Euribor 21/1/2011 (12 months & other types)

Forecast of January average: 1,542 (Reliability: 71%)
Oficial value of day 21/1/11: 1,578

 

Comments: Today another 1% rise of euribor at 12 months (1,578), it seems that the January average will higher than november'10 (1,541) and the highest from june'09 which was 1,610. (The next update will be done tomorrow around 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 -> Increase compared preve. day:+0,258%
20/01/2011 1,562 +0,006 -> Increase compared preve. day:+0,386%
21/01/2011 1,578 +0,016 -> Increase compared preve. day:+1,024%
24/01/2011 1,579  Theorical expected value          
25/01/2011 1,581  Theorical expected value          
26/01/2011 1,583  Theorical expected value          
27/01/2011 1,585  Theorical expected value          
28/01/2011 1,587  Theorical expected value          
31/01/2011 1,589  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 669,10€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 27,65 €
Expected yearly extra expenses will be:  332 € (+4,31%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 21/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,746	0,752	0,764	0,799	0,895	1,025	1,088
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,174	1,270	1,322	1,374	1,427	1,473	1,523
12 mo.
1,578

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,618	0,661	0,703	0,768	0,871	1,004	1,064
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,146	1,237	1,287	1,336	1,386	1,430	1,476
12m(av)
1,526

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/1/2011 at 13:10