Thursday, 1 December 2011

Euribor 1/12/2011 (12 months & other types)

Forecast of December average: 1,952 (Reliability: 5%)
Oficial value of day 1/12/11: 2,030 (-0,246%)
 
Comments: Today decreases 5 thousandths more, and all the rest of Euribor types are lower than yesterday values.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reducción respecto al día ant:-0,246%

02/12/2011 2,029  Theorical expected value   
05/12/2011 2,027  Theorical expected value   
06/12/2011 2,023  Theorical expected value   
07/12/2011 1,962  Theorical expected value   
08/12/2011 1,957  ECB, forecast -0,25 (1,00%)
09/12/2011 1,947  Theorical expected value   
12/12/2011 1,943  Theorical expected value   
13/12/2011 1,940  Theorical expected value   
14/12/2011 1,939  Theorical expected value   
15/12/2011 1,933  Theorical expected value   
16/12/2011 1,929  Theorical expected value   
19/12/2011 1,928  Theorical expected value   
20/12/2011 1,927  Theorical expected value   
21/12/2011 1,928  Theorical expected value   
22/12/2011 1,926  Theorical expected value   
23/12/2011 1,927  Theorical expected value   
27/12/2011 1,926  Theorical expected value   
28/12/2011 1,925  Theorical expected value   
29/12/2011 1,924  Theorical expected value   
30/12/2011 1,923  Theorical expected value 
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
706,73 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 39,72 €.
 
Expected yearly extra expenses will be:  477
(+5,96%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 1/12/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,894 0,986 1,071 1,205 1,304 1,469 1,537
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,612 1,697 1,752 1,815 1,867 1,923 1,977
12 mo.





2,030





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,894 0,986 1,071 1,205 1,304 1,469 1,537
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,612 1,697 1,752 1,815 1,867 1,923 1,977
12m(a)





2,030





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 1/12/2011 at 13:50

No comments:

Post a Comment

Note: only a member of this blog may post a comment.