,415 1,460
12 mo.
1,508
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,564 0,628 0,685 0,760 0,865 0,997 1,055
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,134 1,223 1,274 1,321 1,370 1,413 1,459
12m(av)
1,505
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 12/1/2011 at 13:10
 

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