Euribor 30/1/2012 (12 months & other types)

Forecast of January average: 1,837 (Reliability: 95%)

Oficial value of day 30/1/12: 1,762 (-0,339%)

 

Comments: Today others 6 thousandths less, and the rest of Euribor types are lower compared Friday values, and the Euribor at 1 week today decreases  thousandth more (a -1.4%), has went back till  28-june-10 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2012 1,937 -0,010 -> Reduction compared prev.day:-0,514%
03/01/2012 1,930 -0,007 -> Reduction compared prev.day:-0,361%
04/01/2012 1,918 -0,012 -> Reduction compared prev.day:-0,622%
05/01/2012 1,903 -0,015 -> Reduction compared prev.day:-0,782%
06/01/2012 1,890 -0,013 -> Reduction compared prev.day:-0,683%
09/01/2012 1,882 -0,008 -> Reduction compared prev.day:-0,423%
10/01/2012 1,875 -0,007 -> Reduction compared prev.day:-0,372%
11/01/2012 1,868 -0,007 -> Reduction compared prev.day:-0,373%
12/01/2012 1,856 -0,012 -> Reduction compared prev.day:-0,642%
13/01/2012 1,842 -0,014 -> Reduction compared prev.day:-0,754%
16/01/2012 1,832 -0,010 -> Reduction compared prev.day:-0,543%
17/01/2012 1,826 -0,006 -> Reduction compared prev.day:-0,328%
18/01/2012 1,818 -0,008 -> Reduction compared prev.day:-0,438%
19/01/2012 1,812 -0,006 -> Reduction compared prev.day:-0,330%
20/01/2012 1,804 -0,008 -> Reduction compared prev.day:-0,442%
23/01/2012 1,793 -0,011 -> Reduction compared prev.day:-0,610%
24/01/2012 1,784 -0,009 -> Reduction compared prev.day:-0,502%
25/01/2012 1,779 -0,005 -> Reduction compared prev.day:-0,280%
26/01/2012 1,773 -0,006 -> Reduction compared prev.day:-0,337%
27/01/2012 1,768 -0,005 -> Reduction compared prev.day:-0,282%
30/01/2012 1,762 -0,006 -> Reduction compared prev.day:-0,339%
31/01/2012 1,759  Theorical expected value     

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 696,06 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 26,24 €. 
Expected yearly extra expenses will be:  315 € (+3,92%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/1/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,404	0,492	0,583	0,721	0,928	1,131	1,228
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,321	1,425	1,493	1,552	1,612	1,663	1,711
12 mo.
1,762

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,492	0,587	0,689	0,842	1,034	1,227	1,318
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,407	1,509	1,572	1,630	1,689	1,739	1,789
12m(a)
1,841

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/1/2012 at 13:50