Euribor 23/1/2012 (12 months & other types)

Forecast of January average: 1,840 (Reliability: 72%)

Oficial value of day 23/1/12: 1,793 (-0,610%)

 

Comments: Today reduces 11 thousandths more, and the rest of Euribor types are lower compared Friday values, and the Euribor at 1 week today decreases 4 thousandths more (a -0.9%), has went back till  1-july-10 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2012 1,937 -0,010 -> Reduction compared prev.day:-0,514%
03/01/2012 1,930 -0,007 -> Reduction compared prev.day:-0,361%
04/01/2012 1,918 -0,012 -> Reduction compared prev.day:-0,622%
05/01/2012 1,903 -0,015 -> Reduction compared prev.day:-0,782%
06/01/2012 1,890 -0,013 -> Reduction compared prev.day:-0,683%
09/01/2012 1,882 -0,008 -> Reduction compared prev.day:-0,423%
10/01/2012 1,875 -0,007 -> Reduction compared prev.day:-0,372%
11/01/2012 1,868 -0,007 -> Reduction compared prev.day:-0,373%
12/01/2012 1,856 -0,012 -> Reduction compared prev.day:-0,642%
13/01/2012 1,842 -0,014 -> Reduction compared prev.day:-0,754%
16/01/2012 1,832 -0,010 -> Reduction compared prev.day:-0,543%
17/01/2012 1,826 -0,006 -> Reduction compared prev.day:-0,328%
18/01/2012 1,818 -0,008 -> Reduction compared prev.day:-0,438%
19/01/2012 1,812 -0,006 -> Reduction compared prev.day:-0,330%
20/01/2012 1,804 -0,008 -> Reduction compared prev.day:-0,442%
23/01/2012 1,793 -0,011 -> Reduction compared prev.day:-0,610%
24/01/2012 1,789  Theorical expected value         
25/01/2012 1,786  Theorical expected value         
26/01/2012 1,782  Theorical expected value         
27/01/2012 1,779  Theorical expected value         
30/01/2012 1,776  Theorical expected value         
31/01/2012 1,773  Theorical expected value      

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 696,80 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 26,98 €. 
Expected yearly extra expenses will be:  324 € (+4,03%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 23/1/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,429	0,524	0,620	0,764	0,967	1,168	1,267
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,358	1,460	1,525	1,583	1,642	1,691	1,742
12 mo.
1,793

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,517	0,614	0,718	0,875	1,064	1,253	1,342
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,430	1,531	1,594	1,651	1,710	1,760	1,810
12m(a)
1,862

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/1/2012 at 13:50