Euribor 6/1/2012 (12 months & other types)

Forecast of January average: 1,870 (Reliability: 23%)

Oficial value of day 6/1/12: 1,890 (-0,683%)

 

Comments: Today reduces 13 thousandths more, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases others 20 thousandths (a -3.4%), continuing being similar values than had on 12-january-11.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2012 1,937 -0,010 ->Reduction compared prev.day:-0,514%
03/01/2012 1,930 -0,007 ->Reduction compared prev.day:-0,361%
04/01/2012 1,918 -0,012 ->Reduction compared prev.day:-0,622%
05/01/2012 1,903 -0,015 ->Reduction compared prev.day:-0,782%
06/01/2012 1,890 -0,013 ->Reduction compared prev.day:-0,683%
09/01/2012 1,882  Theorical expected value
10/01/2012 1,879  Theorical expected value
11/01/2012 1,876  Theorical expected value
12/01/2012 1,872  Theorical expected value
13/01/2012 1,864  Theorical expected value
16/01/2012 1,863  Theorical expected value
17/01/2012 1,861  Theorical expected value
18/01/2012 1,858  Theorical expected value
19/01/2012 1,856  Theorical expected value
20/01/2012 1,852  Theorical expected value
23/01/2012 1,851  Theorical expected value
24/01/2012 1,848  Theorical expected value
25/01/2012 1,845  Theorical expected value
26/01/2012 1,842  Theorical expected value
27/01/2012 1,839  Theorical expected value
30/01/2012 1,838  Theorical expected value
31/01/2012 1,835  Theorical expected value 

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 699,11 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 29,29 €. 
Expected yearly extra expenses will be:  352 € (+4,37%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 6/1/2012:

    

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,564	0,662	0,762	0,930	1,105	1,288	1,372
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,458	1,560	1,621	1,679	1,737	1,788	1,839
12 mo.
1,890

  

 

Real average of Euribor of the current month from 1 week to 12 months:

         

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,606	0,699	0,805	0,969	1,136	1,317	1,401
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,484	1,585	1,645	1,705	1,761	1,812	1,863
12m(a)
1,916

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 6/1/2012 at 13:50