Euribor 30/12/2011 & final value of December average

Final value of December average: 2,004

Oficial value of day 30/12/2011: 1,947 (-0,409%)

 

Comments: Today reduces 8 thousandths more, and the rest of Euribor types are lower compared yesterday, and the Euribor at 1 week today decreases 27 thousandths (a -3.83%), continuing being similar values than had on 17-January-11. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 2,008 -0,004 -> Reduction compared prev.day:-0,199%
13/12/2011 2,008 =0,000 -> Reduction compared prev.day:=0,000%
14/12/2011 2,005 -0,003 -> Reduction compared prev.day:-0,149%
15/12/2011 2,001 -0,004 -> Reduction compared prev.day:-0,200%
16/12/2011 2,001 =0,000 -> Reduction compared prev.day:=0,000%
19/12/2011 2,002 +0,001 -> Increase compared prev. day:+0,050%
20/12/2011 2,000 -0,002 -> Reduction compared prev.day:-0,100%
21/12/2011 1,997 -0,003 -> Reduction compared prev.day:-0,150%
22/12/2011 1,995 -0,002 -> Reduction compared prev.day:-0,100%
23/12/2011 1,988 -0,007 -> Reduction compared prev.day:-0,351%
27/12/2011 1,976 -0,012 -> Reduction compared prev.day:-0,604%
28/12/2011 1,967 -0,009 -> Reduction compared prev.day:-0,455%
29/12/2011 1,955 -0,012 -> Reduction compared prev.day:-0,610%
30/12/2011 1,947 -0,008 -> Reduction compared prev.day:-0,409%

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 711,59 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 46,72 €. 
Expected yearly extra expenses will be:  561 € (+7,03%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/12/2011:

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,677	0,764	0,864	1,024	1,178	1,356	1,435
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,518	1,617	1,675	1,737	1,791	1,844	1,895
12 mo.
1,947

      

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,815	0,920	1,014	1,143	1,258	1,426	1,500
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,578	1,671	1,726	1,788	1,842	1,897	1,949
12m(a)
2,004

        

 Monthly evolution (12 months type):

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/12/2011 at 13:50