Euribor 12/1/2012 (12 months & other types)

Forecast of January average: 1,859 (Reliability: 41%)

Oficial value of day 12/1/12: 1,856 (-0,642%)

 

Comments: Today reduces 12 thousandths, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases 16 thousandths more (a -3.1%), has went back till  9-july-10 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2012 1,937 -0,010 -> Reduction compared prev.day:-0,514%
03/01/2012 1,930 -0,007 -> Reduction compared prev.day:-0,361%
04/01/2012 1,918 -0,012 -> Reduction compared prev.day:-0,622%
05/01/2012 1,903 -0,015 -> Reduction compared prev.day:-0,782%
06/01/2012 1,890 -0,013 -> Reduction compared prev.day:-0,683%
09/01/2012 1,882 -0,008 -> Reduction compared prev.day:-0,423%
10/01/2012 1,875 -0,007 -> Reduction compared prev.day:-0,372%
11/01/2012 1,868 -0,007 -> Reduction compared prev.day:-0,373%
12/01/2012 1,856 -0,012 -> Reduction compared prev.day:-0,642%
13/01/2012 1,852  Theorical expected value   
16/01/2012 1,849  Theorical expected value   
17/01/2012 1,846  Theorical expected value   
18/01/2012 1,843  Theorical expected value   
19/01/2012 1,841  Theorical expected value   
20/01/2012 1,837  Theorical expected value   
23/01/2012 1,834  Theorical expected value   
24/01/2012 1,831  Theorical expected value   
25/01/2012 1,828  Theorical expected value   
26/01/2012 1,825  Theorical expected value   
27/01/2012 1,822  Theorical expected value   
30/01/2012 1,819  Theorical expected value   
31/01/2012 1,816  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 698,09 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 28,27 €. 
Expected yearly extra expenses will be:  339 € (+4,22%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 12/1/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,497	0,596	0,706	0,864	1,057	1,245	1,335
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,424	1,527	1,590	1,645	1,705	1,755	1,805
12 mo.
1,856

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,569	0,664	0,770	0,932	1,110	1,292	1,378
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,464	1,565	1,626	1,684	1,742	1,793	1,843
12m(a)
1,895

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 12/1/2012 at 13:50