Euribor 5/1/2011 (12 months & other types)

Forecast of January average: 1,495 (Reliability: 14%)
Oficial value of day 5/1/11: 1,504

 

Comments: The next update will be done tomorrow around 13:10 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/11 1,504 -0,003 ->  Reduction compared prev. day :-0,199%
04/01/11 1,504 =0,000 ->  Reduction compared prev. day :=0,000%
05/01/11 1,504 =0,000 ->  Reduction compared prev. day :=0,000%
06/01/11 1,503  Theorical expected value  
07/01/11 1,502  Theorical expected value  
10/01/11 1,502  Theorical expected value  
11/01/11 1,501  Theorical expected value  
12/01/11 1,500  Theorical expected value  
13/01/11 1,500  Theorical expected value  
14/01/11 1,499  Theorical expected value  
17/01/11 1,498  Theorical expected value  
18/01/11 1,497  Theorical expected value  
19/01/11 1,496  Theorical expected value  
20/01/11 1,495  Theorical expected value  
21/01/11 1,494  Theorical expected value  
24/01/11 1,494  Theorical expected value  
25/01/11 1,493  Theorical expected value  
26/01/11 1,492  Theorical expected value  
27/01/11 1,491  Theorical expected value  
28/01/11 1,490  Theorical expected value  
31/01/11 1,489  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 664,87€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 23,42 €
Expected yearly extra expenses will be:  281 € (+3,65%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,569	0,629	0,686	0,762	0,867	0,998	1,054
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,133	1,223	1,273	1,321	1,370	1,413	1,458
12 mo.
1,504

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,578	0,634	0,692	0,767	0,871	0,999	1,056
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,135	1,224	1,274	1,321	1,370	1,413	1,458
12m(av)
1,504

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/1/2011 at 13:10