Euribor 22/12/2011 (12 months & other types)

Forecast of December average: 2,009 (Reliability: 76%)

Oficial value of day 22/12/11: 1,995 (-0,100%)

 

Comments: Today reduces 2 thousandths more, and the rest of Euribor types are lower compared yesterday values, but I don't like so much that the Euribor at 1 week today increases one tenth (a +13,70%), we hope will be a technical increase, continuing being similar values than had on 07-march-11.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 2,008 -0,004 -> Reduction compared prev.day:-0,199%
13/12/2011 2,008 =0,000 -> Reduction compared prev.day:=0,000%
14/12/2011 2,005 -0,003 -> Reduction compared prev.day:-0,149%
15/12/2011 2,001 -0,004 -> Reduction compared prev.day:-0,200%
16/12/2011 2,001 =0,000 -> Reduction compared prev.day:=0,000%
19/12/2011 2,002 +0,001 -> Increase compared prev. day:+0,050%
20/12/2011 2,000 -0,002 -> Reduction compared prev.day:-0,100%
21/12/2011 1,997 -0,003 -> Reduction compared prev.day:-0,150%
22/12/2011 1,995 -0,002 -> Reduction compared prev.day:-0,100%
23/12/2011 1,993  Theorical expected value        
27/12/2011 1,991  Theorical expected value        
28/12/2011 1,992  Theorical expected value        
29/12/2011 1,991  Theorical expected value        
30/12/2011 1,990  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 711,50 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 46,63 €. 
Expected yearly extra expenses will be:  560 € (+7,01%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 22/12/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,861	0,936	1,002	1,121	1,243	1,410	1,487
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,565	1,662	1,719	1,780	1,835	1,888	1,940
12 mo.
1,995

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,825	0,942	1,038	1,165	1,274	1,440	1,512
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,589	1,681	1,736	1,798	1,852	1,907	1,960
12m(a)
2,015

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 22/12/2011 at 13:50