Euribor 8/1/2014 (12 months & other types)

Forecast of January average: 0,552 (Reliability: 22%)

Oficial value of day 8/1/14: 0,552 (+0,364%)

 

Comments: Today increases 2 thousandths and practically the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 6 thousandths: 0,171 (+3,6%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day:-0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,552 +0,002 -> Increase compared previ. day:+0,364%
09/01/2014 0,552  ECB, not expected changes(=0,25%)
10/01/2014 0,552  Theorical expected value            
13/01/2014 0,552  Theorical expected value            
14/01/2014 0,552  Theorical expected value            
15/01/2014 0,553  Theorical expected value            
16/01/2014 0,550  Theorical expected value            
17/01/2014 0,552  Theorical expected value            
20/01/2014 0,552  Theorical expected value            
21/01/2014 0,553  Theorical expected value            
22/01/2014 0,553  Theorical expected value            
23/01/2014 0,552  Theorical expected value            
24/01/2014 0,552  Theorical expected value            
27/01/2014 0,553  Theorical expected value            
28/01/2014 0,554  Theorical expected value            
29/01/2014 0,556  Theorical expected value            
30/01/2014 0,558  Theorical expected value            
31/01/2014 0,554  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 585,17 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,91 €. 
Expected yearly savings will be:  23 € (-0,33%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 8/1/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,171	0,184	0,203	0,243
3 mo.	6 mo.	9 mo.	12 mo.
0,281	0,383	0,477	0,552

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,173	0,186	0,206	0,245
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,281	0,382	0,475	0,552

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 8/1/2014 at 13:55