Euribor 2/1/2012 (12 months & other types)

Forecast of January average: 1,903 (Reliability: 4%)

Oficial value of day 2/1/12: 1,937 (-0,514%)

 

Comments: Today to begin the year reduces 10 thousandths more, and the rest of Euribor types are lower compared Friday values, and the Euribor at 1 week today decreases 25 thousandths (a -3.7%), continuing being similar values than had on 17-january-11.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2012 1,937 -0,010 -> Reduction compared prev.day:-0,514%
03/01/2012 1,933  Theorical expected value 
04/01/2012 1,926  Theorical expected value 
05/01/2012 1,921  Theorical expected value 
06/01/2012 1,917  Theorical expected value 
09/01/2012 1,913  Theorical expected value 
10/01/2012 1,910  Theorical expected value 
11/01/2012 1,907  Theorical expected value 
12/01/2012 1,903  Theorical expected value 
13/01/2012 1,902  Theorical expected value 
16/01/2012 1,901  Theorical expected value 
17/01/2012 1,899  Theorical expected value 
18/01/2012 1,896  Theorical expected value 
19/01/2012 1,894  Theorical expected value 
20/01/2012 1,890  Theorical expected value 
23/01/2012 1,889  Theorical expected value 
24/01/2012 1,886  Theorical expected value 
25/01/2012 1,883  Theorical expected value 
26/01/2012 1,880  Theorical expected value 
27/01/2012 1,877  Theorical expected value 
30/01/2012 1,876  Theorical expected value 
31/01/2012 1,873  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 701,99 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 32,17 €. 
Expected yearly extra expenses will be:  386 € (+4,80%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 2/1/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,652	0,738	0,845	1,005	1,165	1,343	1,425
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,507	1,606	1,667	1,727	1,782	1,833	1,885
12 mo.
1,937

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,652	0,738	0,845	1,005	1,165	1,343	1,425
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,507	1,606	1,667	1,727	1,782	1,833	1,885
12m(a)
1,937

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 2/1/2012 at 13:50