Euribor 13/1/2012 (12 months & other types)

Forecast of January average: 1,850 (Reliability: 45%)

Oficial value of day 13/1/12: 1,842 (-0,754%)

 

Comments: Today reduces 14 thousandths, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases 14 thousandths more (a -2.8%), has went back till  8-july-10 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2012 1,937 -0,010 -> Reduction compared prev.day:-0,514%
03/01/2012 1,930 -0,007 -> Reduction compared prev.day:-0,361%
04/01/2012 1,918 -0,012 -> Reduction compared prev.day:-0,622%
05/01/2012 1,903 -0,015 -> Reduction compared prev.day:-0,782%
06/01/2012 1,890 -0,013 -> Reduction compared prev.day:-0,683%
09/01/2012 1,882 -0,008 -> Reduction compared prev.day:-0,423%
10/01/2012 1,875 -0,007 -> Reduction compared prev.day:-0,372%
11/01/2012 1,868 -0,007 -> Reduction compared prev.day:-0,373%
12/01/2012 1,856 -0,012 -> Reduction compared prev.day:-0,642%
13/01/2012 1,842 -0,014 -> Reduction compared prev.day:-0,754%
16/01/2012 1,836  Theorical expected value    
17/01/2012 1,833  Theorical expected value    
18/01/2012 1,830  Theorical expected value    
19/01/2012 1,828  Theorical expected value    
20/01/2012 1,824  Theorical expected value    
23/01/2012 1,821  Theorical expected value    
24/01/2012 1,818  Theorical expected value    
25/01/2012 1,815  Theorical expected value    
26/01/2012 1,812  Theorical expected value    
27/01/2012 1,809  Theorical expected value    
30/01/2012 1,806  Theorical expected value    
31/01/2012 1,803  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 698,09 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 28,27 €. 
Expected yearly extra expenses will be:  339 € (+4,22%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 13/1/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,483	0,581	0,690	0,845	1,042	1,231	1,322
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,411	1,514	1,578	1,633	1,692	1,742	1,792
12 mo.
1,842

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,560	0,656	0,762	0,924	1,103	1,286	1,372
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,459	1,560	1,621	1,679	1,737	1,788	1,838
12m(a)
1,890

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 13/1/2012 at 13:50