Euribor 31/1/2011 & final value of January average

Final value of January average: 1,550

Oficial value of day 31/1/2011: 1,644 (+1,169%)

 

Comments: January average a maximum of Euribor at 12 months from july'09. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 -> Increase compared preve. day:+0,258%
20/01/2011 1,562 +0,006 -> Increase compared preve. day:+0,386%
21/01/2011 1,578 +0,016 -> Increase compared preve. day:+1,024%
24/01/2011 1,586 +0,008 -> Increase compared preve. day:+0,507%
25/01/2011 1,591 +0,005 -> Increase compared preve. day:+0,315%
26/01/2011 1,605 +0,014 -> Increase compared preve. day:+0,880%
27/01/2011 1,615 +0,010 -> Increase compared preve. day:+0,623%
28/01/2011 1,625 +0,010 -> Increase compared preve. day:+0,619%
31/01/2011 1,644 +0,019 -> Increase compared preve. day:+1,169%

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 669,81€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 28,37 €
Expected yearly extra expenses will be:  339 € (+4,42%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,920	0,906	0,896	0,895	0,956	1,074	1,138
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,218	1,319	1,373	1,430	1,483	1,537	1,585
12 mo.
1,644

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,689	0,717	0,746	0,793	0,888	1,017	1,078
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,161	1,254	1,305	1,355	1,406	1,452	1,499
12m(av)
1,550

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 31/1/2011 at 13:10

 

Euribor 28/1/2011 (12 months & other types)

Forecast of January average: 1,549 (Reliability: 95%)
Oficial value of day 28/1/11: 1,625 (+0,619%)

 

Comments: Today at least the euribor at 1, 2 and 3 weeks are lower than yesterday, if this trend continues in the next sessions will helps to stabilize the other types, by the way today again another consecutive historical maximum of euribor at 12 months from june'09 (1,625). (The next update will be done tomorrow at latest at 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 -> Increase compared preve. day:+0,258%
20/01/2011 1,562 +0,006 -> Increase compared preve. day:+0,386%
21/01/2011 1,578 +0,016 -> Increase compared preve. day:+1,024%
24/01/2011 1,586 +0,008 -> Increase compared preve. day:+0,507%
25/01/2011 1,591 +0,005 -> Increase compared preve. day:+0,315%
26/01/2011 1,605 +0,014 -> Increase compared preve. day:+0,880%
27/01/2011 1,615 +0,010 -> Increase compared preve. day:+0,623%
28/01/2011 1,625 +0,010 ->  Increase compared preve. day:+0,619%
31/01/2011 1,627  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 669,73€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 28,28 €
Expected yearly extra expenses will be:  339 € (+4,41%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,897	0,891	0,882	0,877	0,944	1,063	1,125
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,208	1,307	1,361	1,416	1,469	1,523	1,568
12 mo.
1,625

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,677	0,708	0,738	0,788	0,884	1,014	1,075
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,158	1,250	1,301	1,351	1,402	1,448	1,495
12m(av)
1,545

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/1/2011 at 13:10

 

Euribor 27/1/2011 (12 months & other types)

Forecast of January average: 1,548 (Reliability: 90%)
Oficial value of day 27/1/11: 1,615 (+0,623%)

 

Comments: Today again another consecutive historical maximum of euribor at 12 months from june'09 (1,615). (The next update will be done tomorrow at latest at 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 -> Increase compared preve. day:+0,258%
20/01/2011 1,562 +0,006 -> Increase compared preve. day:+0,386%
21/01/2011 1,578 +0,016 -> Increase compared preve. day:+1,024%
24/01/2011 1,586 +0,008 -> Increase compared preve. day:+0,507%
25/01/2011 1,591 +0,005 -> Increase compared preve. day:+0,315%
26/01/2011 1,605 +0,014 -> Increase compared preve. day:+0,880%
27/01/2011 1,615 +0,010 -> Increase compared preve. day:+0,623%
28/01/2011 1,617  Theorical expected value              
31/01/2011 1,619  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 669,64€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 28,19 €
Expected yearly extra expenses will be:  338 € (+4,40%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,900	0,892	0,883	0,872	0,937	1,057	1,119
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,202	1,301	1,352	1,406	1,459	1,512	1,559
12 mo.
1,615

