Wednesday, 17 December 2014

Euribor 17/12/2014 (12 months & other types)

Forecast of December average: 0,329 (Reliability: 60%)
Oficial value of day 17/12/14: 0,330 (+0,304%)

Comments: In this  day increases one thousand (the minimum historical was on 3/12/14: 0,328) and practically all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value: -0,018 (=). The next update will be done the next day around 13:40 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2014 0,330 -0,001 -> Reduction compared prev.day:-0,302%
02/12/2014 0,331 +0,001 -> Increase compared prev. day:+0,303%
03/12/2014 0,328 -0,003 -> Reduction compared prev.day:-0,906%
04/12/2014 0,328 =0,000 -> Reduction compared prev.day:=0,000%
05/12/2014 0,329 +0,001 -> Increase compared prev. day:+0,305%
08/12/2014 0,329 =0,000 -> Increase compared prev. day:=0,000%
09/12/2014 0,329 =0,000 -> Increase compared prev. day:=0,000%
10/12/2014 0,328 -0,001 -> Reduction compared prev.day:-0,304%
11/12/2014 0,328 =0,000 -> Reduction compared prev.day:=0,000%
12/12/2014 0,329 +0,001 -> Increase compared prev. day:+0,305%
15/12/2014 0,329 =0,000 -> Increase compared prev. day:=0,000%
16/12/2014 0,329 =0,000 -> Increase compared prev. day:=0,000%
17/12/2014 0,330 +0,001 -> Increase compared prev. day:+0,304%
18/12/2014 0,330  Theorical expected value 
19/12/2014 0,331  Theorical expected value 
22/12/2014 0,331  Theorical expected value 
23/12/2014 0,330  Theorical expected value 
24/12/2014 0,330  Theorical expected value 
29/12/2014 0,330  Theorical expected value 
30/12/2014 0,330  Theorical expected value 
31/12/2014 0,330  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
564,92 €.
Compared one year ago, in December'13 (0,543%): 582,51 €
Expected monthly savings will be: 18 €.
 
Expected yearly savings will be:  211 
(-3,02%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 17/12/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,018 0,026 0,026 0,048
3 mo. 6 mo. 9 mo. 12 mo.
0,081 0,178 0,256 0,330

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,013 -0,003 0,023 0,047
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,082 0,178 0,254 0,329

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 17/12/2014 at 13:36

Tuesday, 16 December 2014

Euribor 16/12/2014 (12 months & other types)

Forecast of December average: 0,329 (Reliability: 55%)
Oficial value of day 16/12/14: 0,329 (=)

Comments: In this day repeats value (the minimum historical was on 3/12/14: 0,328) and practically all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week increases 2 thousands: -0,018 (+10%). The next update will be done the next day around 13:40 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2014 0,330 -0,001 -> Reduction compared prev.day:-0,302%
02/12/2014 0,331 +0,001 -> Increase compared prev. day:+0,303%
03/12/2014 0,328 -0,003 -> Reduction compared prev.day:-0,906%
04/12/2014 0,328 =0,000 -> Reduction compared prev.day:=0,000%
05/12/2014 0,329 +0,001 -> Increase compared prev. day:+0,305%
08/12/2014 0,329 =0,000 -> Increase compared prev. day:=0,000%
09/12/2014 0,329 =0,000 -> Increase compared prev. day:=0,000%
10/12/2014 0,328 -0,001 -> Reduction compared prev.day:-0,304%
11/12/2014 0,328 =0,000 -> Reduction compared prev.day:=0,000%
12/12/2014 0,329 +0,001 -> Increase compared prev. day:+0,305%
15/12/2014 0,329 =0,000 -> Increase compared prev. day:=0,000%
16/12/2014 0,329 =0,000 -> Increase compared prev. day:=0,000%
17/12/2014 0,329  Theorical expected value 
18/12/2014 0,329  Theorical expected value 
19/12/2014 0,330  Theorical expected value 
22/12/2014 0,330  Theorical expected value 
23/12/2014 0,329  Theorical expected value 
24/12/2014 0,329  Theorical expected value 
29/12/2014 0,329  Theorical expected value 
30/12/2014 0,329  Theorical expected value 
31/12/2014 0,329  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
564,92 €.
Compared one year ago, in December'13 (0,543%): 582,51 €
Expected monthly savings will be: 18 €.
 
Expected yearly savings will be:  211 
(-3,02%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 16/12/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,018 -0,012 0,025 0,049
3 mo. 6 mo. 9 mo. 12 mo.
0,082 0,179 0,255 0,329

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,012 -0,008 0,023 0,047
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,082 0,178 0,254 0,329

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 16/12/2014 at 13:36

Monday, 15 December 2014

Euribor 15/12/2014 (12 months & other types)

Forecast of December average: 0,329 (Reliability: 50%)
Oficial value of day 15/12/14: 0,329 (+0,305%)

Comments: In this day repeats value (the minimum historical was on 3/12/14: 0,328) and practically all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week decreases 4 thousands: -0,020 (-25%). The next update will be done the next day around 13:40 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2014 0,330 -0,001 -> Reduction compared prev.day:-0,302%
02/12/2014 0,331 +0,001 -> Increase compared prev. day:+0,303%
03/12/2014 0,328 -0,003 -> Reduction compared prev.day:-0,906%
04/12/2014 0,328 =0,000 -> Reduction compared prev.day:=0,000%
05/12/2014 0,329 +0,001 -> Increase compared prev. day:+0,305%
08/12/2014 0,329 =0,000 -> Increase compared prev. day:=0,000%
09/12/2014 0,329 =0,000 -> Increase compared prev. day:=0,000%
10/12/2014 0,328 -0,001 -> Reduction compared prev.day:-0,304%
11/12/2014 0,328 =0,000 -> Reduction compared prev.day:=0,000%
12/12/2014 0,329 +0,001 -> Increase compared prev. day:+0,305%
15/12/2014 0,329 =0,000 -> Increase compared prev. day:=0,000%
16/12/2014 0,329  Theorical expected value
17/12/2014 0,329  Theorical expected value
18/12/2014 0,328  Theorical expected value
19/12/2014 0,329  Theorical expected value
22/12/2014 0,329  Theorical expected value
23/12/2014 0,328  Theorical expected value
24/12/2014 0,328  Theorical expected value
29/12/2014 0,328  Theorical expected value
30/12/2014 0,328  Theorical expected value
31/12/2014 0,328  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
564,92 €.
Compared one year ago, in December'13 (0,543%): 582,51 €
Expected monthly savings will be: 18 €.
 
Expected yearly savings will be:  211 
(-3,02%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 15/12/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,020 -0,012 0,024 0,049
3 mo. 6 mo. 9 mo. 12 mo.
0,082 0,178 0,253 0,329

Real average of Euribor of the current month from 1 week to 12 months:


1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,012 -0,008 0,022 0,046
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,082 0,178 0,254 0,329

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 15/12/2014 at 13:36