Tuesday, 21 October 2014

Euribor 21/10/2014 (12 months & other types)

Forecast of October average: 0,336 (Reliability: 65%)
Oficial value of day 21/10/14: 0,339 (+0,593%)

Comments: In this day increases 2 thousands compared yesterday value (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week increases 4 thousands: -0,018 (+18%). The next update will be done the next day around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%
02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%
03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%
06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%
07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%
09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
10/10/2014 0,333 +0,001 -> Reduction compared prev.day:+0,301%
13/10/2014 0,336 +0,003 -> Increase compared previ. day:+0,901%
14/10/2014 0,340 +0,004 -> Increase compared previ. day:+1,190%
15/10/2014 0,338 -0,002 -> Reduction compared prev.day:-0,588%
16/10/2014 0,339 +0,001 -> Increase compared previ. day:+0,296%
17/10/2014 0,340 +0,001 -> Increase compared previ. day:+0,295%
20/10/2014 0,337 -0,003 -> Reduction compared prev.day:-0,882%
21/10/2014 0,339 +0,002 -> Increase compared previ. day:+0,593%
22/10/2014 0,339  Theorical expected value
23/10/2014 0,338  Theorical expected value
24/10/2014 0,338  Theorical expected value
27/10/2014 0,337  Theorical expected value
28/10/2014 0,337  Theorical expected value
29/10/2014 0,337  Theorical expected value
30/10/2014 0,338  Theorical expected value
31/10/2014 0,338  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,17 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €.
 
Expected yearly savings will be:  206 
(-2,95%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 21/10/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,018 -0,008 0,008 0,046
3 mo. 6 mo. 9 mo. 12 mo.
0,082 0,186 0,258 0,339

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,019 -0,012 0,006 0,043
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,081 0,181 0,253 0,336

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 21/10/2014 at 13:55

Monday, 20 October 2014

Euribor 20/10/2014 (12 months & other types)

Forecast of October average: 0,336 (Reliability: 60%)
Oficial value of day 20/10/14: 0,337 (-0,882%)

Comments: In this day decreases 3 thousands compared yesterday value (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week decreases one thousand: -0,022 (-4'7%). The next update will be done the next day around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%
02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%
03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%
06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%
07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%
09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
10/10/2014 0,333 +0,001 -> Reduction compared prev.day:+0,301%
13/10/2014 0,336 +0,003 -> Increase compared previ. day:+0,901%
14/10/2014 0,340 +0,004 -> Increase compared previ. day:+1,190%
15/10/2014 0,338 -0,002 -> Reduction compared prev.day:-0,588%
16/10/2014 0,339 +0,001 -> Increase compared previ. day:+0,296%
17/10/2014 0,340 +0,001 -> Increase compared previ. day:+0,295%
20/10/2014 0,337 -0,003 -> Reduction compared prev.day:-0,882%
21/10/2014 0,336  Theorical expected value    
22/10/2014 0,336  Theorical expected value    
23/10/2014 0,335  Theorical expected value    
24/10/2014 0,335  Theorical expected value    
27/10/2014 0,334  Theorical expected value    
28/10/2014 0,334  Theorical expected value    
29/10/2014 0,334  Theorical expected value    
30/10/2014 0,335  Theorical expected value    
31/10/2014 0,335  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,17 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €.
 
Expected yearly savings will be:  206 
(-2,95%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 20/10/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,022 -0,011 0,006 0,045
3 mo. 6 mo. 9 mo. 12 mo.
0,081 0,184 0,256 0,337

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,019 -0,013 0,006 0,043
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,081 0,181 0,252 0,336

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 20/10/2014 at 13:55

Friday, 17 October 2014

Euribor 17/10/2014 (12 months & other types)

Forecast of October average: 0,336 (Reliability: 55%)
Oficial value of day 17/10/14: 0,340 (+0,296%)

Comments: In this day increases one thousand compared yesterday value (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value: -0,021 (=). The next update will be done the next day around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%
02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%
03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%
06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%
07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%
09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
10/10/2014 0,333 +0,001 -> Reduction compared prev.day:+0,301%
13/10/2014 0,336 +0,003 -> Increase compared previ. day:+0,901%
14/10/2014 0,340 +0,004 -> Increase compared previ. day:+1,190%
15/10/2014 0,338 -0,002 -> Reduction compared prev.day:-0,588%
16/10/2014 0,339 +0,001 -> Increase compared previ. day:+0,296%
17/10/2014 0,340 +0,001 -> Increase compared previ. day:+0,295%
20/10/2014 0,340  Theorical expected value   
21/10/2014 0,339  Theorical expected value   
22/10/2014 0,339  Theorical expected value   
23/10/2014 0,338  Theorical expected value   
24/10/2014 0,338  Theorical expected value   
27/10/2014 0,337  Theorical expected value   
28/10/2014 0,337  Theorical expected value   
29/10/2014 0,337  Theorical expected value   
30/10/2014 0,338  Theorical expected value   
31/10/2014 0,338  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,17 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €.
 
Expected yearly savings will be:  206 
(-2,95%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 17/10/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,021 -0,011 0,006 0,045
3 mo. 6 mo. 9 mo. 12 mo.
0,081 0,185 0,256 0,340

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,019 -0,013 0,006 0,043
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,081 0,181 0,252 0,336

Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 17/10/2014 at 13:55