Friday, 27 March 2015

Euribor 27/3/2015 (12 months & other types)

Forecast of March average: 0,212 (Reliability: 90%)
Oficial value of day 27/3/15: 0,199 (-0'995%)

Comments: In this  day  decreases 3 thousands (the minimum historical was on 27/3/15: 0,199) and practically all the rest of the Euribor types with slightly changes compared previous day values, except the Euribor at 1 week which increases 3 thousands: -0,036 (+10%). The next update will be done the 7th of April around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/03/2015 0,230 -0,003 -> Difference compared previous day:-1,288%
03/03/2015 0,228 -0,002 -> Difference compared previous day:-0,870%
04/03/2015 0,227 -0,001 -> Difference compared previous day:-0,439%
05/03/2015 0,226 -0,001 -> Difference compared previous day:-0,441%
06/03/2015 0,225 -0,001 -> Difference compared previous day:-0,442%
09/03/2015 0,222 -0,003 -> Difference compared previous day:-1,333%
10/03/2015 0,219 -0,003 -> Difference compared previous day:-1,351%
11/03/2015 0,217 -0,002 -> Difference compared previous day: -0,913%
12/03/2015 0,215 -0,002 -> Difference compared previous day:-0,922%
13/03/2015 0,214 -0,001 -> Difference compared previous day:-0,465%
16/03/2015 0,212 -0,002 -> Difference compared previous day:-0,935%
17/03/2015 0,209 -0,003 -> Difference compared previous day:-1,415%
18/03/2015 0,212 +0,003 ->Difference compared previous day:+1,435%
19/03/2015 0,209 -0,003 -> Difference compared previous day:-1,415%
20/03/2015 0,205 -0,004 -> Difference compared previous day:-1,914%
23/03/2015 0,203 -0,002 -> Difference compared previous day:-0,976%
24/03/2015 0,202 -0,001 -> Difference compared previous day:-0,493%
25/03/2015 0,201 -0,001 -> Difference compared previous day:-0,495%
26/03/2015 0,201 =0,000 -> Difference compared previous day:=0,000%
27/03/2015 0,199 -0,002 -> Difference compared previous day:-0,995%
30/03/2015 0,199  Theorical expected value
31/03/2015 0,199  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
555,93 €.
Compared one year ago, in March'14 (0,577%): 585,34 €
Expected monthly savings will be: 29 €.
 
Expected yearly savings will be:  353 
(-5,02%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/3/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,036 -0,035 -0,012 0,006
3 mo. 6 mo. 9 mo. 12 mo.
0,021 0,088 0,138 0,199

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,043 -0,035 -0,010 0,010
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,028 0,098 0,147 0,214

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/3/2015 at 14:06

Tuesday, 24 March 2015

Euribor 24/3/2015 (12 months & other types)

Forecast of March average: 0,214 (Reliability: 77%)
Oficial value of day 24/3/15: 0,202 (-0'493%)

