Wednesday 14 December 2011

Euribor 14/12/2011 (12 months & other types)

Forecast of December average: 1,974 (Reliability: 48%)
Oficial value of day 14/12/11: 2,005 (-0,149%)
 
Comments: Today reduces 3 thousandths more, and all the Euribor types continues being lower than yesterday values, if we continuing checking the Euribor at 1 week decreases 20 thousandths more (a 2,5%), has went back till  03-march-11 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 2,008 -0,004 -> Reduction compared prev.day:-0,199%
13/12/2011 2,008 =0,000 -> Reduction compared prev.day:=0,000%
14/12/2011 2,005 -0,003 -> Reduction compared prev.day:-0,149%
15/12/2011 1,995  Theorical expected value  
16/12/2011 1,989  Theorical expected value  
19/12/2011 1,983  Theorical expected value  
20/12/2011 1,979  Theorical expected value  
21/12/2011 1,973  Theorical expected value  
22/12/2011 1,963  Theorical expected value  
23/12/2011 1,953  Theorical expected value  
27/12/2011 1,951  Theorical expected value  
28/12/2011 1,952  Theorical expected value  
29/12/2011 1,951  Theorical expected value  
30/12/2011 1,950  Theorical expected value
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
708,69 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 43,82 €.
 
Expected yearly extra expenses will be:  526
(+6,59%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 14/12/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,767 0,868 1,012 1,140 1,254 1,423 1,497
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,576 1,669 1,725 1,789 1,842 1,897 1,949
12 mo.





2,005





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,854 0,945 1,053 1,184 1,289 1,454 1,523
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,601 1,690 1,745 1,807 1,860 1,917 1,969
12m(a)





2,025





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 14/12/2011 at 13:50

No comments:

Post a Comment

Note: only a member of this blog may post a comment.