Euribor 10/1/2012 (12 months & other types)

Forecast of January average: 1,870 (Reliability: 32%)

Oficial value of day 10/1/12: 1,875 (-0,372%)

 

Comments: Today reduces 7 thousandths, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases 16 thousandths more (a -2.9%), continuing being similar values than had on 30-september-10.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2012 1,937 -0,010 -> Reduction compared prev.day:-0,514%
03/01/2012 1,930 -0,007 -> Reduction compared prev.day:-0,361%
04/01/2012 1,918 -0,012 -> Reduction compared prev.day:-0,622%
05/01/2012 1,903 -0,015 -> Reduction compared prev.day:-0,782%
06/01/2012 1,890 -0,013 -> Reduction compared prev.day:-0,683%
09/01/2012 1,882 -0,008 -> Reduction compared prev.day:-0,423%
10/01/2012 1,875 -0,007 -> Reduction compared prev.day:-0,372%
11/01/2012 1,871  Theorical expected value 
12/01/2012 1,867  Theorical expected value 
13/01/2012 1,863  Theorical expected value 
16/01/2012 1,862  Theorical expected value 
17/01/2012 1,860  Theorical expected value 
18/01/2012 1,857  Theorical expected value 
19/01/2012 1,855  Theorical expected value 
20/01/2012 1,851  Theorical expected value 
23/01/2012 1,850  Theorical expected value 
24/01/2012 1,847  Theorical expected value 
25/01/2012 1,844  Theorical expected value 
26/01/2012 1,841  Theorical expected value 
27/01/2012 1,838  Theorical expected value 
30/01/2012 1,837  Theorical expected value 
31/01/2012 1,834  Theorical expected value   

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 699,11 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 29,29 €. 
Expected yearly extra expenses will be:  352 € (+4,37%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 10/1/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,530	0,628	0,734	0,894	1,083	1,267	1,355
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,444	1,545	1,606	1,663	1,721	1,773	1,823
12 mo.
1,875

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,587	0,681	0,787	0,950	1,122	1,304	1,389
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,473	1,574	1,635	1,694	1,751	1,802	1,852
12m(a)
1,905

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 10/1/2012 at 13:50