Tuesday, 30 June 2015

Euribor 30/6/2015 & final value of June average

Final value of June average: 0,163
Oficial value of day 30/6/2015: 0,164 (+0,613%)
 
Comments: Today increases one thousand and practically all of the Euribor types with lower or equal datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
1/6/2015 0,161 +0,001 -> Difference compared previous day:+0,625%
02/6/2015 0,158 -0,003 ->  Difference compared previous day:-1,863%
03/6/2015 0,160 +0,002 -> Difference compared previous day:+1,266%
04/6/2015 0,162 +0,002 -> Difference compared previous day :+1,250%
05/6/2015 0,161 -0,001 -> Difference compared previous day :-0,617%
08/6/2015 0,163 +0,002 -> Difference compared previous day :+1,242%
09/6/2015 0,163 =0,000 -> Difference compared previous day :=0,000%
10/6/2015 0,166 +0,003 -> Difference compared previous day:+1,840%
11/6/2015 0,161 -0,005 -> Difference compared previous day:-3,012%
12/6/2015 0,163 +0,002 -> Difference compared previous day:+1,242%
15/6/2015 0,164 +0,001 -> Difference compared previous day:+0,613%
16/6/2015 0,166 +0,002 -> Difference compared previous day:+1,220%
17/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
18/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
19/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
22/6/2015 0,164 -0,002 -> Difference compared previous day:-1,205%
23/6/2015 0,163 -0,001 -> Difference compared previous day:-0,610%
24/6/2015 0,163 =0,000 -> Difference compared previous day:=0,000%
25/6/2015 0,162 -0,001 -> Difference compared previous day:-0,613%
26/6/2015 0,162 =0,000 -> Difference compared previous day:=0,000%
29/6/2015 0,163 +0,001 -> Difference compared previous day:+0,617%
30/6/2015 0,164 +0,001 -> Difference compared previous day:+0,613%
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 
551,51 €.
Compared one year ago, in June'14 (0,513%): 580,03 €
Expected monthly savings will be: 29 €.
 
Expected yearly savings will be:  342 
€ (-4,92%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/6/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,120 -0,110 -0,064 -0,038
3 mo. 6 mo. 9 mo. 12 mo.
-0,014 0,050 0,100 0,164

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,124 -0,109 -0,063 -0,036
3 m(av) 6 m(av) 9 m(av) 12m(a)
-0,014 0,049 0,100 0,163



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/6/2015 at 14:06

Monday, 29 June 2015

Euribor 29/6/2015 (12 months & other types)

Forecast of June average: 0,163 (Reliability: 95%)
Oficial value of day 29/6/15: 0,163 (+0,617%)

Comments: In this  day increases one thousand (the minimum historical was on 2/6/15: 0,158) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week decreases 2 thousands: -0,120 (-2%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2015 0,161 +0,001 -> Difference compared previous day:+0,625%
02/6/2015 0,158 -0,003 ->  Difference compared previous day:-1,863%
03/6/2015 0,160 +0,002 -> Difference compared previous day:+1,266%
04/6/2015 0,162 +0,002 -> Difference compared previous day :+1,250%
05/6/2015 0,161 -0,001 -> Difference compared previous day :-0,617%
08/6/2015 0,163 +0,002 -> Difference compared previous day :+1,242%
09/6/2015 0,163 =0,000 -> Difference compared previous day :=0,000%
10/6/2015 0,166 +0,003 -> Difference compared previous day:+1,840%
11/6/2015 0,161 -0,005 -> Difference compared previous day:-3,012%
12/6/2015 0,163 +0,002 -> Difference compared previous day:+1,242%
15/6/2015 0,164 +0,001 -> Difference compared previous day:+0,613%
16/6/2015 0,166 +0,002 -> Difference compared previous day:+1,220%
17/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
18/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
19/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
22/6/2015 0,164 -0,002 -> Difference compared previous day:-1,205%
23/6/2015 0,163 -0,001 -> Difference compared previous day:-0,610%
24/6/2015 0,163 =0,000 -> Difference compared previous day:=0,000%
25/6/2015 0,162 -0,001 -> Difference compared previous day:-0,613%
26/6/2015 0,162 =0,000 -> Difference compared previous day:=0,000%
29/6/2015 0,163 +0,001 -> Difference compared previous day:+0,617%
30/6/2015 0,164  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
550,95 €.
Compared one year ago, in June'14 (0,513%): 580,03 €
Expected monthly savings will be: 29 €.
 
Expected yearly savings will be:  349 
(-5,01%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/6/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,120 -0,111 -0,064 -0,038
3 mo. 6 mo. 9 mo. 12 mo.
-0,016 0,050 0,100 0,163

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,125 -0,109 -0,063 -0,036
3 m(av) 6 m(av) 9 m(av) 12m(a)
-0,014 0,049 0,100 0,163

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/6/2015 at 14:06

Friday, 26 June 2015

Euribor 26/6/2015 (12 months & other types)

Forecast of June average: 0,163 (Reliability: 90%)
Oficial value of day 26/6/15: 0,162 (=)

Comments: In this  day repeats value (the minimum historical was on 2/6/15: 0,158) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week increases one thousand: -0,118 (+1%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2015 0,161 +0,001 -> Difference compared previous day:+0,625%
02/6/2015 0,158 -0,003 ->  Difference compared previous day:-1,863%
03/6/2015 0,160 +0,002 -> Difference compared previous day:+1,266%
04/6/2015 0,162 +0,002 -> Difference compared previous day :+1,250%
05/6/2015 0,161 -0,001 -> Difference compared previous day :-0,617%
08/6/2015 0,163 +0,002 -> Difference compared previous day :+1,242%
09/6/2015 0,163 =0,000 -> Difference compared previous day :=0,000%
10/6/2015 0,166 +0,003 -> Difference compared previous day:+1,840%
11/6/2015 0,161 -0,005 -> Difference compared previous day:-3,012%
12/6/2015 0,163 +0,002 -> Difference compared previous day:+1,242%
15/6/2015 0,164 +0,001 -> Difference compared previous day:+0,613%
16/6/2015 0,166 +0,002 -> Difference compared previous day:+1,220%
17/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
18/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
19/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
22/6/2015 0,164 -0,002 -> Difference compared previous day:-1,205%
23/6/2015 0,163 -0,001 -> Difference compared previous day:-0,610%
24/6/2015 0,163 =0,000 -> Difference compared previous day:=0,000%
25/6/2015 0,162 -0,001 -> Difference compared previous day:-0,613%
26/6/2015 0,162 =0,000 -> Difference compared previous day:=0,000%
29/6/2015 0,162  Theorical expected value  
30/6/2015 0,163  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
550,95 €.
Compared one year ago, in June'14 (0,513%): 580,03 €
Expected monthly savings will be: 29 €.
 
Expected yearly savings will be:  349 
(-5,01%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 26/6/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,118 -0,111 -0,066 -0,038
3 mo. 6 mo. 9 mo. 12 mo.
-0,015 0,050 0,100 0,162

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,125 -0,109 -0,063 -0,036
3 m(av) 6 m(av) 9 m(av) 12m(a)
-0,014 0,049 0,100 0,163

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 26/6/2015 at 14:06