Forecast of July average: 0,526 (Reliability: 87%)
Oficial value of day 26/7/13: 0,537 (-0,372%)
Comments: Today decreases 2 thousandths more and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week increases one thousandth: 0,109 (+0,9%). The next update will be done the 19th of August due to vacation period.
(At the end of this info. you will find Euribor from 1 week to 11 months)
__Date___Interest rate_
01/07/2013 0,534 +0,007 -> Reduction compared prev. day:+1,328%
02/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
03/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
04/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
05/07/2013 0,519 -0,015 -> Reduction compared prev. day:-2,809%
08/07/2013 0,513 -0,006 -> Reduction compared prev. day:-1,156%
09/07/2013 0,510 -0,003 -> Reduction compared prev. day:-0,585%
10/07/2013 0,512 +0,002 -> Reduction compared prev. day:+0,392%
11/07/2013 0,517 +0,005 -> Increase compared previo. day:+0,977%
12/07/2013 0,519 +0,002 -> Increase compared previo. day:+0,387%
15/07/2013 0,522 +0,003 -> Increase compared previo. day:+0,578%
16/07/2013 0,522 =0,000 -> Reduction compared prev. day:=0,000%
17/07/2013 0,521 -0,001 -> Reduction compared prev. day:-0,192%
18/07/2013 0,515 -0,006 -> Reduction compared prev. day:-1,152%
19/07/2013 0,515 =0,000 -> Reduction compared prev. day:=0,000%
22/07/2013 0,520 +0,005 -> Increase compared previo. day:+0,971%
23/07/2013 0,530 +0,010 -> Increase compared previo. day:+1,923%
24/07/2013 0,535 +0,005 -> Increase compared previo. day:+0,943%
25/07/2013 0,537 +0,002 -> Increase compared previo. day:+0,374%
26/07/2013 0,535 -0,002 -> Reduction compared prev. day:-0,372%
29/07/2013 0,536 Theorical expected value
30/07/2013 0,536 Theorical expected value
31/07/2013 0,537 Theorical expected value
01/07/2013 0,534 +0,007 -> Reduction compared prev. day:+1,328%
02/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
03/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
04/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
05/07/2013 0,519 -0,015 -> Reduction compared prev. day:-2,809%
08/07/2013 0,513 -0,006 -> Reduction compared prev. day:-1,156%
09/07/2013 0,510 -0,003 -> Reduction compared prev. day:-0,585%
10/07/2013 0,512 +0,002 -> Reduction compared prev. day:+0,392%
11/07/2013 0,517 +0,005 -> Increase compared previo. day:+0,977%
12/07/2013 0,519 +0,002 -> Increase compared previo. day:+0,387%
15/07/2013 0,522 +0,003 -> Increase compared previo. day:+0,578%
16/07/2013 0,522 =0,000 -> Reduction compared prev. day:=0,000%
17/07/2013 0,521 -0,001 -> Reduction compared prev. day:-0,192%
18/07/2013 0,515 -0,006 -> Reduction compared prev. day:-1,152%
19/07/2013 0,515 =0,000 -> Reduction compared prev. day:=0,000%
22/07/2013 0,520 +0,005 -> Increase compared previo. day:+0,971%
23/07/2013 0,530 +0,010 -> Increase compared previo. day:+1,923%
24/07/2013 0,535 +0,005 -> Increase compared previo. day:+0,943%
25/07/2013 0,537 +0,002 -> Increase compared previo. day:+0,374%
26/07/2013 0,535 -0,002 -> Reduction compared prev. day:-0,372%
29/07/2013 0,536 Theorical expected value
30/07/2013 0,536 Theorical expected value
31/07/2013 0,537 Theorical expected value
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 581,10 €.
Compared one year ago, in July'12 (1,061%): 626,50 €
Expected monthly savings will be: 45,40 €.
Expected yearly savings will be: 545 € (-7,25%)
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 581,10 €.
Compared one year ago, in July'12 (1,061%): 626,50 €
Expected monthly savings will be: 45,40 €.
Expected yearly savings will be: 545 € (-7,25%)
(The monthly payments are calculated using the french metod type)
Euribor from 1 week to 12 months of 26/7/2013:
| 1 we. | 2 we. | 3 we. | 1 mo. | 2 mo. | 3 mo. | 4 mo. |
| 0,109 | 0,114 | 0,122 | 0,132 | 0,180 | 0,226 | 0,265 |
| 5 mo. | 6 mo. | 7 mo. | 8 mo. | 9 mo. | 10 mo. | 11 mo. |
| 0,298 | 0,343 | 0,377 | 0,410 | 0,441 | 0,473 | 0,503 |
| 12 mo. | ||||||
| 0,535 |
Real average of Euribor of the current month from 1 week to 12 months:
| 1 w(av) | 2 w(av) | 3 w(av) | 1 m(av) | 2 m(av) | 3 m(av) | 4 m(av) |
| 0,098 | 0,105 | 0,114 | 0,124 | 0,176 | 0,221 | 0,259 |
| 5 m(av) | 6 m(av) | 7 m(av) | 8 m(av) | 9 m(av) | 10m(a) | 11m(a) |
| 0,293 | 0,335 | 0,369 | 0,401 | 0,433 | 0,463 | 0,493 |
| 12m(a) | ||||||
| 0,524 |
Graphic of the current month till today of Euribor at 12 months:
Note: On right you have a small application where you can calculate your mortgage monthly payment.
Published date: 26/7/2013 at 13:55
