Monday, 5 October 2009

Euribor 5/10/2009 (12 months & other types)

Forecast of October average: 1,253 (Reliability: 14%)
Oficial value of day 05/10/09: 1,230
 
Comments: The next update will be done tomorrow around 12:00 hours. The Euribor at 1 week are increasing.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2009 1,237 +0,001 -> Increase compared preve. day:+0,081%
02/10/2009 1,235 -0,002 -> Reduction compared prev. day:-0,162%
05/10/2009 1,230 -0,005 -> Reduction compared prev. day:-0,405%
06/10/2009 1,233  Theorical expected value 
07/10/2009 1,234  Theorical expected value 
08/10/2009 1,237  Theorical expected value 
09/10/2009 1,240  Theorical expected value 
12/10/2009 1,243  Theorical expected value 
13/10/2009 1,246  Theorical expected value 
14/10/2009 1,249  Theorical expected value 
15/10/2009 1,252  Theorical expected value 
16/10/2009 1,253  Theorical expected value 
19/10/2009 1,256  Theorical expected value 
20/10/2009 1,259  Theorical expected value 
21/10/2009 1,262  Theorical expected value 
22/10/2009 1,265  Theorical expected value 
23/10/2009 1,266  Theorical expected value 
26/10/2009 1,269  Theorical expected value 
27/10/2009 1,272  Theorical expected value 
28/10/2009 1,275  Theorical expected value 
29/10/2009 1,278  Theorical expected value 
30/10/2009 1,278  Theorical expected value   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
644,30€
Compared one year ago, in Oct'08 (5,248%): 1050,20 €
Expected monthly savings will be.: 407 €
Expected Yearly savings will be.: 4883 € (-38,74%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 5/10/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,349 0,365 0,389 0,433 0,587 0,746 0,836
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,919 1,013 1,059 1,098 1,139 1,177 1,203
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 05/10/2009 at 12:05
 

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