Monday, 27 April 2015

Euribor 27/4/2015 (12 months & other types)

Forecast of April average: 0,181 (Reliability: 85%)
Oficial value of day 27/4/15: 0,171 (-0,581%)

Comments: In this  day  decreases one thousand (the minimum historical was on 27/4/15: 0,171) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week repeats value: -0,082 (=). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%
02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%
07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%
08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%
09/4/2015 0,190 -0,001 -> Difference compared previous day:-0,524%
10/4/2015 0,188 -0,002 -> Difference compared previous day:-1,053%
13/4/2015 0,187 -0,001 -> Difference compared previous day:-0,532%
14/4/2015 0,183 -0,004 -> Difference compared previous day:-2,139%
15/4/2015 0,180 -0,003 -> Difference compared previous day:-1,639%
16/4/2015 0,178 -0,002 -> Difference compared previous day:-1,111%
17/4/2015 0,177 -0,001 -> Difference compared previous day :-0,562%
20/4/2015 0,176 -0,001 -> Difference compared previous day :-0,565%
21/4/2015 0,176 =0,000 -> Difference compared previous day:=0,000%
22/4/2015 0,175 -0,001 -> Difference compared previous day:-0,568%
23/4/2015 0,173 -0,002 -> Difference compared previous day:-1,143%
24/4/2015 0,172 -0,001 -> Difference compared previous day:-0,578%
27/4/2015 0,171 -0,001 -> Difference compared previous day:-0,581%
28/4/2015 0,171  Theorical expected value 
29/4/2015 0,171  Theorical expected value 
30/4/2015 0,171  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
553,84 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 34 €.
 
Expected yearly savings will be:  405 
(-5,74%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/4/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,082 -0,074 -0,034 -0,017
3 mo. 6 mo. 9 mo. 12 mo.
-0,002 0,067 0,114 0,171

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,078 -0,064 -0,027 -0,010
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,006 0,075 0,124 0,183

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/4/2015 at 14:06

Friday, 24 April 2015

Euribor 24/4/2015 (12 months & other types)

Forecast of April average: 0,182 (Reliability: 80%)
Oficial value of day 24/4/15: 0,172 (-0,578%)

Comments: In this  day  decreases one thousand (the minimum historical was on 24/4/15: 0,172) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week repeats value: -0,082 (=). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%
02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%
07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%
08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%
09/4/2015 0,190 -0,001 -> Difference compared previous day:-0,524%
10/4/2015 0,188 -0,002 -> Difference compared previous day:-1,053%
13/4/2015 0,187 -0,001 -> Difference compared previous day:-0,532%
14/4/2015 0,183 -0,004 -> Difference compared previous day:-2,139%
15/4/2015 0,180 -0,003 -> Difference compared previous day:-1,639%
16/4/2015 0,178 -0,002 -> Difference compared previous day:-1,111%
17/4/2015 0,177 -0,001 -> Difference compared previous day :-0,562%
20/4/2015 0,176 -0,001 -> Difference compared previous day :-0,565%
21/4/2015 0,176 =0,000 -> Difference compared previous day:=0,000%
22/4/2015 0,175 -0,001 -> Difference compared previous day:-0,568%
23/4/2015 0,173 -0,002 -> Difference compared previous day:-1,143%
24/4/2015 0,172 -0,001 -> Difference compared previous day:-0,578%
27/4/2015 0,171  Theorical expected value 
28/4/2015 0,171  Theorical expected value 
29/4/2015 0,171  Theorical expected value 
30/4/2015 0,171  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
553,84 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 34 €.
 
Expected yearly savings will be:  405 
(-5,74%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 24/4/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,082 -0,072 -0,034 -0,016
3 mo. 6 mo. 9 mo. 12 mo.
-0,001 0,066 0,115 0,172

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,078 -0,064 -0,027 -0,009
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,007 0,075 0,124 0,183

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 24/4/2015 at 14:06

Thursday, 23 April 2015

Euribor 23/4/2015 (12 months & other types)

Forecast of April average: 0,182 (Reliability: 75%)
Oficial value of day 23/4/15: 0,173 (-1,143%)

Comments: In this  day  decreases 2 thousands (the minimum historical was on 23/4/15: 0,173) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week increases 6 thousands: -0,082 (+4%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%
02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%
07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%
08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%
09/4/2015 0,190 -0,001 -> Difference compared previous day:-0,524%
10/4/2015 0,188 -0,002 -> Difference compared previous day:-1,053%
13/4/2015 0,187 -0,001 -> Difference compared previous day:-0,532%
14/4/2015 0,183 -0,004 -> Difference compared previous day:-2,139%
15/4/2015 0,180 -0,003 -> Difference compared previous day:-1,639%
16/4/2015 0,178 -0,002 -> Difference compared previous day:-1,111%
17/4/2015 0,177 -0,001 -> Difference compared previous day :-0,562%
20/4/2015 0,176 -0,001 -> Difference compared previous day :-0,565%
21/4/2015 0,176 =0,000 -> Difference compared previous day:=0,000%
22/4/2015 0,175 -0,001 -> Difference compared previous day:-0,568%
23/4/2015 0,173 -0,002 -> Difference compared previous day:-1,143%
24/4/2015 0,173  Theorical expected value 
27/4/2015 0,172  Theorical expected value 
28/4/2015 0,172  Theorical expected value 
29/4/2015 0,172  Theorical expected value 
30/4/2015 0,172  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
553,84 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 34 €.
 
Expected yearly savings will be:  405 
(-5,74%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/4/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,082 -0,071 -0,034 -0,018
3 mo. 6 mo. 9 mo. 12 mo.
-0,002 0,066 0,116 0,173

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,078 -0,063 -0,027 -0,009
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,007 0,076 0,125 0,184

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/4/2015 at 14:06