Euribor 9/1/2012 (12 months & other types)

Forecast of January average: 1,870 (Reliability: 27%)

Oficial value of day 9/1/12: 1,882 (-0,423%)

 

Comments: Today reduces others 8 thousandths, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases 18 thousandths more (a -3.2%), has went back till  30-september-10 when had similar values than today.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2012 1,937 -0,010 -> Reduction compared prev.day:-0,514%
03/01/2012 1,930 -0,007 -> Reduction compared prev.day:-0,361%
04/01/2012 1,918 -0,012 -> Reduction compared prev.day:-0,622%
05/01/2012 1,903 -0,015 -> Reduction compared prev.day:-0,782%
06/01/2012 1,890 -0,013 -> Reduction compared prev.day:-0,683%
09/01/2012 1,882 -0,008 -> Reduction compared prev.day:-0,423%
10/01/2012 1,877  Theorical expected value     
11/01/2012 1,873  Theorical expected value     
12/01/2012 1,869  Theorical expected value     
13/01/2012 1,865  Theorical expected value     
16/01/2012 1,864  Theorical expected value     
17/01/2012 1,862  Theorical expected value     
18/01/2012 1,859  Theorical expected value     
19/01/2012 1,857  Theorical expected value     
20/01/2012 1,853  Theorical expected value     
23/01/2012 1,852  Theorical expected value     
24/01/2012 1,849  Theorical expected value     
25/01/2012 1,846  Theorical expected value     
26/01/2012 1,843  Theorical expected value     
27/01/2012 1,840  Theorical expected value     
30/01/2012 1,839  Theorical expected value     
31/01/2012 1,836  Theorical expected value     

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 699,11 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 29,29 €. 
Expected yearly extra expenses will be:  352 € (+4,37%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 9/1/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,546	0,645	0,746	0,912	1,092	1,276	1,362
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,451	1,553	1,614	1,669	1,728	1,780	1,829
12 mo.
1,882

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,596	0,690	0,795	0,959	1,129	1,310	1,394
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,478	1,579	1,640	1,699	1,756	1,807	1,857
12m(a)
1,910

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 9/1/2012 at 13:50