Friday, 25 July 2014

Euribor 25/7/2014 (12 months & other types)

Forecast of July average: 0,488 (Reliability: 82%)
Oficial value of day 25/7/14: 0,490 (=)

Comments: In this day  repeats value and all the rest of the Euribor types with slightly increases compared yesterday values, the Euribor at 1 week  repeats value too: 0,064 (=). The next update will be done the 18th of Augut due to summer vacation 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
1/07/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%
02/07/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%
03/07/2014 0,488 +0,001 -> Increase compared prev. day:+0,205%
04/07/2014 0,486 -0,002 -> Reduction compared prev.day:-0,410%
07/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%
08/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%
09/07/2014 0,487 +0,001 -> Increase compared prev. day:+0,206%
10/07/2014 0,487 =0,000 -> Increase compared prev. day:=0,000%
11/07/2014 0,487 =0,000 -> Increase compared prev. day:=0,000%
14/07/2014 0,488 +0,001 -> Increase compared prev. day:+0,205%
15/07/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%
16/07/2014 0,486 -0,001 -> Reduction compared prev.day:-0,205%
17/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%
18/07/2014 0,485 -0,001 -> Reduction compared prev.day:-0,206%
21/07/2014 0,486 +0,001 -> Increase compared prev. day:+0,206%
22/07/2014 0,488 +0,002 -> Increase compared prev. day:+0,412%
23/07/2014 0,489 +0,001 -> Increase compared prev. day:+0,205%
24/07/2014 0,490 +0,001 -> Increase compared prev. day:+0,204%
25/07/2014 0,490 =0,000 -> Increase compared prev. day:=0,000%
28/07/2014 0,490  Theorical expected value 
29/07/2014 0,490  Theorical expected value 
30/07/2014 0,491  Theorical expected value 
31/07/2014 0,491  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
577,79 €.
Compared one year ago, in July'13 (0,525%): 581,02 €
Expected monthly savings will be: 3,23 €.
 
Expected yearly savings will be:  39 
(-0,56%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/7/2014:

1 we. 2 we. 1 mo. 2 mo.
0,064 0,068 0,100 0,159
3 mo. 6 mo. 9 mo. 12 mo.
0,209 0,307 0,399 0,490

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,051 0,060 0,095 0,154
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,204 0,304 0,394 0,487

Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/7/2014 at 13:55

Wednesday, 23 July 2014

Euribor 23/7/2014 (12 months & other types)

Forecast of July average: 0,488 (Reliability: 74%)
Oficial value of day 23/7/14: 0,488 (+0,412%)

Comments: In this day  increases one thousand and all the rest of the Euribor types with slightly increases compared yesterday values, the Euribor at 1 week  increases 9 thousands: 0,059 (+18'0%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
1/07/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%
02/07/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%
03/07/2014 0,488 +0,001 -> Increase compared prev. day:+0,205%
04/07/2014 0,486 -0,002 -> Reduction compared prev.day:-0,410%
07/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%
08/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%
09/07/2014 0,487 +0,001 -> Increase compared prev. day:+0,206%
10/07/2014 0,487 =0,000 -> Increase compared prev. day:=0,000%
11/07/2014 0,487 =0,000 -> Increase compared prev. day:=0,000%
14/07/2014 0,488 +0,001 -> Increase compared prev. day:+0,205%
15/07/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%
16/07/2014 0,486 -0,001 -> Reduction compared prev.day:-0,205%
17/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%
18/07/2014 0,485 -0,001 -> Reduction compared prev.day:-0,206%
21/07/2014 0,486 +0,001 -> Increase compared prev. day:+0,206%
22/07/2014 0,488 +0,002 -> Increase compared prev. day:+0,412%
23/07/2014 0,489 +0,001 -> Increase compared prev. day:+0,205%
24/07/2014 0,490  Theorical expected value  
25/07/2014 0,490  Theorical expected value  
28/07/2014 0,490  Theorical expected value  
29/07/2014 0,490  Theorical expected value  
30/07/2014 0,491  Theorical expected value  
31/07/2014 0,491  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
577,79 €.
Compared one year ago, in July'13 (0,525%): 581,02 €
Expected monthly savings will be: 3,23 €.
 
Expected yearly savings will be:  39 
(-0,56%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/7/2014:

1 we. 2 we. 1 mo. 2 mo.
0,059 0,066 0,098 0,158
3 mo. 6 mo. 9 mo. 12 mo.
0,208 0,308 0,399 0,489

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,049 0,059 0,095 0,154
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,204 0,304 0,394 0,487

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/7/2014 at 13:55

Tuesday, 22 July 2014

Euribor 22/7/2014 (12 months & other types)

Forecast of July average: 0,486 (Reliability: 70%)
Oficial value of day 22/7/14: 0,488 (+0,412%)

Comments: In this day  increases 2 thousands and practically all the rest of the Euribor types with slightly increases compared yesterday values, the Euribor at 1 week  increases one thousand: 0,050 (+2'1%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
1/07/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%
02/07/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%
03/07/2014 0,488 +0,001 -> Increase compared prev. day:+0,205%
04/07/2014 0,486 -0,002 -> Reduction compared prev.day:-0,410%
07/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%
08/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%
09/07/2014 0,487 +0,001 -> Increase compared prev. day:+0,206%
10/07/2014 0,487 =0,000 -> Increase compared prev. day:=0,000%
11/07/2014 0,487 =0,000 -> Increase compared prev. day:=0,000%
14/07/2014 0,488 +0,001 -> Increase compared prev. day:+0,205%
15/07/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%
16/07/2014 0,486 -0,001 -> Reduction compared prev.day:-0,205%
17/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%
18/07/2014 0,485 -0,001 -> Reduction compared prev.day:-0,206%
21/07/2014 0,486 +0,001 -> Increase compared prev. day:+0,206%
22/07/2014 0,488 +0,002 -> Increase compared prev. day:+0,412%
23/07/2014 0,488  Theorical expected value  
24/07/2014 0,489  Theorical expected value  
25/07/2014 0,489  Theorical expected value  
28/07/2014 0,489  Theorical expected value  
29/07/2014 0,489  Theorical expected value  
30/07/2014 0,488  Theorical expected value  
31/07/2014 0,488  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
577,79 €.
Compared one year ago, in July'13 (0,525%): 581,02 €
Expected monthly savings will be: 3,23 €.
 
Expected yearly savings will be:  39 
(-0,56%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 22/7/2014:

1 we. 2 we. 1 mo. 2 mo.
0,050 0,063 0,096 0,156
3 mo. 6 mo. 9 mo. 12 mo.
0,206 0,305 0,397 0,488

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,048 0,059 0,095 0,154
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,203 0,304 0,394 0,487

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 22/7/2014 at 13:55