Euribor 12/12/2011 (12 months & other types)

Forecast of December average: 1,963 (Reliability: 38%)

Oficial value of day 12/12/11: 2,008 (-0,199%)

 

Comments: Today decreases only 4 thousandths, but it has to decrease more, and all the Euribor types are lower compared Friday values, if we look again the Euribor at 1 week decreases 31 thousandths (3,7%), has went back till  24-march-11 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 2,008 -0,004 -> Reduction compared prev.day:-0,199%
13/12/2011 1,988  Theorical expected value        
14/12/2011 1,968  Theorical expected value        
15/12/2011 1,965  Theorical expected value        
16/12/2011 1,964  Theorical expected value        
19/12/2011 1,958  Theorical expected value        
20/12/2011 1,954  Theorical expected value        
21/12/2011 1,953  Theorical expected value        
22/12/2011 1,952  Theorical expected value        
23/12/2011 1,951  Theorical expected value        
27/12/2011 1,949  Theorical expected value        
28/12/2011 1,950  Theorical expected value        
29/12/2011 1,949  Theorical expected value        
30/12/2011 1,948  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 706,73 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 39,72 €. 
Expected yearly extra expenses will be:  477 € (+5,96%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 12/12/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,800	0,895	1,030	1,155	1,268	1,430	1,504
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,582	1,675	1,730	1,793	1,848	1,902	1,952
12 mo.
2,008

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,874	0,962	1,062	1,194	1,297	1,461	1,529
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,606	1,695	1,749	1,811	1,865	1,921	1,974
12m(a)
2,029

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 12/12/2011 at 13:50