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,666	0,698	0,731	0,783	0,881	1,012	1,073
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,155	1,247	1,298	1,348	1,399	1,444	1,491
12m(av)
1,541

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/1/2011 at 13:10

 

Euribor 26/1/2011 (12 months & other types)

Forecast of January average: 1,547 (Reliability: 85%)
Oficial value of day 26/1/11: 1,605 (+0,880%)

 

Comments: Today another consecutive historical maximum of euribor at 12 months from june'09 (1,605), also the euribor at one week has raised the value of june'09. (The next update will be done tomorrow at latest at 15:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 -> Increase compared preve. day:+0,258%
20/01/2011 1,562 +0,006 -> Increase compared preve. day:+0,386%
21/01/2011 1,578 +0,016 -> Increase compared preve. day:+1,024%
24/01/2011 1,586 +0,008 -> Increase compared preve. day:+0,507%
25/01/2011 1,591 +0,005 -> Increase compared preve. day:+0,315%
26/01/2011 1,605 +0,014 -> Increase compared preve. day:+0,880%
27/01/2011 1,607  Theorical expected value             
28/01/2011 1,609  Theorical expected value             
31/01/2011 1,611  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 669,37€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 28,0 €
Expected yearly extra expenses will be:  335 € (+4,35%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,899	0,877	0,868	0,858	0,930	1,051	1,113
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,197	1,294	1,344	1,398	1,451	1,503	1,551
12 mo.
1,605

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,653	0,687	0,722	0,778	0,878	1,009	1,070
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,152	1,244	1,295	1,345	1,396	1,440	1,487
12m(av)
1,537

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/1/2011 at 13:10

 

Euribor 25/1/2011 (12 months & other types)

Forecast of January average: 1,545 (Reliability: 81%)
Oficial value of day 25/1/11: 1,591 (+0,315%)

 

Comments: Today another consecutive historical maximum of euribor at 12 months from june'09 (1,591). (The next update will be done tomorrow around 13:10 hours).

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/01/2011 1,504 -0,003 -> Reduction compared prev. day:-0,199%
04/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
05/01/2011 1,504 =0,000 -> Reduction compared prev. day:=0,000%
06/01/2011 1,506 +0,002 -> Increase compared preve. day:+0,133%
07/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
10/01/2011 1,506 +0,001 -> Increase compared preve. day:+0,066%
11/01/2011 1,505 -0,001 -> Reduction compared prev. day:-0,066%
12/01/2011 1,508 +0,003 -> Increase compared preve. day:+0,199%
13/01/2011 1,513 +0,005 -> Increase compared preve. day:+0,332%
14/01/2011 1,536 +0,023 -> Increase compared preve. day:+1,520%
17/01/2011 1,544 +0,008 -> Increase compared preve. day:+0,521%
18/01/2011 1,552 +0,008 -> Increase compared preve. day:+0,518%
19/01/2011 1,556 +0,004 -> Increase compared preve. day:+0,258%
20/01/2011 1,562 +0,006 -> Increase compared preve. day:+0,386%
21/01/2011 1,578 +0,016 -> Increase compared preve. day:+1,024%
24/01/2011 1,586 +0,008 -> Increase compared preve. day:+0,507%
25/01/2011 1,591 +0,005 -> Increase compared preve. day:+0,315%
26/01/2011 1,593  Theorical expected value            
27/01/2011 1,595  Theorical expected value            
28/01/2011 1,597  Theorical expected value            
31/01/2011 1,599  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 669,37€
Compared one year ago, in January'10 (1,232%): 641,45 €
Expected monthly extra expenses will be: 28,0 €
Expected yearly extra expenses will be:  335 € (+4,35%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 25/1/2011:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,802	0,796	0,802	0,819	0,907	1,031	1,097
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,183	1,279	1,332	1,385	1,439	1,488	1,536
12 mo.
1,591

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,638	0,676	0,714	0,773	0,875	1,007	1,068
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(av)	11m(av)
1,150	1,241	1,292	1,341	1,392	1,436	1,483
12m(av)
1,533

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 25/1/2011 at 13:10