Wednesday, 7 December 2011

Euribor 7/12/2011 (12 months & other types)

Forecast of December average: 1,959 (Reliability: 24%)
Oficial value of day 7/12/11: 2,039 (-0,049%)
 
Comments: Today decreases only 1 thousandth, and practically all the Euribor types are lightly lower compared yesterday values.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2011 2,030 -0,005 -> Reduction compared prev.day:-0,246%
02/12/2011 2,033 +0,003 -> Increase compared prev. day:+0,148%
05/12/2011 2,036 +0,003 -> Increase compared prev. day:+0,148%
06/12/2011 2,040 +0,004 -> Increase compared prev. day:+0,196%
07/12/2011 2,039 -0,001 -> Reduction compared prev.day:-0,049%
08/12/2011 2,034  ECB, forecast -0,25 (1,00%) 
09/12/2011 1,963  Theorical expected value      
12/12/2011 1,958  Theorical expected value      
13/12/2011 1,959  Theorical expected value      
14/12/2011 1,955  Theorical expected value      
15/12/2011 1,952  Theorical expected value      
16/12/2011 1,951  Theorical expected value      
19/12/2011 1,945  Theorical expected value      
20/12/2011 1,941  Theorical expected value      
21/12/2011 1,940  Theorical expected value      
22/12/2011 1,939  Theorical expected value      
23/12/2011 1,938  Theorical expected value      
27/12/2011 1,936  Theorical expected value      
28/12/2011 1,937  Theorical expected value      
29/12/2011 1,936  Theorical expected value      
30/12/2011 1,935  Theorical expected value 
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
706,73 €.
Compared one year ago, in December'10 (1,526%): 667,01 €
Expected monthly extra expenses will be: 39,72 €.
 
Expected yearly extra expenses will be:  477
(+5,96%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 7/12/2011:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,895 0,979 1,065 1,205 1,307 1,472 1,538
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,616 1,703 1,757 1,819 1,873 1,931 1,983
12 mo.





2,039





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,894 0,982 1,068 1,205 1,305 1,470 1,538
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,615 1,701 1,756 1,818 1,871 1,927 1,982
12m(a)





2,036





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 7/12/2011 at 13:50

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