Friday 23 December 2011

Euribor 23/12/2011 (12 months & other types)

Forecast of December average: 2,008 (Reliability: 81%)
Oficial value of day 23/12/11: 1,988 (-0,351%)
 
Comments: Today reduces 7 thousandths more, and the rest of Euribor types are lower compared yesterday values without exceptions, and the Euribor at 1 week today decreases 8 thousandths (a -0.92%), continuing being similar values than had on 07-march-11.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 2,008 -0,004 -> Reduction compared prev.day:-0,199%
13/12/2011 2,008 =0,000 -> Reduction compared prev.day:=0,000%
14/12/2011 2,005 -0,003 -> Reduction compared prev.day:-0,149%
15/12/2011 2,001 -0,004 -> Reduction compared prev.day:-0,200%
16/12/2011 2,001 =0,000 -> Reduction compared prev.day:=0,000%
19/12/2011 2,002 +0,001 -> Increase compared prev. day:+0,050%
20/12/2011 2,000 -0,002 -> Reduction compared prev.day:-0,100%
21/12/2011 1,997 -0,003 -> Reduction compared prev.day:-0,150%
22/12/2011 1,995 -0,002 -> Reduction compared prev.day:-0,100%
23/12/2011 1,988 -0,007 ->  Reduction compared prev.day:-0,351%
27/12/2011 1,986  Theorical expected value         
28/12/2011 1,985  Theorical expected value         
29/12/2011 1,984  Theorical expected value         
30/12/2011 1,982  Theorical expected value 
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
711,50 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 46,63 €.
 
Expected yearly extra expenses will be:  560
(+7,01%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/12/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,853 0,921 0,993 1,109 1,235 1,404 1,483
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,560 1,658 1,713 1,775 1,829 1,881 1,933
12 mo.





1,988





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,827 0,940 1,035 1,162 1,271 1,438 1,510
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,588 1,680 1,735 1,797 1,851 1,906 1,958
12m(a)





2,013





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/12/2011 at 13:50

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