Monday, 5 December 2011

Euribor 5/12/2011 (12 months & other types)

Forecast of December average: 1,954 (Reliability: 15%)
Oficial value of day 5/12/11: 2,036 (-0,148%)
 
Comments: Today another increase of 3 thousandths more, and practically all the Euribor types are lightly higher compared Friday.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,035  Theorical expected value     
07/12/2011 2,034  Theorical expected value     
08/12/2011 2,029  ECB, forecast -0,25 (1,00%)
09/12/2011 1,968  Theorical expected value     
12/12/2011 1,964  Theorical expected value     
13/12/2011 1,961  Theorical expected value     
14/12/2011 1,960  Theorical expected value     
15/12/2011 1,954  Theorical expected value     
16/12/2011 1,950  Theorical expected value     
19/12/2011 1,949  Theorical expected value     
20/12/2011 1,948  Theorical expected value     
21/12/2011 1,949  Theorical expected value     
22/12/2011 1,947  Theorical expected value     
23/12/2011 1,948  Theorical expected value     
27/12/2011 1,947  Theorical expected value     
28/12/2011 1,946  Theorical expected value     
29/12/2011 1,945  Theorical expected value     
30/12/2011 1,944  Theorical expected value
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
706,73 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 39,72 €.
 
Expected yearly extra expenses will be:  477
(+5,96%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 5/12/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,895 0,982 1,068 1,206 1,306 1,470 1,539
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,615 1,703 1,756 1,819 1,872 1,928 1,983
12 mo.





2,036





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,894 0,984 1,069 1,205 1,304 1,469 1,537
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,613 1,700 1,754 1,817 1,869 1,925 1,980
12m(a)





2,033





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 5/12/2011 at 13:50

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