Euribor 16/1/2012 (12 months & other types)

Forecast of January average: 1,848 (Reliability: 50%)

Oficial value of day 16/1/12: 1,832 (-0,543%)

 

Comments: Today reduces others 10 thousandths, and the rest of Euribor types are lower compared Friday values, and the Euribor at 1 week today decreases 14 thousandths more (a -2.9%), has went back till  7-july-10 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2012 1,937 -0,010 -> Reduction compared prev.day:-0,514%
03/01/2012 1,930 -0,007 -> Reduction compared prev.day:-0,361%
04/01/2012 1,918 -0,012 -> Reduction compared prev.day:-0,622%
05/01/2012 1,903 -0,015 -> Reduction compared prev.day:-0,782%
06/01/2012 1,890 -0,013 -> Reduction compared prev.day:-0,683%
09/01/2012 1,882 -0,008 -> Reduction compared prev.day:-0,423%
10/01/2012 1,875 -0,007 -> Reduction compared prev.day:-0,372%
11/01/2012 1,868 -0,007 -> Reduction compared prev.day:-0,373%
12/01/2012 1,856 -0,012 -> Reduction compared prev.day:-0,642%
13/01/2012 1,842 -0,014 -> Reduction compared prev.day:-0,754%
16/01/2012 1,832 -0,010 -> Reduction compared prev.day:-0,543%
17/01/2012 1,829  Theorical expected value     
18/01/2012 1,826  Theorical expected value     
19/01/2012 1,824  Theorical expected value     
20/01/2012 1,820  Theorical expected value     
23/01/2012 1,817  Theorical expected value     
24/01/2012 1,814  Theorical expected value     
25/01/2012 1,811  Theorical expected value     
26/01/2012 1,808  Theorical expected value     
27/01/2012 1,805  Theorical expected value     
30/01/2012 1,802  Theorical expected value     
31/01/2012 1,799  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 698,09 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 28,27 €. 
Expected yearly extra expenses will be:  339 € (+4,22%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 16/1/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,469	0,568	0,674	0,829	1,029	1,222	1,311
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,401	1,501	1,567	1,623	1,683	1,732	1,782
12 mo.
1,832

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,552	0,648	0,754	0,915	1,096	1,280	1,367
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,453	1,555	1,616	1,674	1,732	1,783	1,833
12m(a)
1,885

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 16/1/2012 at 13:50