Wednesday, 23 April 2014

Euribor 23/4/2014 (12 months & other types)

Forecast of April average: 0,606 (Reliability: 75%)
Oficial value of day 23/4/14: 0,606 (+0,498%)
 
Comments: Today increases 3 thousands and all the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 8 thousands: 0,227 (+3,6%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2014 0,591 +0,001 -> 
Increase compared previ. day:+0,169%
02/4/2014 0,599 +0,008 -> Increase compared previ. day:+1,354%
03/4/2014 0,600 +0,001 -> Increase compared previ. day:+0,500%
04/4/2014 0,603 +0,003 -> Increase compared previ. day:+0,500%
07/4/2014 0,600 -0,003 -> Reduction compared prev.day:-0,498%
08/4/2014 0,599 -0,001 -> Reduction compared prev.day:-0,167%
09/4/2014 0,599 =0,000 -> Reduction compared prev.day:=0,000%
10/4/2014 0,599 =0,000 -> Reduction compared prev.day:=0,000%
11/4/2014 0,601 +0,002 -> Increase compared previ. day:+0,334%
14/4/2014 0,599 -0,002 -> Reduction compared prev.day:-0,333%
15/4/2014 0,598 -0,001 -> Reduction compared prev.day:-0,167%
16/4/2014 0,598 =0,000 -> Increase compared previ. day:=0,000%
17/4/2014 0,599 +0,001 -> Increase compared previ. day:+0,167%
22/4/2014 0,603 +0,004 -> Increase compared previ. day:+0,668%
23/4/2014 0,606 +0,003 -> Increase compared previ. day:+0,498%
24/4/2014 0,606  Theorical expected value  
25/4/2014 0,606  Theorical expected value  
28/4/2014 0,607  Theorical expected value  
29/4/2014 0,607  Theorical expected value  
30/4/2014 0,608  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,27 €.
Compared one year ago, in April'13 (0,528%): 581,27 €
Expected monthly extra expenses will be: 6,57 €.
 
Expected yearly extra expenses will be:  79 
(+1,13%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/4/2014:

1 we. 2 we. 1 mo. 2 mo.
0,227 0,231 0,253 0,293
3 mo. 6 mo. 9 mo. 12 mo.
0,332 0,432 0,516 0,606

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,215 0,224 0,248 0,287
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,326 0,426 0,509 0,600

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/4/2014 at 13:55

Tuesday, 22 April 2014

Euribor 22/4/2014 (12 months & other types)

Forecast of April average: 0,606 (Reliability: 70%)
Oficial value of day 22/4/14: 0,603 (+0,668%)
 
Comments: Today increases 4 thousands and all the rest of the Euribor types are similar compared yesterday values, the Euribor at 1 week increases 6 thousands: 0,219 (+2,8%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2014 0,591 +0,001 -> 
Increase compared previ. day:+0,169%
02/4/2014 0,599 +0,008 -> Increase compared previ. day:+1,354%
03/4/2014 0,600 +0,001 -> Increase compared previ. day:+0,500%
04/4/2014 0,603 +0,003 -> Increase compared previ. day:+0,500%
07/4/2014 0,600 -0,003 -> Reduction compared prev.day:-0,498%
08/4/2014 0,599 -0,001 -> Reduction compared prev.day:-0,167%
09/4/2014 0,599 =0,000 -> Reduction compared prev.day:=0,000%
10/4/2014 0,599 =0,000 -> Reduction compared prev.day:=0,000%
11/4/2014 0,601 +0,002 -> Increase compared previ. day:+0,334%
14/4/2014 0,599 -0,002 -> Reduction compared prev.day:-0,333%
15/4/2014 0,598 -0,001 -> Reduction compared prev.day:-0,167%
16/4/2014 0,598 =0,000 -> Increase compared previ. day:=0,000%
17/4/2014 0,599 +0,001 -> Increase compared previ. day:+0,167%
22/4/2014 0,603 +0,004 -> Increase compared previ. day:+0,668%
23/4/2014 0,604  Theorical expected value 
24/4/2014 0,604  Theorical expected value 
25/4/2014 0,604  Theorical expected value 
28/4/2014 0,605  Theorical expected value 
29/4/2014 0,605  Theorical expected value 
30/4/2014 0,606  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,27 €.
Compared one year ago, in April'13 (0,528%): 581,27 €
Expected monthly extra expenses will be: 6,57 €.
 
Expected yearly extra expenses will be:  79 
(+1,13%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 22/4/2014:

1 we. 2 we. 1 mo. 2 mo.
0,219 0,225 0,248 0,288
3 mo. 6 mo. 9 mo. 12 mo.
0,329 0,429 0,512 0,603

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,214 0,224 0,248 0,287
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,325 0,426 0,509 0,599


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 22/4/2014 at 13:55

Monday, 14 April 2014

From 14/april to 17/april


Hi,

During this week I won't publicate the daily information but I will update the file with the daily values, you will find this file in the download area, on the top left of the blog.

From on 22/4 I will publicate again the daily values.

Regards,
Milano