Friday, 24 October 2014

Euribor 24/10/2014 (12 months & other types)

Forecast of October average: 0,338 (Reliability: 80%)
Oficial value of day 24/10/14: 0,341 (=)

Comments: In this day repeats value compared yesterday value (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week increases 7 thousands: 0,009 (+350%). The next update will be done the next day around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%
02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%
03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%
06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%
07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%
09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
10/10/2014 0,333 +0,001 -> Reduction compared prev.day:+0,301%
13/10/2014 0,336 +0,003 -> Increase compared previ. day:+0,901%
14/10/2014 0,340 +0,004 -> Increase compared previ. day:+1,190%
15/10/2014 0,338 -0,002 -> Reduction compared prev.day:-0,588%
16/10/2014 0,339 +0,001 -> Increase compared previ. day:+0,296%
17/10/2014 0,340 +0,001 -> Increase compared previ. day:+0,295%
20/10/2014 0,337 -0,003 -> Reduction compared prev.day:-0,882%
21/10/2014 0,339 +0,002 -> Increase compared previ. day:+0,593%
22/10/2014 0,341 +0,002 -> Increase compared previ. day:+0,590%
23/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%
24/10/2014 0,341 =0,000 -> Incremen. respecto al día ant.:=0,000%
27/10/2014 0,341  Theorical expected value
28/10/2014 0,341  Theorical expected value
29/10/2014 0,341  Theorical expected value
30/10/2014 0,342  Theorical expected value
31/10/2014 0,342  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,17 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €.
 
Expected yearly savings will be:  206 
(-2,95%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 24/10/2014:

1 we. 2 we. 1 mo. 2 mo.
0,009 0,006 0,012 0,049
3 mo. 6 mo. 9 mo. 12 mo.
0,085 0,188 0,260 0,341

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,016 -0,010 0,007 0,044
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,081 0,182 0,254 0,337

Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 24/10/2014 at 13:55

Thursday, 23 October 2014

Euribor 23/10/2014 (12 months & other types)

Forecast of October average: 0,338 (Reliability: 75%)
Oficial value of day 23/10/14: 0,341 (=)

Comments: In this day repeats value compared yesterday value (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 13 thousands: 0,002 (+120%). The next update will be done the next day around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%
02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%
03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%
06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%
07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%
09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
10/10/2014 0,333 +0,001 -> Reduction compared prev.day:+0,301%
13/10/2014 0,336 +0,003 -> Increase compared previ. day:+0,901%
14/10/2014 0,340 +0,004 -> Increase compared previ. day:+1,190%
15/10/2014 0,338 -0,002 -> Reduction compared prev.day:-0,588%
16/10/2014 0,339 +0,001 -> Increase compared previ. day:+0,296%
17/10/2014 0,340 +0,001 -> Increase compared previ. day:+0,295%
20/10/2014 0,337 -0,003 -> Reduction compared prev.day:-0,882%
21/10/2014 0,339 +0,002 -> Increase compared previ. day:+0,593%
22/10/2014 0,341 +0,002 -> Increase compared previ. day:+0,590%
23/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%
24/10/2014 0,341  Theorical expected value
27/10/2014 0,341  Theorical expected value
28/10/2014 0,341  Theorical expected value
29/10/2014 0,341  Theorical expected value
30/10/2014 0,342  Theorical expected value
31/10/2014 0,342  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,17 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €.
 
Expected yearly savings will be:  206 
(-2,95%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/10/2014:

1 we. 2 we. 1 mo. 2 mo.
0,002 0,004 0,011 0,049
3 mo. 6 mo. 9 mo. 12 mo.
0,085 0,188 0,260 0,341

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,018 -0,011 0,007 0,044
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,081 0,182 0,254 0,337

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/10/2014 at 13:55

Wednesday, 22 October 2014

Euribor 22/10/2014 (12 months & other types)

Forecast of October average: 0,336 (Reliability: 70%)
Oficial value of day 22/10/14: 0,341 (+0,590%)

Comments: In this day increases 2 thousands compared yesterday value (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week increases 7 thousands: -0,011 (+39%). The next update will be done the next day around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%
02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%
03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%
06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%
07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%
09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
10/10/2014 0,333 +0,001 -> Reduction compared prev.day:+0,301%
13/10/2014 0,336 +0,003 -> Increase compared previ. day:+0,901%
14/10/2014 0,340 +0,004 -> Increase compared previ. day:+1,190%
15/10/2014 0,338 -0,002 -> Reduction compared prev.day:-0,588%
16/10/2014 0,339 +0,001 -> Increase compared previ. day:+0,296%
17/10/2014 0,340 +0,001 -> Increase compared previ. day:+0,295%
20/10/2014 0,337 -0,003 -> Reduction compared prev.day:-0,882%
21/10/2014 0,339 +0,002 -> Increase compared previ. day:+0,593%
22/10/2014 0,341 +0,002 -> Increase compared previ. day:+0,590%
23/10/2014 0,340  Theorical expected value
24/10/2014 0,340  Theorical expected value
27/10/2014 0,339  Theorical expected value
28/10/2014 0,339  Theorical expected value
29/10/2014 0,339  Theorical expected value
30/10/2014 0,340  Theorical expected value
31/10/2014 0,340  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,17 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €.
 
Expected yearly savings will be:  206 
(-2,95%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 22/10/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,018 -0,008 0,008 0,046
3 mo. 6 mo. 9 mo. 12 mo.
0,082 0,186 0,258 0,339

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,019 -0,012 0,006 0,043
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,081 0,181 0,253 0,336

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 22/10/2014 at 13:55