Friday, 31 October 2014

Euribor 31/10/2014 & final value of October average

Final value of October average: 0,338
Oficial value of day 31/10/2014: 0,340 (=)
 
Comments: Today repeats value and practically all of the Euribor types with lower or equal datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
1/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%
02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%
03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%
06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%
07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%
09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
10/10/2014 0,333 +0,001 -> Reduction compared prev.day:+0,301%
13/10/2014 0,336 +0,003 -> Increase compared previ. day:+0,901%
14/10/2014 0,340 +0,004 -> Increase compared previ. day:+1,190%
15/10/2014 0,338 -0,002 -> Reduction compared prev.day:-0,588%
16/10/2014 0,339 +0,001 -> Increase compared previ. day:+0,296%
17/10/2014 0,340 +0,001 -> Increase compared previ. day:+0,295%
20/10/2014 0,337 -0,003 -> Reduction compared prev.day:-0,882%
21/10/2014 0,339 +0,002 -> Increase compared previ. day:+0,593%
22/10/2014 0,341 +0,002 -> Increase compared previ. day:+0,590%
23/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%
24/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%
27/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%
28/10/2014 0,340 -0,001 -> Reduction compared prev.day:-0,293%
29/10/2014 0,340 =0,000 -> Reduction compared prev.day:=0,000%
30/10/2014 0,340 =0,000 -> Reduction compared prev.day:=0,000%
31/10/2014 0,340 =0,000 -> Reduction compared prev.day:=0,000%
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 
565,65 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €.
 
Expected yearly savings will be:  200 
€ (-2,87%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 31/10/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,011 -0,005 0,010 0,051
3 mo. 6 mo. 9 mo. 12 mo.
0,086 0,189 0,264 0,340

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,012 -0,007 0,008 0,045
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,083 0,184 0,256 0,338

Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 31/10/2014 at 13:55

Thursday, 30 October 2014

Euribor 30/10/2014 (12 months & other types)

Forecast of October average: 0,338 (Reliability: 95%)
Oficial value of day 30/10/14: 0,340 (=)

Comments: In this day repeats value compared yesterday value (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week  that decreases 17 thousands: -0,005 (-141%). The next update will be done the next day around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%
02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%
03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%
06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%
07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%
09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
10/10/2014 0,333 +0,001 -> Reduction compared prev.day:+0,301%
13/10/2014 0,336 +0,003 -> Increase compared previ. day:+0,901%
14/10/2014 0,340 +0,004 -> Increase compared previ. day:+1,190%
15/10/2014 0,338 -0,002 -> Reduction compared prev.day:-0,588%
16/10/2014 0,339 +0,001 -> Increase compared previ. day:+0,296%
17/10/2014 0,340 +0,001 -> Increase compared previ. day:+0,295%
20/10/2014 0,337 -0,003 -> Reduction compared prev.day:-0,882%
21/10/2014 0,339 +0,002 -> Increase compared previ. day:+0,593%
22/10/2014 0,341 +0,002 -> Increase compared previ. day:+0,590%
23/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%
24/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%
27/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%
28/10/2014 0,340 -0,001 -> Reduction compared prev.day:-0,293%
29/10/2014 0,340 =0,000 -> Reduction compared prev.day:=0,000%
30/10/2014 0,340 =0,000 -> Reduction compared prev.day:=0,000%
31/10/2014 0,340  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,65 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €.
 
Expected yearly savings will be:  200 
(-2,87%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/10/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,005 -0,002 0,010 0,051
3 mo. 6 mo. 9 mo. 12 mo.
0,086 0,188 0,263 0,340

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,012 -0,007 0,008 0,045
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,082 0,183 0,256 0,338

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/10/2014 at 13:55

Wednesday, 29 October 2014

Euribor 29/10/2014 (12 months & other types)

Forecast of October average: 0,338 (Reliability: 90%)
Oficial value of day 28/10/14: 0,340 (=)

Comments: In this day repeats value compared yesterday value (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week decreases one thousand: 0,012 (-7%). The next update will be done the next day around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%
02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%
03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%
06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%
07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%
09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
10/10/2014 0,333 +0,001 -> Reduction compared prev.day:+0,301%
13/10/2014 0,336 +0,003 -> Increase compared previ. day:+0,901%
14/10/2014 0,340 +0,004 -> Increase compared previ. day:+1,190%
15/10/2014 0,338 -0,002 -> Reduction compared prev.day:-0,588%
16/10/2014 0,339 +0,001 -> Increase compared previ. day:+0,296%
17/10/2014 0,340 +0,001 -> Increase compared previ. day:+0,295%
20/10/2014 0,337 -0,003 -> Reduction compared prev.day:-0,882%
21/10/2014 0,339 +0,002 -> Increase compared previ. day:+0,593%
22/10/2014 0,341 +0,002 -> Increase compared previ. day:+0,590%
23/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%
24/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%
27/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%
28/10/2014 0,340 -0,001 -> Reduction compared prev.day:-0,293%
29/10/2014 0,340 =0,000 -> Reduction compared prev.day:=0,000%
30/10/2014 0,341  Theorical expected value  
31/10/2014 0,341  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,17 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €.
 
Expected yearly savings will be:  206 
(-2,95%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/10/2014:

1 we. 2 we. 1 mo. 2 mo.
0,012 0,008 0,010 0,049
3 mo. 6 mo. 9 mo. 12 mo.
0,088 0,188 0,262 0,340

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,012 -0,007 0,008 0,045
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,082 0,183 0,255 0,337

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/10/2014 at 13:55