Euribor 19/12/2011 (12 months & other types)

Forecast of December average: 1,995 (Reliability: 60%)

Oficial value of day 19/12/11: 2,002 (+0,050%)

 

Comments: Today increases one thousandth , and practically all the Euribor types are equals or lightly higher compared Friday values, but  the Euribor at 1 week today only decreases 1 thousandth (a 0,13%), continuing being similar values than had on 03-march-11.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034 -0,005 -> Reduction compared prev.day:-0,245%
09/12/2011 2,012 -0,022 -> Reduction compared prev.day:-1,082%
12/12/2011 2,008 -0,004 -> Reduction compared prev.day:-0,199%
13/12/2011 2,008 =0,000 -> Reduction compared prev.day:=0,000%
14/12/2011 2,005 -0,003 -> Reduction compared prev.day:-0,149%
15/12/2011 2,001 -0,004 -> Reduction compared prev.day:-0,200%
16/12/2011 2,001 =0,000 -> Reduction compared prev.day:=0,000%
19/12/2011 2,002 +0,001 -> Increase compared prev. day:+0,050%
20/12/2011 1,998  Theorical expected value     
21/12/2011 1,992  Theorical expected value     
22/12/2011 1,982  Theorical expected value     
23/12/2011 1,972  Theorical expected value     
27/12/2011 1,970  Theorical expected value     
28/12/2011 1,971  Theorical expected value     
29/12/2011 1,970  Theorical expected value     
30/12/2011 1,969  Theorical expected value     

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 711,50 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 46,63 €. 
Expected yearly extra expenses will be:  560 € (+7,01%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 19/12/2011:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,759	0,939	1,014	1,138	1,249	1,418	1,495
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,572	1,668	1,724	1,785	1,839	1,894	1,945
12 mo.
2,002

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,833	0,942	1,044	1,173	1,280	1,446	1,517
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,594	1,685	1,740	1,802	1,855	1,911	1,964
12m(a)
2,019

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 19/12/2011 at 13:50