Euribor 4/1/2012 (12 months & other types)

Forecast of January average: 1,899 (Reliability: 14%)

Oficial value of day 4/1/12: 1,918 (-0,622%)

 

Comments: Today 12 thousandths less, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases others 20 thousandths (a -3.2%), continuing being similar values than had on 13-january-11.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/12 1,937 -0,010 -> Reduction compared prev.day  :-0,514%
03/01/12 1,930 -0,007 -> Reduction compared prev.day  :-0,361%
04/01/12 1,918 -0,012 -> Reduction compared prev.day  :-0,622%
05/01/12 1,913  Theorical expected value   
06/01/12 1,909  Theorical expected value   
09/01/12 1,905  Theorical expected value   
10/01/12 1,902  Theorical expected value   
11/01/12 1,899  Theorical expected value   
12/01/12 1,895  Theorical expected value   
13/01/12 1,894  Theorical expected value   
16/01/12 1,893  Theorical expected value   
17/01/12 1,891  Theorical expected value   
18/01/12 1,888  Theorical expected value   
19/01/12 1,886  Theorical expected value   
20/01/12 1,882  Theorical expected value   
23/01/12 1,881  Theorical expected value   
24/01/12 1,878  Theorical expected value   
25/01/12 1,875  Theorical expected value   
26/01/12 1,872  Theorical expected value   
27/01/12 1,869  Theorical expected value   
30/01/12 1,868  Theorical expected value   
31/01/12 1,865  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 701,24 €.
Compared one year ago, in January'11 (1,550%): 669,82 €
Expected monthly extra expenses will be: 31,42 €. 
Expected yearly extra expenses will be:  377 € (+4,69%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/1/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,606	0,700	0,808	0,970	1,137	1,319	1,403
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,485	1,586	1,645	1,707	1,763	1,814	1,864
12 mo.
1,918

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,628	0,718	0,826	0,988	1,151	1,332	1,415
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,496	1,597	1,657	1,718	1,773	1,824	1,875
12m(a)
1,928

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/1/2012 at 13:50