Friday, 2 December 2011

Euribor 2/12/2011 (12 months & other types)

Forecast of December average: 1,953 (Reliability: 10%)
Oficial value of day 2/12/11: 2,033 (-0,148%)
 
Comments: Today a technical increase of 3 thousandths, and the Euribor types from 1 week to 4 months are lower than yesterday values, the rest are lightly higher.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1/12/11  2,030 -0,005 -> Reduction compared prev.day:-0,246%
2/12/11  2,033 +0,003 -> Increase compared prev. day:+0,148%
5/12/11  2,031  Theorical expected value    
6/12/11  2,027  Theorical expected value    
7/12/11  1,966  Theorical expected value    
8/12/11  1,961  ECB, forecast -0,25 (1,00%)
9/12/11  1,951  Theorical expected value    
12/12/11 1,947  Theorical expected value    
13/12/11 1,944  Theorical expected value    
14/12/11 1,943  Theorical expected value    
15/12/11 1,937  Theorical expected value    
16/12/11 1,933  Theorical expected value    
19/12/11 1,932  Theorical expected value    
20/12/11 1,931  Theorical expected value    
21/12/11 1,932  Theorical expected value    
22/12/11 1,930  Theorical expected value    
23/12/11 1,931  Theorical expected value    
27/12/11 1,930  Theorical expected value    
28/12/11 1,929  Theorical expected value    
29/12/11 1,928  Theorical expected value    
30/12/11 1,927  Theorical expected value  
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
706,73 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 39,72 €.
 
Expected yearly extra expenses will be:  477
(+5,96%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 2/12/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,892 0,984 1,068 1,205 1,303 1,469 1,536
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,613 1,699 1,754 1,816 1,868 1,924 1,979
12 mo.





2,033





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,893 0,985 1,070 1,205 1,304 1,469 1,537
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,613 1,698 1,753 1,816 1,868 1,924 1,978
12m(a)





2,032





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 2/12/2011 at 13:50

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