Euribor 5/1/2012 (12 months & other types)

Forecast of January average: 1,895 (Reliability: 19%)

Oficial value of day 5/1/12: 1,903 (-0,782%)

 

Comments: Today reduces 15 thousandths more, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases others 22 thousandths (a -3.6%), continuing being similar values than had on 13-january-11.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
2/1/12 1,937 -0,010 -> Reduction compared prev.day  :-0,514%
3/1/12 1,930 -0,007 -> Reduction compared prev.day  :-0,361%
4/1/12 1,918 -0,012 -> Reduction compared prev.day  :-0,622%
5/1/12 1,903 -0,015 -> Reduction compared prev.day  :-0,782%
6/1/12 1,899  Theorical expected value    
9/1/12 1,895  Theorical expected value    
10/1/12 1,892  Theorical expected value    
11/1/12 1,889  Theorical expected value    
12/1/12 1,885  Theorical expected value    
13/1/12 1,884  Theorical expected value    
16/1/12 1,883  Theorical expected value    
17/1/12 1,881  Theorical expected value    
18/1/12 1,878  Theorical expected value    
19/1/12 1,876  Theorical expected value    
20/1/12 1,872  Theorical expected value    
23/1/12 1,871  Theorical expected value    
24/1/12 1,868  Theorical expected value    
25/1/12 1,865  Theorical expected value    
26/1/12 1,862  Theorical expected value    
27/1/12 1,859  Theorical expected value    
30/1/12 1,858  Theorical expected value    
31/1/12 1,855  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 701,24 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 31,42 €. 
Expected yearly extra expenses will be:  377 € (+4,69%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/1/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,584	0,680	0,785	0,951	1,122	1,303	1,387
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,471	1,573	1,631	1,691	1,749	1,800	1,850
12 mo.
1,903

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,617	0,709	0,816	0,979	1,144	1,325	1,408
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,490	1,591	1,651	1,711	1,767	1,818	1,869
12m(a)
1,922

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/1/2012 at 13:50