Euribor 3/1/2012 (12 months & other types)

Forecast of January average: 1,903 (Reliability: 9%)

Oficial value of day 3/1/12: 1,930 (-0,361%)

 

Comments: Today 7 thousandths less, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases others 26 thousandths (a -3.7%), continuing being similar values than had on 14-january-11.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2/1/2012 1,937 -0,010 -> Reduction compared prev.day:-0,514%
3/1/2012 1,930 -0,007 -> Reduction compared prev.day:-0,361%
4/1/2012 1,923  Theorical expected value  
5/1/2012 1,918  Theorical expected value  
6/1/2012 1,914  Theorical expected value  
9/1/2012 1,910  Theorical expected value  
10/1/2012 1,907  Theorical expected value  
11/1/2012 1,904  Theorical expected value  
12/1/2012 1,900  Theorical expected value  
13/1/2012 1,899  Theorical expected value  
16/1/2012 1,898  Theorical expected value  
17/1/2012 1,896  Theorical expected value  
18/1/2012 1,893  Theorical expected value  
19/1/2012 1,891  Theorical expected value  
20/1/2012 1,887  Theorical expected value  
23/1/2012 1,886  Theorical expected value  
24/1/2012 1,883  Theorical expected value  
25/1/2012 1,880  Theorical expected value  
26/1/2012 1,877  Theorical expected value  
27/1/2012 1,874  Theorical expected value  
30/1/2012 1,873  Theorical expected value  
31/1/2012 1,870  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 701,99 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 32,17 €. 
Expected yearly extra expenses will be:  386 € (+4,80%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/1/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,626	0,716	0,826	0,988	1,152	1,333	1,416
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,497	1,598	1,659	1,719	1,775	1,826	1,877
12 mo.
1,930

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,639	0,727	0,836	0,997	1,159	1,338	1,421
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,502	1,602	1,663	1,723	1,779	1,830	1,881
12m(a)
1,934

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/1/2012 at 13:50