Comments: In this  day  decreases one thousand (the minimum historical was on 24/3/15: 0,202) and practically all the rest of the Euribor types with slightly changes compared previous day values, except the Euribor at 1 week which increases 4 thousands: -0,034 (+10%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/03/2015 0,230 -0,003 -> Difference compared previous day:-1,288%
03/03/2015 0,228 -0,002 -> Difference compared previous day:-0,870%
04/03/2015 0,227 -0,001 -> Difference compared previous day:-0,439%
05/03/2015 0,226 -0,001 -> Difference compared previous day:-0,441%
06/03/2015 0,225 -0,001 -> Difference compared previous day:-0,442%
09/03/2015 0,222 -0,003 -> Difference compared previous day:-1,333%
10/03/2015 0,219 -0,003 -> Difference compared previous day:-1,351%
11/03/2015 0,217 -0,002 -> Difference compared previous day: -0,913%
12/03/2015 0,215 -0,002 -> Difference compared previous day:-0,922%
13/03/2015 0,214 -0,001 -> Difference compared previous day:-0,465%
16/03/2015 0,212 -0,002 -> Difference compared previous day:-0,935%
17/03/2015 0,209 -0,003 -> Difference compared previous day:-1,415%
18/03/2015 0,212 +0,003 ->Difference compared previous day:+1,435%
19/03/2015 0,209 -0,003 -> Difference compared previous day:-1,415%
20/03/2015 0,205 -0,004 -> Difference compared previous day:-1,914%
23/03/2015 0,203 -0,002 -> Difference compared previous day:-0,976%
24/03/2015 0,202 -0,001 -> Difference compared previous day:-0,493%
25/03/2015 0,202  Theorical expected value
26/03/2015 0,202  Theorical expected value
27/03/2015 0,201  Theorical expected value
30/03/2015 0,201  Theorical expected value
31/03/2015 0,201  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
555,93 €.
Compared one year ago, in March'14 (0,577%): 585,34 €
Expected monthly savings will be: 29 €.
 
Expected yearly savings will be:  353 
(-5,02%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 24/3/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,035 -0,034 -0,012 0,008
3 mo. 6 mo. 9 mo. 12 mo.
0,021 0,089 0,139 0,202

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,044 -0,035 -0,010 0,011
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,029 0,100 0,148 0,216

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 24/3/2015 at 14:06

Monday, 23 March 2015

Euribor 23/3/2015 (12 months & other types)

Forecast of March average: 0,215 (Reliability: 70%)
Oficial value of day 23/3/15: 0,203 (-0'976%)

Comments: In this  day  decreases 2 thousands (the minimum historical was on 23/3/15: 0,203) and practically all the rest of the Euribor types with slightly changes compared previous day values, except the Euribor at 1 week which increases 16 thousands: -0,039 (+29%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/03/2015 0,230 -0,003 -> Difference compared previous day:-1,288%
03/03/2015 0,228 -0,002 -> Difference compared previous day:-0,870%
04/03/2015 0,227 -0,001 -> Difference compared previous day:-0,439%
05/03/2015 0,226 -0,001 -> Difference compared previous day:-0,441%
06/03/2015 0,225 -0,001 -> Difference compared previous day:-0,442%
09/03/2015 0,222 -0,003 -> Difference compared previous day:-1,333%
10/03/2015 0,219 -0,003 -> Difference compared previous day:-1,351%
11/03/2015 0,217 -0,002 -> Difference compared previous day: -0,913%
12/03/2015 0,215 -0,002 -> Difference compared previous day:-0,922%
13/03/2015 0,214 -0,001 -> Difference compared previous day:-0,465%
16/03/2015 0,212 -0,002 -> Difference compared previous day:-0,935%
17/03/2015 0,209 -0,003 -> Difference compared previous day:-1,415%
18/03/2015 0,212 +0,003 ->Difference compared previous day:+1,435%
19/03/2015 0,209 -0,003 -> Difference compared previous day:-1,415%
20/03/2015 0,205 -0,004 -> Difference compared previous day:-1,914%
23/03/2015 0,203 -0,002 -> Difference compared previous day:-0,976%
24/03/2015 0,203  Theorical expected value
25/03/2015 0,203  Theorical expected value
26/03/2015 0,203  Theorical expected value
27/03/2015 0,202  Theorical expected value
30/03/2015 0,202  Theorical expected value
31/03/2015 0,202  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
555,93 €.
Compared one year ago, in March'14 (0,577%): 585,34 €
Expected monthly savings will be: 29 €.
 
Expected yearly savings will be:  353 
(-5,02%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/3/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,039 -0,035 -0,012 0,008
3 mo. 6 mo. 9 mo. 12 mo.
0,022 0,089 0,138 0,203

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,044 -0,035 -0,010 0,011
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,030 0,100 0,149 0,217

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/3/2015 at 14:06