Euribor 15/12/2011 (12 months & other types)

Forecast of December average: 1,979 (Reliability: 52%)

Oficial value of day 15/12/11: 2,001 (-0,200%)

 

Comments: Today reduces 4 thousandths more, and practically all the Euribor types are lower compared yesterday values, except the 2 & 3 week types which are higher,  if we continuing checking the Euribor at 1 week today only decreases 5 thousandths (a 0,6%), has went back till  03-march-11 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 2,008 -0,004 -> Reduction compared prev.day:-0,199%
13/12/2011 2,008 =0,000 -> Reduction compared prev.day:=0,000%
14/12/2011 2,005 -0,003 -> Reduction compared prev.day:-0,149%
15/12/2011 2,001 -0,004 -> Reduction compared prev.day:-0,200%
16/12/2011 1,995  Theorical expected value   
19/12/2011 1,979  Theorical expected value   
20/12/2011 1,975  Theorical expected value   
21/12/2011 1,969  Theorical expected value   
22/12/2011 1,959  Theorical expected value   
23/12/2011 1,949  Theorical expected value   
27/12/2011 1,947  Theorical expected value   
28/12/2011 1,948  Theorical expected value   
29/12/2011 1,947  Theorical expected value   
30/12/2011 1,946  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 708,69 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 43,82 €. 
Expected yearly extra expenses will be:  526 € (+6,59%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 15/12/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,762	0,919	1,013	1,139	1,252	1,419	1,495
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,574	1,667	1,723	1,785	1,839	1,894	1,945
12 mo.
2,001

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,846	0,942	1,049	1,180	1,285	1,451	1,520
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,598	1,688	1,743	1,805	1,858	1,915	1,967
12m(a)
2,022

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 15/12/2011 at 13:50