Friday 31 May 2013

Euribor 31/05/2013 & final value of May average

Final value of May average: 0,484
Oficial value of day 31/5/2013: 0,478 (-0,417%)
 
Comments: Today decreases 2 thousandth, a new minimum historical in the monthly average, and practically all of the Euribor types are lower or equal compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/05/2013 0,510 =0,000 -> Reduction compared prev.day:=0,000%
03/05/2013 0,493 -0,017 -> Reduction compared prev.day:-3,333%
06/05/2013 0,490 -0,003 -> Reduction compared prev.day:-0,609%
07/05/2013 0,490 =0,000 -> Reduction compared prev.day:=0,000%
08/05/2013 0,491 +0,001 -> Reduction compared prev.day:+0,204%
09/05/2013 0,488 -0,003 -> Reduction compared prev.day:-0,611%
10/05/2013 0,489 +0,001 -> Increase compared prev. day:+0,205%
13/05/2013 0,490 +0,001 -> Increase compared prev. day:+0,204%
14/05/2013 0,491 +0,001 -> Increase compared prev. day:+0,204%
15/05/2013 0,491 =0,000 -> Increase compared prev. day:=0,000%
16/05/2013 0,486 -0,005 -> Reduction compared prev.day:-1,018%
17/05/2013 0,479 -0,007 -> Reduction compared prev.day:-1,440%
20/05/2013 0,477 -0,002 -> Reduction compared prev.day:-0,418%
21/05/2013 0,475 -0,002 -> Reduction compared prev.day:-0,419%
22/05/2013 0,475 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2013 0,473 -0,002 -> Reduction compared prev.day:-0,421%
24/05/2013 0,474 +0,001 -> Increase compared prev. day:+0,211%
27/05/2013 0,474 =0,000 -> Reduction compared prev.day:=0,000%
28/05/2013 0,473 -0,001 -> Reduction compared prev.day:-0,211%
29/05/2013 0,476 +0,003 -> Increase compared prev. day:+0,634%
30/05/2013 0,480 +0,004 -> Increase compared prev. day:+0,840%
31/05/2013 0,478 -0,002 -> Reduction compared prev.day:-0,417%
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
577,63 €.
Compared one year ago, in May'12 (1,266%): 644,45 €
Expected monthly savings will be: 66,82 €.
 
Expected yearly savings will be:  802
(-10,37%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 31/5/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,087 0,093 0,102 0,113 0,160 0,200 0,232
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,263 0,298 0,328 0,357 0,390 0,420 0,447
12 mo.





0,478





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,084 0,092 0,102 0,112 0,160 0,201 0,235
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,268 0,300 0,330 0,359 0,394 0,424 0,454
12m(a)





0,484





 
Graphic of the current month till today of Euribor at 12 months:
 

 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 31/5/2013 at 13:55
 

Thursday 30 May 2013

Euribor 30/5/2013 (12 months & other types)

Forecast of May average: 0,484 (Reliability: 95%)
Oficial value of day 30/5/13: 0,480 (+0,840%)
 
Comments: Today increases 4 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value: 0,087 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/05/2013 0,510 =0,000 -> Reduction compared prev.day:=0,000%
03/05/2013 0,493 -0,017 -> Reduction compared prev.day:-3,333%
06/05/2013 0,490 -0,003 -> Reduction compared prev.day:-0,609%
07/05/2013 0,490 =0,000 -> Reduction compared prev.day:=0,000%
08/05/2013 0,491 +0,001 -> Reduction compared prev.day:+0,204%
09/05/2013 0,488 -0,003 -> Reduction compared prev.day:-0,611%
10/05/2013 0,489 +0,001 -> Increase compared prev. day:+0,205%
13/05/2013 0,490 +0,001 -> Increase compared prev. day:+0,204%
14/05/2013 0,491 +0,001 -> Increase compared prev. day:+0,204%
15/05/2013 0,491 =0,000 -> Increase compared prev. day:=0,000%
16/05/2013 0,486 -0,005 -> Reduction compared prev.day:-1,018%
17/05/2013 0,479 -0,007 -> Reduction compared prev.day:-1,440%
20/05/2013 0,477 -0,002 -> Reduction compared prev.day:-0,418%
21/05/2013 0,475 -0,002 -> Reduction compared prev.day:-0,419%
22/05/2013 0,475 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2013 0,473 -0,002 -> Reduction compared prev.day:-0,421%
24/05/2013 0,474 +0,001 -> Increase compared prev. day:+0,211%
27/05/2013 0,474 =0,000 -> Reduction compared prev.day:=0,000%
28/05/2013 0,473 -0,001 -> Reduction compared prev.day:-0,211%
29/05/2013 0,476 +0,003 -> Increase compared prev. day:+0,634%
30/05/2013 0,480 +0,004 -> Increase compared prev. day:+0,840%
31/05/2013 0,480  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
577,55 €.
Compared one year ago, in May'12 (1,266%): 644,45 €
Expected monthly savings will be: 66,90 €.
 
