Tuesday, 25 November 2014

Euribor 25/11/2014 (12 months & other types)

Forecast of November average: 0,336 (Reliability: 85%)
Oficial value of day 25/11/14: 0,332 (=)

Comments: In this day repeats value compared yesterday values achieving the minimun historical (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which increases 4 thousands: +0,009 (+40%). The next update will be done the next day around 13:40 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%
04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%
05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%
06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%
07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%
10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%
13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%
14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%
19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%
20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%
24/11/2014 0,332 -0,002 -> Reduction compared prev.day:-0,599%
25/11/2014 0,332 =0,000 -> Reduction compared prev.day:=0,000%
26/11/2014 0,332  Theorical expected value
27/11/2014 0,332  Theorical expected value
28/11/2014 0,333  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,65 €.
Compared one year ago, in November'13 (0,506%): 565,65 €
Expected monthly savings will be: 14 €.
 
Expected yearly savings will be:  166 
(-2,38%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/11/2014:

1 we. 2 we. 1 mo. 2 mo.
0,009 0,001 0,009 0,042
3 mo. 6 mo. 9 mo. 12 mo.
0,081 0,181 0,257 0,332

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,013 -0,005 0,009 0,044
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,081 0,182 0,257 0,335

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/11/2014 at 13:36

Monday, 24 November 2014

Euribor 24/11/2014 (12 months & other types)

Forecast of November average: 0,336 (Reliability: 80%)
Oficial value of day 24/11/14: 0,332 (-0,599%)

Comments: In this day decreases 2 thousands compared yesterday values achieving the minimun historical (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which increases 4 thousands: +0,005 (+400%). The next update will be done the next day around 13:40 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%
04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%
05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%
06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%
07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%
10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%
13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%
14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%
19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%
20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%
24/11/2014 0,332 -0,002 -> Reduction compared prev.day:-0,599%
25/11/2014 0,332  Theorical expected value
26/11/2014 0,332  Theorical expected value
27/11/2014 0,332  Theorical expected value
28/11/2014 0,333  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,65 €.
Compared one year ago, in November'13 (0,506%): 565,65 €
Expected monthly savings will be: 14 €.
 
Expected yearly savings will be:  166 
(-2,38%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 24/11/2014:

1 we. 2 we. 1 mo. 2 mo.
0,005 -0,002 0,009 0,043
3 mo. 6 mo. 9 mo. 12 mo.
0,081 0,182 0,256 0,332

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,014 -0,006 0,009 0,044
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,081 0,182 0,257 0,335

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 24/11/2014 at 13:36

Friday, 21 November 2014

Euribor 21/11/2014 (12 months & other types)

Forecast of November average: 0,336 (Reliability: 75%)
Oficial value of day 21/11/14: 0,334 (-0,595%)

Comments: In this day decreases 2 thousands compared yesterday values (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which increases 5 thousands: +0,001 (+125%). The next update will be done the next day around 13:40 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%
04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%
05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%
06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%
07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%
10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%
13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%
14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%
19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%
20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%
24/11/2014 0,336  Theorical expected value 
25/11/2014 0,336  Theorical expected value 
26/11/2014 0,336  Theorical expected value 
27/11/2014 0,336  Theorical expected value 
28/11/2014 0,335  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,65 €.
Compared one year ago, in November'13 (0,506%): 565,65 €
Expected monthly savings will be: 14 €.
 
Expected yearly savings will be:  166 
(-2,38%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 21/11/2014:

1 we. 2 we. 1 mo. 2 mo.
0,001 -0,002 0,009 0,041
3 mo. 6 mo. 9 mo. 12 mo.
0,081 0,181 0,256 0,334

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,015 -0,006 0,009 0,044
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,081 0,182 0,257 0,336

Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 21/11/2014 at 13:36