Friday, 22 May 2015

Euribor 22/5/2015 (12 months & other types)

Forecast of May average: 0,166 (Reliability: 75%)
Oficial value of day 22/5/15: 0,162 (=)

Comments: In this  day repeats value (the minimum historical was on 20/5/15: 0,162) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week increases 1 thousand: -0,108 (+1%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2015 0,170 -0,001 -> Difference compared previous day:-0,585%
05/05/2015 0,167 -0,003 -> Difference compared previous day:-1,765%
06/05/2015 0,169 +0,002 -> Difference compared previous day:+1,198%
07/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%
08/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%
11/05/2015 0,168 -0,001 -> Difference compared previous day:-0,592%
12/05/2015 0,169 +0,001 -> Difference compared previous day:+0,595%
13/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%
14/05/2015 0,168 -0,001 -> Difference compared previous day:-0,592%
15/05/2015 0,167 -0,001 -> Difference compared previous day:-0,595%
18/05/2015 0,168 +0,001 -> Difference compared previous day:+0,599%
19/05/2015 0,164 -0,004 -> Difference compared previous day:-2,381%
20/05/2015 0,162 -0,002 -> Difference compared previous day:-1,220%
21/05/2015 0,162 =0,000 -> Difference compared previous day:=0,000%
22/05/2015 0,162 =0,000 -> Difference compared previous day:=0,000%
25/05/2015 0,162  Theorical expected value
26/05/2015 0,162  Theorical expected value
27/05/2015 0,162  Theorical expected value
28/05/2015 0,162  Theorical expected value
29/05/2015 0,161  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
551,99 €.
Compared one year ago, in May'14 (0,592%): 586,59 €
Expected monthly savings will be: 35 €.
 
Expected yearly savings will be:  415 
(-5,90%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 22/5/2015:



Real average of Euribor of the current month from 1 week to 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 22/5/2015 at 14:06

Thursday, 21 May 2015

Euribor 21/5/2015 (12 months & other types)

Forecast of May average: 0,166 (Reliability: 70%)
Oficial value of day 21/5/15: 0,162 (=)

Comments: In this  day repeats value (the minimum historical was on 20/5/15: 0,162) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week increases 10 thousands: -0,109 (=). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2015 0,170 -0,001 -> Difference compared previous day:-0,585%
05/05/2015 0,167 -0,003 -> Difference compared previous day:-1,765%
06/05/2015 0,169 +0,002 -> Difference compared previous day:+1,198%
07/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%
08/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%
11/05/2015 0,168 -0,001 -> Difference compared previous day:-0,592%
12/05/2015 0,169 +0,001 -> Difference compared previous day:+0,595%
13/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%
14/05/2015 0,168 -0,001 -> Difference compared previous day:-0,592%
15/05/2015 0,167 -0,001 -> Difference compared previous day:-0,595%
18/05/2015 0,168 +0,001 -> Difference compared previous day:+0,599%
19/05/2015 0,164 -0,004 -> Difference compared previous day:-2,381%
20/05/2015 0,162 -0,002 -> Difference compared previous day:-1,220%
21/05/2015 0,162 0,000 -> Difference compared previous day:0,000%
22/05/2015 0,162  Theorical expected value
25/05/2015 0,162  Theorical expected value
26/05/2015 0,162  Theorical expected value
27/05/2015 0,162  Theorical expected value
28/05/2015 0,162  Theorical expected value
29/05/2015 0,161  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
551,99 €.
Compared one year ago, in May'14 (0,592%): 586,59 €
Expected monthly savings will be: 35 €.
 
Expected yearly savings will be:  415 
(-5,90%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 21/5/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,109 -0,098 -0,052 -0,031
3 mo. 6 mo. 9 mo. 12 mo.
-0,012 0,054 0,101 0,162

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,110 -0,093 -0,047 -0,027
3 m(av) 6 m(av) 9 m(av) 12m(a)
-0,010 0,059 0,106 0,167

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 21/5/2015 at 14:06

Wednesday, 20 May 2015

Euribor 20/5/2015 (12 months & other types)

Forecast of May average: 0,166 (Reliability: 65%)
Oficial value of day 20/5/15: 0,162 (-1,220%)

Comments: In this  day  decreases 2 thousands (the minimum historical was on 20/5/15: 0,162) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week repeats value: -0,119 (=). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2015 0,170 -0,001 -> Difference compared previous day:-0,585%
05/05/2015 0,167 -0,003 -> Difference compared previous day:-1,765%
06/05/2015 0,169 +0,002 -> Difference compared previous day:+1,198%
07/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%
08/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%
11/05/2015 0,168 -0,001 -> Difference compared previous day:-0,592%
12/05/2015 0,169 +0,001 -> Difference compared previous day:+0,595%
13/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%
14/05/2015 0,168 -0,001 -> Difference compared previous day:-0,592%
15/05/2015 0,167 -0,001 -> Difference compared previous day:-0,595%
18/05/2015 0,168 +0,001 -> Difference compared previous day:+0,599%
19/05/2015 0,164 -0,004 -> Difference compared previous day:-2,381%
20/05/2015 0,162 -0,002 -> Difference compared previous day:-1,220%
21/05/2015 0,163  Theorical expected value
22/05/2015 0,163  Theorical expected value
25/05/2015 0,163  Theorical expected value
26/05/2015 0,163  Theorical expected value
27/05/2015 0,163  Theorical expected value
28/05/2015 0,163  Theorical expected value
29/05/2015 0,162  Theorical expected value
29/05/2015 0,162  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
551,99 €.
Compared one year ago, in May'14 (0,592%): 586,59 €
Expected monthly savings will be: 35 €.
 
Expected yearly savings will be:  415 
(-5,90%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 20/5/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,119 -0,098 -0,052 -0,031
3 mo. 6 mo. 9 mo. 12 mo.
-0,012 0,055 0,101 0,162

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,110 -0,093 -0,047 -0,027
3 m(av) 6 m(av) 9 m(av) 12m(a)
-0,009 0,060 0,107 0,168

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 20/5/2015 at 14:06