Expected yearly savings will be:  802
(-10,38%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/5/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,087 0,093 0,102 0,112 0,160 0,200 0,232
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,264 0,299 0,330 0,359 0,392 0,421 0,449
12 mo.
0,480
 
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,083 0,092 0,102 0,112 0,160 0,201 0,235
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,268 0,300 0,330 0,359 0,395 0,424 0,454
12m(a)
0,484
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/5/2013 at 13:55

Wednesday 29 May 2013

Euribor 29/5/2013 (12 months & other types)

Forecast of May average: 0,483 (Reliability: 90%)
Oficial value of day 29/5/13: 0,476 (+0,634%)
 
Comments: Today increases 3 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week increases 2 thousandths: 0,087 (+2,4%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/05/2013 0,510 =0,000 -> Reduction compared prev.day:=0,000%
03/05/2013 0,493 -0,017 -> Reduction compared prev.day:-3,333%
06/05/2013 0,490 -0,003 -> Reduction compared prev.day:-0,609%
07/05/2013 0,490 =0,000 -> Reduction compared prev.day:=0,000%
08/05/2013 0,491 +0,001 -> Reduction compared prev.day:+0,204%
09/05/2013 0,488 -0,003 -> Reduction compared prev.day:-0,611%
10/05/2013 0,489 +0,001 -> Increase compared prev. day:+0,205%
13/05/2013 0,490 +0,001 -> Increase compared prev. day:+0,204%
14/05/2013 0,491 +0,001 -> Increase compared prev. day:+0,204%
15/05/2013 0,491 =0,000 -> Increase compared prev. day:=0,000%
16/05/2013 0,486 -0,005 -> Reduction compared prev.day:-1,018%
17/05/2013 0,479 -0,007 -> Reduction compared prev.day:-1,440%
20/05/2013 0,477 -0,002 -> Reduction compared prev.day:-0,418%
21/05/2013 0,475 -0,002 -> Reduction compared prev.day:-0,419%
22/05/2013 0,475 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2013 0,473 -0,002 -> Reduction compared prev.day:-0,421%
24/05/2013 0,474 +0,001 -> Increase compared prev. day:+0,211%
27/05/2013 0,474 =0,000 -> Reduction compared prev.day:=0,000%
28/05/2013 0,473 -0,001 -> Reduction compared prev.day:-0,211%
29/05/2013 0,476 +0,003 -> Increase compared prev. day:+0,634%
30/05/2013 0,476  Theorical expected value     
31/05/2013 0,475  Theorical expected value  
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
577,55 €.
Compared one year ago, in May'12 (1,266%): 644,45 €
Expected monthly savings will be: 66,90 €.
 
Expected yearly savings will be:  802
(-10,38%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/5/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,087 0,093 0,102 0,112 0,159 0,200 0,232
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,263 0,298 0,328 0,357 0,390 0,419 0,446
12 mo.
0,476
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,083 0,092 0,101 0,112 0,160 0,201 0,235
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,269 0,300 0,330 0,359 0,395 0,424 0,455
12m(a)
0,485
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/5/2013 at 13:55

Tuesday 28 May 2013

Euribor 28/5/2013 (12 months & other types)

Forecast of May average: 0,483 (Reliability: 85%)
Oficial value of day 28/5/13: 0,473 (-0,211%)
 
Comments: Today decreases one thousandth, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week increases one thousandth: 0,085 (+1,2%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/05/2013 0,510 =0,000 -> Reduction compared prev.day:=0,000%
03/05/2013 0,493 -0,017 -> Reduction compared prev.day:-3,333%
06/05/2013 0,490 -0,003 -> Reduction compared prev.day:-0,609%
07/05/2013 0,490 =0,000 -> Reduction compared prev.day:=0,000%
08/05/2013 0,491 +0,001 -> Reduction compared prev.day:+0,204%
09/05/2013 0,488 -0,003 -> Reduction compared prev.day:-0,611%
10/05/2013 0,489 +0,001 -> Increase compared prev. day:+0,205%
13/05/2013 0,490 +0,001 -> Increase compared prev. day:+0,204%
14/05/2013 0,491 +0,001 -> Increase compared prev. day:+0,204%
15/05/2013 0,491 =0,000 -> Increase compared prev. day:=0,000%
16/05/2013 0,486 -0,005 -> Reduction compared prev.day:-1,018%
17/05/2013 0,479 -0,007 -> Reduction compared prev.day:-1,440%
20/05/2013 0,477 -0,002 -> Reduction compared prev.day:-0,418%
21/05/2013 0,475 -0,002 -> Reduction compared prev.day:-0,419%
22/05/2013 0,475 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2013 0,473 -0,002 -> Reduction compared prev.day:-0,421%
24/05/2013 0,474 +0,001 -> Increase compared prev. day:+0,211%
27/05/2013 0,474 =0,000 -> Reduction compared prev.day:=0,000%
28/05/2013 0,473 -0,001 -> Reduction compared prev.day:-0,211%
29/05/2013 0,474  Theorical expected value    
30/05/2013 0,474  Theorical expected value    
31/05/2013 0,473  Theorical expected value  
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
577,55 €.
Compared one year ago, in May'12 (1,266%): 644,45 €
Expected monthly savings will be: 66,90 €.
 
Expected yearly savings will be:  802
(-10,38%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/5/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,085 0,092 0,102 0,112 0,159 0,199 0,232
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,263 0,297 0,328 0,354 0,388 0,417 0,443
12 mo.
0,473
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,083 0,092 0,101 0,112 0,160 0,202 0,236
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,269 0,300 0,330 0,359 0,395 0,425 0,455
12m(a)
0,485
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/5/2013 at 13:55